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' � � <br />Fk �� � <br />2 0:� 10 5 6:� �. <br />14.1 "Chan�e Date" sha11 mean the One Hundred Twentieth Monthly Due Date <br />after the date hereof and every twelfth Monthly Due Date thereafter. <br />14.2 "Maturity Date" sha11 mean the Montllly Due Date of the 180th calendar <br />month following the da.te hereof. <br />14.3 "Monthly Due Date" shall mean the 28th day in each month, beginning <br />with the first calendar month following the date hereof. However, if such date is later in <br />a month than the 28th day of the month, then the Monthly Due Date for February shall be <br />the 28th day of February. Further, if such date is the 31st day of a month, then the <br />Monthly Due Date shall fall on the 30th day in those months having only 30 days. <br />14.4 "Variable Interest Rate" shall mean that rate of interest, per annum, <br />determined for each Change Date by Lender, adding up to (as it determines) two and one- <br />half percentage points to Lender's Cost of Funds. Lender's Cost of Funds is the weighted <br />average annual rate of interest, determined by Lender on a date selected by it, based upon <br />the interest and other costs payable on or with respect to such of its outstanding <br />investment and other obligations as shall be determined by Lender pursuant to Lender's <br />lending procedures as in effect from time to time. <br />IN WITNESS WI-�REOF, the Bonower has executed this Promissory Note as of the <br />date first above stated. <br />TRINITY LUTHERAN CHLTRCH-MISSOURI SYNOD, <br />IN GR.AND ISLAND, HALL COUNTY, NEBR.ASKA <br />BY: ���1./ <br />Larry Wil Chairman — Board of Tnistees <br />BY: <br />� <br />Ra.y Quan Member — Board of Trustees <br />f►1 <br />