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201105940 The Note �nd the Security Instrument may be collectively refened to herein as the "Loan Documents:" Borrower now desires to e�end or rearrange the tune andfor manner of'repayment or paym�nt of the Nate and to e�rtend and carry forward the lien(s) on the Property, whether created by the SecuriCy Instrume�ti or otherwise. Lender, the lagal halder and ov�ner af tlae Note and of the lien(s) $ecuring t�ae same, ha� agreed at the request of the Borrower to extend or rearrange the tim� and manner of payment of the Note. In consideration of the: mutual prorruses and agreements exchang�d, and other g�od and v�luable co�szderatian paid by each of the parties to the other, �he reeeipt and sufficienc� of �vhich is hereby acknowledged, the parties hereto agree to modify, renew and extend the Not� and Security Instrument and any other Loan Documents, as follows (notwithstanding anything to the cc�ntrary eontained in the Note or 3�curity Instrument nr other Loan Dc�cuments): 1, AcJ�nowledgernent af Unpaid Principal Balance: Borrowar acknowled�es tha�C as of June 01, 2011, the total amount p�.yable under the Note and the Securit� Instnzmeant is U.S. �78,581.g9, consisting af the unpaid �.m.mount(s) lo�ned ta Batxc�wer by I..ender an outstanding principal balanee of $'I2,254.37, plus accrued unpaid interest of $4,78b.80, �nd other arnounts capitalized, which rnay include escrow shortage (consisting o� unpaid hazard insurance, taxes and/or mortgage insurance premiums and h�rei� referred to as "Escro�v") of' �1,54U.82 (et�ll�ctively refened to as "Modifi�d Prineipal Bal�nce"}. The Barrower hereby renews, extends �.nd prarnises to pay the Mod�ed Principal Balanc�, plus interest, to the order o�Lender. Tz�terest �vill be eharged on the Modified Principal Balance until the full amount Q� the Modi�ed Principal Balance has been paid in aceordance with the t�rms aricl cc>nditicans of the Note �nd other Laan Documents.. 2. Manthl� Payment Amount, Tirnin�af Pavment. and Matw itv Date: a. The Borrower promises ta pay the l�rladified Principal Bal�.n�e, plus interest, to the ord�r af Lender, its successors and assigns in US Dollars. Tnterest will be charged on the 1blod.i�ied Prineipal Balance at the yearly rat�e of 5.125%0 from Jiune O1, 2011 until paid in full. The Borrower promi�es to rnake rnt�nthly p�yments pf princip�:l azid interest of U. S. $427.87 beginacur�g on the l� day af JULY ,2011 and continuing ther��.fter on the s�:me day af each succeeding month until prineipa� and interest are paid in full. b. In addition, if an Escrow account has been established under the terms and con�litions of the Nate or other Loan DaGUments, Bonor�ver will make an Escrow payrnent e�ch month on each payment due date. The current Escrow pay�ent is $20�.18 per month, whieh is �ubjsct tQ change depe�ding on the amounts �ttributable to taxes, insurance and other Escrow Ttems. The initial combined rnonthly principal, interest, and Escrow payment will be $630.05, if such an Escrow has been established, and sha11 be payable as set forth under Section 2(a) abave. Page 2 of 9 of t1�e Loan Modification Agre�ment Loan #48331056 Qrder # 663219U