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, ���,r�.��; <br />� �3� , <br />201�0196� <br />20110596� <br />(C) "Lender" is Home Federal Savi ngs and Loan Assn of Grand Isl and <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand Isl and NE 68801- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack. Attorney <br />(E) "Note" means the promissory note signed by �nower and dated M a r c h 0 7, 2 O 11 . <br />The Note states that Bonower owes Lender ONE HUNDRED THIRTY ONE THOUSAND AND <br />0 0/ 10 0 Dollazs <br />(U.5. $ 131. 0 0 0. 0 0 ) plus interest. Borrower has promised to pay this debt in regulaz Periodic <br />Payments and to pay the debt in full not later than Apri 1 1, 2026 . <br />(I+� "Property" means the property that is described below under the heading "Transfer of Rights in the <br />.��-'./ . q_ _ <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any pr�ayment charges and late charges <br />due under the Note, and all seuns due unc�er this Security Instrument, plus interest. <br />(� "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following <br />Riders are to be execut� by Borrower [check box as applicable]: <br />Q Adju�Ie R�te Rides 0 Co��nium Ric�er 0 Se�oad Home Rider <br />Q B�� �Li� � Pl�ed �Jrut I?evelop�t Rider Q�-4 Fainily Rider <br />Q V'A Ricter 0�iwe,ekly Payment Iti�es Q Q}ther(s) [�Cif�1 <br />(� '�A�Iiesb� L�� ��I cv��lbng agplic�ble federa�, state anc� Iocal statutes, regulations, <br />ordinances � 've n�es and ardeps (tt� ha�e the effect of I�w} as we�l as all applicabie final, <br />aon-agpea�ab��u�"sc� agiaio8s. <br />(.i'� "Ce�m��r Da�s, �ees, �d �ffien�.s" me�s aII chres, f�s, assessments and other <br />c�arge.s th�t arae i�poseei �m �arrawer or the ProperEy by a cvndominiun�a association, homeowners <br />assaciation or s� o�ization. <br />(I� "�lectronie Funds Transfer" me�s any transfer of funds, other than a transaction originated by <br />check, draft, or similaz paper instnunent, which is iniriated through an ele,ctronic terminal, telephonic <br />instrument, computer, or magneric tape so as to order, instruct, or authorize a fiaancial insritution to debit <br />or credit an acxount. Such term includes, but is not limited to, point-of-sale transfers, automated teller <br />machine transactions, transfers iniriated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L} "�scrow Items" means those items that are described in Section 3. <br />(1Vn "1VIiscellan�us Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnarion; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(1� "Mortgagc Insurance'! riyeans insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />�-6(NE) foa��) Page2af15 Inkfals: �� Form 3028 1/07 <br />� <br />