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<br /> 'fY3(IETHEiR WI'I'H nll tho improvementa now or herestfter erccted on U�o property,and all eusements,nppurtennncc.v,and
<br /> fixtures now or hereaf�er a part of the property.All replacements nnd nddldane�ha'I also be covered by tl�is Security Inscrument. . �
<br /> „ All of tho foregoing is�ferrcd to in this Sccudty Inswment ng�te "Propcety."
<br /> . , � BCRROW6R COVENANTS that Borrowcr is lewfully sclscd of tho cstaw hcroby canvoycd and has thc dght to grnnt end -
<br /> convcy tha Property nnd thet thc Property is unencumbcrcd,cxcc,Qt �'or cncumbrnnccs of'rccord. Bormwcr wnnnnts and wiU
<br /> -� defcnd gcncrally thc ddo to tho Property agalnst NI ciaims end dcmands.subJcct to any encumbrance�of record. � : - _
<br /> THIS SEGURITY [NSTRUMBNT cambines uniform wvcnante for nadanal usa and non-uniform covenunts with I{mitcd
<br /> variadans by Jurisdicdon to constiwtc a unifarm secudty instrument c�vcring real propcny.
<br /> � .�,�°'� UN'IFORM COVEiNANTS.Bonnwer end Lcnder covenant and agcec e.9 followe: � "���.'ti:==
<br /> -•� � 1.Payment of Princlp�l And interesti �p�yment and Late Churges. Borrower shell promptly pay whcn dua thc ,
<br /> principal of and interest on tho debt eviderced by tho Nata and any prepayment and lata charges due uuder the Note. . •
<br /> 2.�nds for Taxes Ansl Insurance. Subject to applicable l�w or to a wrltten waiver by Lender, Boaower shall pay to ,�,���i�;��
<br /> Lendcr on the day monthly payments are dua under tha Nota.until the Note ie paid in full,a sum("Funds")far:(a)ycarly taxes � �`"�` �
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<br /> , and asscssments which may atta3n prioriry over this Security Instrument as A Ilen on the Property;(I�S ye�rly ir.�zi;v�9{��r^r.:^;s � ;,�,��y___.—
<br /> or ground rents on the Propeny,If any:(c)Yearly hazard or pmperiy insurance premiums:(d)Y�s:�Iy�'r.�i:.;�:�,r�:��;:.^c:;:�s�Ili . •r:��'�:�;`.�
<br /> .. any�(o)Year:y mortgoge insuranccs premiums.if any:and(�any suiras payablo by Barrower w Ler��ier.�.i a,aa:�r.�a,wi•�a t;;,�a ' .::�',.;;•�:+•.;:"�._.
<br /> � , provlsions of paragraph $, in iieu of tl�e payment of mortgage insurance premiums. 'Ihese Items are caL'a� "r..scroW d*.ems:' {,':;;;;�,{:='����'--�_-__-�'?•;"
<br /> L.ender may,at eny time,collect and hold Funds ln an amount noi io exceed the maximum emaunt a lender for a federally r�,1:,� 27"�"T
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<br /> martgago loru�may requfre for Borrower s escrow accaunt under the federal Real Estate Settlement Procedures Act of 197R�s �:�'l�,�����i1���•�� ;{�'±�."�=
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<br /> , ' umertded&om dme to qme,12 U.S.C.Section 2601 et aeq. ("RESPA").unless another law that applies ro the Funds sets a lws:s ' .i .�, `��1,�:�;;•1:. --_
<br /> '• :���. amount. If so,L.ender may, ai any time,caUtxt and hald Fur,ds in an amount not to eacced tha lesser amouni. Lcnder may �:=:��',�,��•`h��``.��'=
<br /> � �� ��t estim�te the amount of Funds due on the basis of curre�t data and seasonable estunates of expenditures of fuwre fiscnnw Items or �
<br /> � ,��.�:�, otherwise in sccordance with nppllcable law. ---
<br /> ��-:� 'Ihe Funds shaU fie held in an institudon whose depnsi�a vre insurcd by a federal�ency,instrumentality,or endty(including ��F;�
<br /> �� ''s Lender�If Lender is such an insdt�don)ar in any Fecteral I�ome Loan Bank.I.ender shaU epply the�nds w pay the Fscrow
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<br /> ;��`'��� Items.Lcnder may not charge Borrower for holding and applying tl�e Funds.annually analyztng tha escrow eccount,or verifying -
<br /> - , � the Fsciow Items,unless Lencler pays Bormwer interest on the Funds and applicable law permits Lender to rnake such a charga.
<br /> Hawcvcr,Lcndcr m;.y r.,guire Borrowcr to pay s one-sime char��for an inde{i°..ndent ceal�t:te ttis re�rttng s,.Prvice ussd by `�- —
<br /> _ s� L.ender in connecdon with this loan. unless epplicable law pmvi�s otherwise.Unless an ngreement is made or applicable law "��
<br /> ' '���'`�'' re�uires intcscst to be paid,I.ender shall not be required w pay Borrowu any interest or eamings on ihe Funds.Borrowcr and
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<br /> ''`�,`. I,ende,r may agrce in wrldng,however,that interest shall be puid on the Funcls.Lender shall give to Borrower,without charge,s+n
<br />_ ,�,f;;,�; . anrtual accounting of the Funtls,showing crcdits end debits to the PunCis end the purpose for which esch ciehit to the Funds wav
<br /> _' . . '�:' madc.Ttie Funds ere plodgeil ns addidonal security for all sums secured by ihis Security InstrumcnG �,;�
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<br /> - �:�;<<=�'t, If the Funds held by Lendu excced the amounts pern�itted to be held by applicable 1aw,Le,rtder shalI account to Boerower for ;;
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<br />_--::-'�;j:;;.. the eaccss Funds ni eccordance with the roqulrements of applicabl�law,If the amount of the Funds held by I.ender et eny time is
<br /> -,�"�;;;';ti;,;,;;� not sufficlent w pay the Escrow Items when due.L�ender may so notiffy Barower in writing,end.in smch case 8arrowu slu�ll pay --
<br /> _�'"':`'-�`Y��*� w Lender the amount neccssary to make up tha de�iciency. B�r_owe;r shall make up the deficiency in no mon than twelve — --
<br /> _ �:=°:�'�;?: .... monthlY payments.at I.ender's solc discredon. ,�
<br /> __�--�``�� Upon payment in full of all sums secured by thiv Socurlty Instzument,I.ender shall prompUy refund to Bortowu sny F�u�ci.s -
<br />--��i�`' .':- held by Lenda.If,undec 21,Lender shall °.
<br />-- ;���?:�:,; P�Ph ealuire or sell titc Propc�ty.Lender�PrIor to ttae acquisidon or sak of tha -- —
<br /> -•`'''"�*` 1 �Y PP Y Y Y ecquisiuon or sale a�a credit againsE Q�e sums seciued by this —""—"
<br /> ,stuil!u l an Funds held b Lender at the time of 'on
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