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201 10581C <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Se 'ty Instrum d' y Rider executed by Bonower and recorded with it. <br />. / °'�°-/� �' ���j� <br />RAI.D P PANKOKE Date CHERYL A PANKO Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JERALD P PANKOKE and CHERYL A PANKO before <br />me on July 28, 2011. In witness whereof, I hereunto et m and, if ap ' able, official seal. <br />My commission expires: 5/10/2015 r <br />�•- <br />AYER <br />�iAL�TARY•�a�� CONSUMER LOAN OFFICER <br />� � �� Hall County, NE <br />��' �' � ��' �� Identification Number <br />(Official Seal) <br />THI5 IN5TRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />6 2004-2010 Compliance Systems, Inc. EEOB-0136 - 2010.03.378 <br />Consumer Real Estate - Securi[y InstrumeM DL2036 Page 5 of 5 unvw.compliancesystems.com <br />