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<br />shall remain fully effective as if no acceleration had occuned. However, this right to reinstate shall not
<br />apply in the case of aaceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written norice of the change which will state the name and address of the
<br />new Loan Servicer, the address to which payments should be made and any other information RESPA
<br />requires in connecrion with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Bonower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Bonower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable periad after the giving of such norice to take corrective action. If
<br />Applicable Law provides a time period which must elapse before certain acrion can be taken, that time
<br />peri� wi� be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and
<br />opport�mity to c�re gp,ven to Borrower pursuant to Section 22 and the notice of �celerarion given to
<br />Borrower pursuaait to Section 18 shall be deemed to satisfy the narice and opportunity to take conective
<br />action pravisioas of d�s Sectivn 20.
<br />21. Haasaedo� 5uui�stanc�es. A�s used in this Secrion 21: (a) "Hazardous 5ubstances" are those
<br />substances defi� as tox.ic or haza�dovs substances, pollutants, or wastes by Environmental Law and the
<br />following substagces: gasaline, kerosene, other flammable or toxic petroleum products, toxic pesticides
<br />and herbiciaes, velatite ��vents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Enviro�t� La�w" m�s federall�ws and laws of the jurisdiction where the Property is loca.ted that
<br />relate to hez�th, s�£e2]r or enviFOn�mentat protecrion; (c) "Environmental Cleanup" includes any response
<br />acrion, remedia� action, or removal action, as defined in Environmental I,aw; and (d) an"Environmental
<br />Condirion" means a condition that can cause, contribute to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor a11ow anyone else to do, anything affecting the Property (a) that is in violarion of any Environmental
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adverseiy �ffects the valu� of the Property. The preceding
<br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of
<br />Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Bonower has actual knowledge, (b) any
<br />Environmental Condirion, including but not limited to, any spilling, lealcing, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Bonower learns, or is notified
<br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />�-6(NE) (oa��) Page 12 of 15 Initials: y Form 3028 1/01
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