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<br />� � � ��,'�� � ��'� DEED OF TRUST
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<br />DEFINITIONS � �
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<br />Words used in multiple sections of this document are de�ned below and other words are defined in Sections 3, I1, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ....................... 47 �$:�O11............................., together
<br />with a11 Riders to this document.
<br />(B) "Borrower" is P�Erick J ,K�IloA9 ....... .................... . ........... ......... ....... . ... ...... .... ... . ........ ......... ........ . ..... . .. ..... .
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Securiry Instrument.
<br />(C) "Lender" is ING,BAN,K ..................................................................................................................... .
<br />Lender is a F�P.ERA4 �AVI�y�$.�AryK ........................................ •••••..... ............................ organized and existing under
<br />the laws of .the.U�lted.Sta1�es.Pf �4m�fl�� .................................... . Lender's address is .3Q 7T,y AV�SOUTH,.ST CLQ.I�U,.MN.........
<br />56�41 .................................................................................................................................................. .
<br />Lender is the bene�ary u er �s Securiry Instnuneg�. �
<br />(D) "Trustee" is .. . `. �',��..� t��!'�C.��-�....1:�:�.1�. �-.��.l�.C.�!�'! ��..�?�.�/ ................................. .
<br />(E) "Note" means the promissory note signed by Borrower and clated R7.:2�:?Q11 ................................................... . The
<br />Note states that Borrower owes Lender s�.u.Qqty.f.4u[ �h.o.USand and nol10A .................. ..... ............ ................ .....................
<br />.................................................. Dollars (U.S. $ 74,000 plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payment5 and to pay the debt in full not later than .....................Q8:17.•2Q1�...............:....
<br />........................................................................................................................................................ .
<br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(� "Riders" means all Riders to this Sccurity Instrument that are cxccutcd by Borrowcr. Thc following Ridcrs arc to bc
<br />executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider 0 Condouunium Rider ❑ Second Home Rider
<br />0 Ball�n Rider ❑ Planned LJnit Development Rider � Other(s) [specifyJ 4i
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider Sum Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />admini'strative rules and orders (thax have the effect of law) as well as all applicable �nal, non-appealable judicial opinions.
<br />(J} "Community Association Daes, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners associaxion or similar organization.
<br />(B) "Electronic Funds Transfer" means any transfer of funds, othcr than a transaction originaxed by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, insltuct, or authot�e a financial institution to debit or creciit an acc;ount. Such term inciudes, bul is nol limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parly
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ri) condemnation or other taking of a11 or any part of the Property; (iii) conveyance in lieu of condeyunation; or (iv)
<br />misrepresentations of, or omissions as to, thc value and/or condition of the Properly.
<br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and inlerest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security lnstrument.
<br />(P) "RESPA" means the Real F,state Settlement Prc�iures Act (12 tJ.S.�. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500}, as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject mauer. As used in this Securiry Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any parry that has taken title to the Progerty, whether or not that party has
<br />assumcd Borrower's obligations under the Notc andlor this Securiry Instrument.
<br />Form 3028 1 /01
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT /� II'lll�l�lllllll'llll'lll�llllll
<br />Bankers $ystems, Inc., St. Ciwd, MN Form MD-1-NE 8l17/2000 [J� �� II � ii B 2 11 A ll U
<br />ref: t/200 7 (page I of 7 pages} �_ 49
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