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24110583� <br />premiums, if any, or any sums gayable by Horrower to Lender in lieu af the payno,ent of Mortgage <br />It�vranca premiums in accordance with the provisions of Section 10. The.se items ara c�.11ed "Escrow <br />Items. ° At origina#ion or at any time during the term of the Loan, Lender ma.y requixe t� Community <br />Association Dues, Fees, and Assessmerrts, if any, be escrowed by Borrower, and such dues, fees and <br />assessments shalI be an Escrow Item. Borrower shall promptly fttxnish to Leader all nofaces Qf amounts to <br />be paid under ttus Section. Horrower shall pay Lender the Funds for Escrov►+ It�enos imIess Lender waives <br />Bonower's oblig�tion to pay the Funds for any or all Escrow I#ems. Lender may waive Bonower's <br />abiigatian tn gay to Lender Fimds far atty or all Escrow Items at any time. Any such waiver may only be <br />in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amoimts <br />due for aay Eseraw Items for w3uch payme�xt of Ftimds has been waived by Lender and, if Lender requires, <br />sha11 furnish to Lender receipts evidencing suc�t payment within such time period as Leader may re.�uira- <br />Borrower's obligation to make such payments and to provide receipts shail for ail purpases be deemed to <br />be a covenant and agreeme�t comaine� in this Sec�niiy Instrumen� as the phrase "covenazrt and agreeme� <br />is used in Sectian 9. Tf Bozrower is obligated to pay Escraw Items directly, pursuant to a waiver, and <br />Borrower faijs to pay the amount due for an Escrow Item, Lender may exercise its rights wader Section 9 <br />and pay such amount and Borrawer shall than be oblig�.#ed under Section 9 to repay to Lender any such <br />emo�mt. Lender me.y revoke the wsivar as to any or all Escrow It�ms at any time by a notice given in <br />accordanc� with Section 15 and, upon snch revoartion, Borrower shatl pay to Lender all Funds, and in <br />such amoimnts, that are then required undar this Sec4aon 3. <br />Lender may, at any time, collect and hold Funds in an amrnmt {a} su�iciern to permit T.end�r ta apply <br />the Fuads at the time specified under RESPA, and (b} not to exceed the m�aimum amou� a lender t�n <br />require under RESPA. Lender shall estimate the amaunt of Funds dne an the basis of cun'snt tl�t'a and <br />reasanable e,stimat�s of expendittu�cs af futiue Escrow Items ar otherwise in accordance with Applicable <br />Law. <br />The Ftmds shall be held in an instituiaon whose deposits are im�ued by a federal. agency, <br />ins�lity, ar entity ('mcluding Lender, if I,ender is an institution whose dsposits are so insia�) or in <br />any Federai Home Loan Bantc Lender shall apgly the l�uncis to pay t3ie Escro�v Items no Iater than the time <br />specified under RESPA Lender shall not charge Borrow�r for holding and applying the Funds, annuatty <br />az�alyzing the escrow ac;coum, or verif�y'ing tbe Escrow Items, tIDless Lsnder pays Borrower interest vn the <br />Funds and Applic�ble Law permits Lender to make such a charge. Unless an agreement is made in vvriting <br />or Applic�ble Law requires urterest to ba paid on the Fimds, Lender sha11 not be required to pay Borrnwer <br />aay interes� or eamings on th� Funds. Borrower and Lender can agree in writing, however, that interest <br />sha11 be paid on the Fuads. I.ender sb�all giva ta Brnrower, without charge, an annual accountmg of the <br />Fwids as requix�i by RESPA. <br />If there is a surplus of Funds hald in eserow, as defined under RESPA, J ender sha]]. accuunt to <br />Barrower for the ax�s funds in a�rdance with 1tESpA. If there is a shortage of Funds held in esczow, <br />as defined under RBSPA, Landar s1�aII notify Borrower a� req�ed by RESPA, and Horrower shall pay to <br />Le�er the a�naunt ne�essary to make up the sharmge in accordance vvith RESP�A, but in no moze thau I2 <br />mflnfhly paymerrts. If thera is a deficiency of Funds held 'm escrow, as de�eci �mder RESP.A, Lendar sha11 <br />noti�y Rorrower as reqnired by RESPA, and Borrower sha11 pay to Lender the amowrt necessazy to make <br />up the tieficiency in accordance with RESPA, but in no moze tlnan 12 monthly gaymemts. <br />UPon PaYment in full of alI sums secured by this Security Instrumeut, Lender shalI promptlp refimd <br />to Boaower gmy Funds held by Lender. <br />4. Cl�srges; Liens. Borrower shsll pay all t�es, asse.a�nents, charges, fin�, and impasiiions <br />a#tr�utable to the Fraperiy which can attain priority over fihis Seciuity Insir�_en�, leasehold payments or <br />graund rems on the Property, if any, and Community Association Dues, Fees, aod Assessnuents, if any. To <br />tha exteat tbat the.ae items are Escrow Items, Horrower shsli pay them in the manaer provided in Section 3. <br />22oQi56587 D o'6ANE <br />NEBRASKA - 3ingle FflmUy - Fennte MaalFreddis MsC UMIFORq9 INSTRUNIENT WITH M R <br />� tna�nl pege s cr � s Inh�e� Form 3a28 1101 <br />