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<br /> A►DJUSTA�L� �,ATE FLII�ER
<br /> �rg pp,���p�i.g RATB R7DBR is n�adA this 5�1 day ot D8C8MBi3R , �996 ,end is
<br /> incocponlod int�and shall bo deemod w�mend uid wpp{ement thc Mort�ge.Doed af T�uat or 5ocurlry�ood(tiio"5ociuity `�
<br /> Instruma�t"}of tho sune dato given by the underslgne�/d(tha"Borrowu")to eocuro Barrowa's Ad�Jvstabb R�te Noto(1ho
<br /> "Noto")Go
<br /> HtlMB FBDERAL BAVIN(iS & LOAN A880CIATION 08 aRl�I�]D I9LANA
<br /> (tho"Lcnaa`)of the sarrw dwt�c and coticring tho propertY described in tha Security Inswmant and locatod W: _
<br /> 2410 6Ii�RIDAN AVR
<br /> pg�Np ygLA�7D, NgBRAEiKA 68803-1957
<br /> l�ny Ada���J
<br /> T�[S NOr['E CONTAINS PROVISIONS ALL,OWIN(i FOA CMANGES IN MY YPi'1'EREST RA'PE AND MY
<br /> MON['HLY PAYMENT. INCRE�SF.3 IN THE INTERFST RA7'E Wi1.L RESULT IN tQ(iHEA PAYMENT3.
<br /> DECxEA9ES Yf�i T�IIV'PEi�R"t'�ArE PlELb LgESUL7f IIV 3.OV��3�AXIMFN'1'!�. _
<br /> AADITIONAL COV�NANTS, In eddldar� to ihe covc,n�uus and agreema►ts mnQ° in the Socurity Instrumix�l4
<br /> aormaa and Lenda furtt�u covenant and ep'ee as folbwe:
<br /> A,INTF.RE.ti'1 itATE AND MON'IfHLY PAYMENT CHANGF:S
<br /> 'i1�e Nobo provi�es fa en iniWi inta+est rat�+of 6 .500 96.Tho Note provldes fa ctm►�asi in the
<br /> intacst aau ond the monthlY P�Y���+�follows:
<br /> A.INT�RE,4T ItATE AND MON1'HLY PAYMEN'I'CHANGCsS
<br /> (A)CI�=e Dttea ,
<br /> Th�,iaW+GSt r�tc�will pay may changa on Iho first day of at►NUARY , 19 98 ,and on tl�at day .
<br /> �yuy, 12Tti tt�pnth�tec.�act►datc on whiah my intarest reto could cdar,ge is caUod a"Ct�enga D�ce." .
<br /> �)TMe Inda�
<br /> Begianing wi�h the i'ust Chango Date,my intaest raw will be ba�od on en Index.The"Inckaa"ix:
<br /> THS WBfiICLY AVBRA(3$ XIELD ON TJNITED STATSB TRSA9IJRY 9SCURITI83 A�TUSTFsA TO A
<br /> CON3TANT MATURITY OP 1 YEAR� AS MRDS AVAII,ABLS BY �'HR ASDSRAL RSSERVS BO.ARD.
<br /> 'Ibe most te�caie Index�gure availabk a9 of tho date: xx 45 dtys❑
<br /> befa+e cACh Ctange Date is calkd tba"�;urrent Inckx" .
<br /> IE tho Inde�is no bnga awilable.the Nooe Holder wlll choox e new index that is basecf apon companble inf,�catiatbn.
<br /> The No�e 3�Io3der aill givo me not3�e of thls ctwioe.
<br /> (C)Calcn�tloo of Clu�a�e+ .
<br /> Befoc�e each Change Ihte.the Nuto Holdra wlll calculato my new inU,rest race by adding
<br /> �t,ro Axn oxs xiwF p�centage paint(s)( z.500 �)oo tho Cumnt Xnc�eac.
<br /> The Note Hol�a w�l ttkn round the result of thia addidon to tho []Nearest (�Next H3ghest 0 Nwct L�owest
<br /> ars sta�rr►i ( .iss gb),
<br /> Subjoct W ti�e limits statod in Soction 4(D)belnw,this ruunded anwunt wiil be my ncw int�est race ttntil tho neat Change
<br /> Ikte.
<br /> '�lhc Not�e Ho{da�wi111hen detamino ti�e arnount of thc mossthlY PaY�t tliat would bo sut�'icicm w c+eyey tbe unpetd
<br /> principsl dut I am ea�pxtod to owo u the Cf�ange Dase in iLll on the m�turity date at my new ino�rest ro6c ih auUstxn+tialiy
<br /> 04�i�Y�q.'If�e res�ilt of thi�calcuWion will ba tha new amount of my monQ�lY 1�Ynx��t _
<br /> f�)Lie�ifs on interat Rat�CYanZes
<br /> �Pl ase check appropriate 6nxe,+;t�no box is ck�cked,rhere wUl be no moxfmn»e fimit on clrangeJ.)
<br /> (1)'Ihac aill bo no m9ximum llmit on intenst rate cha�ages.
<br /> .w..w._�_.�_�J._*��.....S.eA�.......n►�fu�rae[�6onaw I1nG usill nN ha arwatwr tl�t� 8.500 �Ys
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