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20�1056�0 9. Protection of Lender's Interest in the Property and Rights Under this 5ecnriLy Instramen� If (a) Bonower fails to perform the covenants and agreements containe� in this Security Instrument, (b) there is a legal proce�ing that might significantly affect Lender's interest in the Properly and/ar rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeit�tte, for enforcement of a lien which may attain priority over this Security Inshvment or to enforce laws or regulations), or (c) Bonower has abandoned the Property, then Lender may do and pay for wbatever is reasonable or appropriate to prot�t Lender's interest in the Properiy and rights under this Sec�uity Instrument, including protecting and/or assessing the value of the Property, and securing and/ar repairing the Properiy. Lender's acrions c�n include, but are not limited to: (a) paying any swns secured by a lien wluch has priarity over this Se�urity Instrument; (b) aPPearing in court; and (c) Paying reasonable attorneys' fees to proted its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proce�ding. Securing the Properiy includes, but is not liaYited to, entering the Properiy to make repairs, change locks, replace or board up doars and windows, drain watar from pipes, eliminate building or other code violations or dangerous conditions, and have utilities tumed on ar off. Although Lender may take action uader this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agre,ed that Lender incurs no liability for not taking any or all actions authorized under this Sacrion 9. Any amowrts disbursed by Lender under this Section 9 sha11 bec:ome additional debt of Boaower s�ured by this Security Instrumen� These amounts shall bear intere.st at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Bonower requesting pa �I�f t this Security Inshvment is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires fee titie to the Property, the leasehold and the fee title shall not mezge unless I.ender agrees to the merger in writing. 10. Mortgage Insarance. If I.ender re�uired Martgage Insurance as a condition of malcing the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. I� for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was requireri to make separatelY �� PaY�� toward the premiums for Martgage Insuraace, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Boaower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer selectad by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designateri payments that were due when the ins�nra�nce coverage ceased to be in effect. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Swch loss reserve aba11 be non refimdable, notwithstanding the fact that the Loan is ultimately paid in fiull, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender c�n no longer require loss re,serve payments if Mortgage Insurance coverage (in the amount and for the period that Lender re�uires) provided by an insurer selectad by Leader again becomes available, is obtained, and I,ender requires separately designated payments towazd the premiums for Mortgage Insu�rance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments towazd the premiums for Mortgage Insurance, Borrower shall pay the premiums requireri to maintain Mortgage Insurance in effect, or to provide a non refundable loss re.serve, until Le,nder's requirement for Mortgage Insiu�ance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until *era�a�+on is require� by Applicable Law. Nothing in this Se�tion 10 affects Bonower' s obligation to pay interest at the rate provided in the Note. Mortgage Insuranca reimburses Lender (or any entity that purchasas the Note) far certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a pariy to the Mortgage �nsurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agr�ments with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions tbat are sa�isfactory to the mortgage insurer and the other party (or pazties) to these agr�nnents. These agreements may require the mortgage insurer to make payments using any source of fimds that the mortgage insurer may have available (wlrich may include fimds obtained from Mortgage Insiu�ance premiums). 2200129581 D V6�NE NEHRASKA - Single Family - FanNe Mae/Freddle Mac UNIFORM INSTRUMFM W ��BA(NE� Ioa�ol ra¢ea a �s � ' Form 3028 1/01 �