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201�05790 9. Protection of Lender's Interest in the Property and Rights Under this Secnrity Instrument If (a) Bonower fails to perform the covenants and agrcements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's inter�t in the Property and/or rights under ttus Se�urity Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender' s interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender' s actions can include, but aze not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' f� to prot�t its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Properly includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned oa or off. Although Lender may take action under this Se�tion 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agr�d that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Se�tion 9 shall become additional debt of Bonower s�ured by this Se�urity Instrument. These amounts shall beaz interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from L,ender to Borrower requesting payment. If this Security Inshvment is on a leasehold, Borrower shall comply with all the provisions of the le.ase. If Bonower acquir� fce title to the Properiy, the leasehold and the f� title shall not merge unless Lender agr� to the merger in writing. 10. Mortgage Insnrance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums requir� to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was requir� to make separately designat� payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain th�e payments as a non-refundable loss re�serve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or eatnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer sel�:ted by Lender again becomes available, is obtained, and Lender requires separately d�signat� payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, ar to provide a non-refundable loss reserve, until Lender' s requirement for Mortgage Insurance ends in accordance with auy written agr�ment betw�n Bonower and Lender providing for such termination or until terminarion is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provid�i in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain loss� it may incur if Borrower d�s not repay the Loan as agreed. Bonower is not a party to the Mortgage It�sivance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agr�ments with other parties that share or m�ify their risk, or reduce losses. These agreements are on terms and conditions that aze satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agr�ments may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). 11-06-000228 NEBRASKA - Single Family - Fannie MaelFreddie INac UNIFORM INSTRUMENT WIT,,�ERS �-6A(NE) �oa�o) PageB of 15 �nn�als: ��¢- Form 3028 1►01 �