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20�10569� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Second Home Rider. <br />� <br />�� � �� (Seal) <br />Steven B Gottsch -Borrower Carolyn S G tsch -Borrower <br />— (Seap <br />-Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />— (Seal) <br />-Borrower <br />MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT Form 3890 1/01 <br />�-365R (0811) Page 2 of 2 <br />� <br />