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<br /> S.HaYUrd or Piroperty Insurance. Borrower shall kcep the im�ircrvemenu+n�yw exiRUn or hereufter erected on the Pro '�rk:s'•::,s,�� -
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<br /> insured against losa by fuc, hazErQs inclu�cd within thc tcrm "vxlcndcQ covcr�go" nnd [my oQtcr ha•r�uda,including floads or �,;r�4,, �
<br /> flooding,for which Lender requires insurance.'ihis insurenco shnil tw matntninod In tha nmounus and for tha periods that I.ender �;;,..t. ;
<br /> requires.The;,�sura,ice carrier provlding �he insurunce shall be chvsen hy IlormweT �ubject tn I.ender's approval which shall not �;�`;.;:. _
<br /> � be unreasanably withheld. If Sorrowcr feqs W malntaln cavcrago dcscrlbed abtivo, I.cndcr may, at Lcndcr's apdon, obtain t rG'�s: � ,
<br /> coverage to protect Lender's dghts in the Property in ticr.ordanaa with pnragreph 7, S��d mort n e clause.L.ender shall �`f',,�''.�{ •
<br /> ,,::a��' AU insurance policies and renownls shall bo acceputbie to Lender and Fhall includo a 8 B �t�'•;i
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<br /> have the dght to hold the policies and rencwala.If Lender rcqulros,Aorrowee shall prompQy givc to Lendca all reccipts of paid �,,%�,<<;,,+ .
<br /> . premiums and renewal nodces.In the event of loss.Borrower sha11 giva prompt notico tc�tha insurtuico carriar and I.ender.Lcnder .,_.,,:1,.� .
<br /> may make proof of loss if not madc prompdy by Honov�cr. ��`�'��s�`�'� ,
<br /> . Unless L.ender and Boaower otherwiso egrcc in wddng, insuranca proceoda shal� ba QPP�icd to restorndon or rc air af the �`'":.`�'�:1ti• ,
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<br /> ���`��'�' '''�'' Property damaged,it thm restoradon or repalr is economkelly fcasibk and Lendcr s sccuriry is not l,.ssened.If the restoration or .,,;��,�„'�,1.41r��, .:,�,�.�'ry y �
<br /> � ' repair is nat economically feagible or I.ender's security would ba lassw�ed,the Insurenco procecdn shnll be applicd to the sums y �s ±;, ,t , ,.: �,�•
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<br /> secured 6y this Security Instrument, whether or not then duo, with any axcess pald w Borrower. If Borrower abandons Yhe ;,,��;;,:4t:,:,�1zt:,:rf:;_
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<br /> , Property,or dces not answer within 30 days a notice from Lender that the insuramcu carder ht�s offercd ro scule a claim,then � �,, „t>�N � ;
<br /> . :� Lender maY�llecc the insurance proccede.I-cnder may uscs thc proceeds to repatr or rastora tha Property or w pay sums secured ;t,,t�;'{r'���r� o�;,,iy;;.
<br /> i ecuri Instrument,whether or not then dua.'IYie 30-da period will be {n whcn tho nottcc is glven. .tL�4t�'-�1..�"::�=�:`
<br /> by th s S ty Y 8 1:�.1:�'��:..—.,..�.:.. -
<br /> Unlcss L.ender and Borrower otherwisa agrao in wridng,any applicadon of procccds w principal shnll not axtcnd or postpone ,�.'�:;.g�',�__
<br /> � the dua date of the monthl ayments referr,d to in ara nphs 1 stnd 2 or chango thA amount of tho payments.If under paragraph f:�%t:f;'�;�:','-_— _._
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<br /> . � 21 the Property is acquired by Lender. Borrower's dght co eny lnsuranca pollcies nnd proceeds ra5ulting from demage to the •�:�:��>7�';_,--
<br /> i property priar to the acquisidon s6all pass to Lender to tha oxtent of the sums seaurcd by this 5ecurity Inswment immediately �i�;�`;�;r��(;;,;�:=z;��,-�;;�,;.,
<br /> � �'�. prk�r w the acquisidon. �l :�,�� �, �;}�;
<br /> • 6.Occupancy,PreservAtion,Matatenanct and Pratectton of the Propertyi Borrower'e LoAn Applkation;Leaseholds. f•:�!•.,��t-�
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<br /> ��; Borrower shall occupy,establish,and use the Property ag Bo�rower s prinoipal residenco withln sixty days�ftex tha execudun of �.=,_j:`�,:,,'t
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<br /> this S�curity Instrument and ehall continue to occupy tho Property ay Borrower s p�rincipal resid.nce for at least ono year aft,et the ;.�:.,:;}�.:,w-�_
<br /> � t dak of occupancy, unless Lender otherwise agrees in writing. whkh consent ehail not bo unreasousbly withhald, oe unless '�`�`:��;l', ,, :.,;.��y";, •,
<br /> � " '_ '� extenuadng circumstances exlst which are beyond Bocrower's control.Sorrowcr ahall not destroy,damago or impait the Property, �,`: `�;�%r'�'�
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<br /> . ' sllow lhB PCOperty to dCterlorate,or Commit wasio on uic rT-iu�,Gi�+. u =. �'ti o�1! �!s3 d�f�i� ar�Y fnrfnihye ar_.ri�n or ___.�;`lY,_� ,:i�i--;'
<br /> � proceeding,whethes civil or criminal.Ls begun that tn Lender's good falth Judgment cauld rosult in�orfaituro of tha Property or ,y<<, .s ''
<br /> . . otherwise�aterially impair the lier►creatcd by this 3ecurity Instrument or Lender's accurlry interesG Borrower may curo such s r�,<<;'{,,,`.;, ; '��
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<br /> . � default and reinstate, as provided in paragraph 18.by causing the acdon or pro�eeding a bo dismissed wfth e� ru8ng that, in �h<<:�.�. :..;.,� .:.�,;.
<br />-` �,:, � Ler►der's good faith determination, recludes forfcsiwre of the Sorrower's interest in the ProNcrty or other matcrial impainncnt of ':`�U� �"�" ' `�
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<br /> the llen created bY this SecudtY Instnunent or I.ender's securtty interest Borrower shall atso lxi in default if Borrowu.during the `'' }�'� ��`�
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<br />�r����;�'s`,;t. laen appllcatioa pracess,gava materially felse or ineccnrate informadon or statemenu to Lendet(or fatlod W provida Lendu with .;�;.�;-�,
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<br /> .;,..'�,r. any materiai infoimaaon) in connec�on witi� the loan evidenced by the Note, including, but not limited to, representntions ";,;'3�`?', `
<br /> ��: .:`a . -•� concerning Borrowu's occupancy of the Pcoperty as a principal resider�ce.If this Security Inswmcnt is on s le,�sehold,Horrower �-'�:::•i . ;�:
<br />�'�'� . � s l�a U c o m p l y w i t h a l l t h e p m v i s i o n s o f t h e l e a s e.I f B o r r o w er a c quires fa titic to the Pro�x r t y,the lca�chold and tho foc titla shall ,�t'� �'.. �'
<br /> � '.' not merge u n l e s s L e a d e r e g r e e s W t h e mer ger in wridn g. i��• :����.�:
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<br />'-�;"r... '; 7.P r o t e c t i o n o f L e o d er's IIt i�hts[n the Pro p e P t y. If Borrowei feils to peiform the covenante and egcamcnts contt�ined ln .��:}y,:
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<br /> � , , n �may si ificantl uffect I.cnder's rl hts in Iha Pro suc fi as a ���'����;=�:;
<br />�::���;�'. . this Securlty Instrument,or lhcre is a legal pcoc�edi S 8�► Y 8 P�Y ( :,��.
<br /> f`'%''�*-^ proceecling in baziluuptey.probate,for condemnation or forfeitura or w enforce laws or reguladona),then Lender may do and pay ���:F�u�,.�.h...
<br />_ � �A;�,��:��� r Y for wha0ever is necessary to protect tlie value uf tho Property end Lender's dghts in the Pcoperty.Lenda's acUons may include t,�f� ;` �
<br /> t , •° !n couct� WYinB reason�la �hA�'`�'"'
<br />�3:�s:'x�,�,�a,;.:, paying any swns secured by a liCn which has priority over thie Security Instrumant,appaaring ,,_-__.,_,,,:o
<br />" � � ,. attomeys' ft�es and ente�ing on thc Property W mako rcpairs.Although Lender may taice scdon undcr this paragreah 7.Lender ����"��-
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<br /> -- <�• docs nat have to do so. 1���ry==_-�_.—=—_,-
<br /> ��,��;';:`?;; h 7 shall become additional debt of 13ormwu seeurod b this Sceuciry >.
<br /> �_..4 '� kny amounts disbursed by Le�nder under this ParagraP y
<br />'_ "��.�,:i�y' InstrumenG Unless Borrower and T.endca agee tn othcr temis of payment,these omuunts shall bear lntenst i'rom tho dAto of � �".;��"�''�
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<br />��,,,;,,�,�;,:;?�. ;_� disb�usement at tha Noto rate and shall be payable,with interest,upon notica from Lender to Borrowu roquostln8 paYmcnt. �;��,,;;�;:
<br />�::�p±_�� ���-::k:=; 8.MortgAgE InsurAaca If I.ender required mortgage insuranc�as a condldon of maki�ig the loan securod by Ihis Socurity %:;�;_M�'
<br />-nt'a'°,=,`, ..•''��. Instrument, Borrowcr shall pay the premlums required W maintain dia mortgago insurancA in effoct. If, for any reason, tho ----- - -_ --_
<br /> "�' ' mongage insurance coverage reqnired by L.ender lapses or ccases to bo in effec� Borrower shall pay tho premiumA roqulral to � :
<br />°. ' obtain coversge substantially equivalent to the mortgage insurance previously in effect,at a wst substnndally equivaknt to tha ?:_
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<br /> - � " � cost ta Borrower of the mortgege inaurancc previously in effcc�from an alteeneta mortgage insurcr npprovcd by l�cndcr. if �r«=`�"=
<br /> - • substantially equivalent mortgago inswance coveragc is not availablc.Bonower shall p�y to Lendcr cACh month a sum cyual to ,;�%��
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<br /> . I'� onc-twElith of the yearly mortgage insurance premium boing paid by Bamower when tha insuranco covcrego laps,cA or ccasal tn , ,..: '�;.... ;
<br /> - �1�'.' be in effec� Lender will accept,use and retain these payments as a loss reserve in lieu of mortgege insurance.I.oss reservo �� � �'�'`����
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