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<br /> , 'I�Oi7B't'F1BR WlTH all tha improvcmcnts now or hercaftcr crc+ctc.cl on thc propcny, and all casemcnts,appurtcnamccs,nnd
<br /> fixtures naw nn c�rca(tcr e part of tho property.All rcplaccment�and additl�ns shail also ba covcrcd by this Sxurity Inswment,
<br /> A,U of iho fa•ag�ing is rcfcrraf w tn thia Socurity inswmcnt as tha"Property. .
<br /> BORRUVI►BA COVBNAIV7'S thn Borrowu i� 4►wfuily seiscd af�ho e.gtat�hereby conveycd encl ha�Iho dght to gront and .
<br /> cnnvoy �c Properry Rnd that tho Property is uncncumbered.except for cncumhrances oP rocord. Qorrower warranrs and wiU
<br /> dctcnd ger�ntlly thc dtk w tho Propctty�galnst�ll clsims a�►�l dcmands.subja;t W any cncumbmnccs af rccnr�i.
<br /> 'I'FiIS SECIIRITY WSTRUMANT c,�m6incs �niform covcnant� for nsdon�l ux anA non-uniform covcnants with Umitc�d
<br /> . . variadons by Jurisdictbn to consdWte e unifam accurity inst►umcnt wv.-rU�g eeal propc.�ty.
<br /> .��; UNxF'ORM COVE3NANTS.Borrower and Lender covenant and agcee av fotlowe: .
<br /> ���, 1.l�ymrnt ot Pr[nclpal aad Intere.at;PrEpsymeat�ad L�te Char�es. Sorrowcr shall prompUy pay when due tha
<br /> . �►dncipal of cnd interest on thc debt evidenccd by thc Notc and any pnpayment and lat,e chargcs duc unQu tha Notc.
<br /> Z.Funde for Taxes�ad Iasurance. Subjoct to epplicabk law or w a wrluen waiv� by Lendcr� Bnnower sh�ll �y to .:
<br /> Lender on tNa day monthlY paYments ero due under the Nute.unW the Note is paid in full,a sur�("Fundx")for.(a)Yearly wces .:`:
<br /> end ass�ssrtiu�ts which may attein priority rner this�ocwlty Instrumcnt as a Ilen on the PropertY:(b)YearZy leaschold payments _;
<br /> or ground rents on thc Proputy,if any;(c)Yearly ha�ard or pruperty insurenco oremiums:(d)Ycarly ilood insurence prertriums�if ��,.:::
<br /> a�Y:(�)Y�IY�6aSa insurana premiums.it any�and(�eny sums payabla by Bomowu to Lender�in accordance with the .,,_-'
<br />-� � provisbns of pAragraph 8, in lieu of thc psym�nt of rtwngege insurince Ixemiums.'I�ese fums ua called "Escrow Itcros." -
<br /> „ � Le+��nay,ai��y tima�callxt:ud huld Fwids in en��nnunt noa to exceo�l the maximiun vnount A k�der for a federally nlatod .
<br /> n ;-
<br /> :� morigaga Ioan may reqairo for Barower's escrow eccou�t undu the foderal Real F.state Seukment Procedures Aat of 1974 as :� �
<br /> ' �' amended from dme io time. 12 U.S.C.Secdon 2601 et seq. ("RBSPA").unkss anod►u law thst applies to Ihe Fi:nds sets a Icsser �..>_•
<br /> " . amounG If so.Lcnder may. al any time. coilect end hald Funds in an arrwunt not Do exceed tho lesser emaun� Lender mey '
<br />�" � esfiaate the amount of Fuads due on the Is�is of cuccent dsta and reasonabk�of oxgendtuues of futunc;Escmw xtems or �`. i
<br /> . othe:wisa in eccorclance witl�epp11cabie law. ��-_
<br /> .�:� 'Ihc Funds sl�all be he{d in en instiwteor►whoso deposits aro insured by a federel aguncy.inst�urnr�tality�a aitity(includlr�g �_
<br /> La�det.if I.enda is sach an institude�)or In eny Fa{aal Home Loa�n Bank.Lenda s1W1 aPPly tho Funds w pAy►he Esctow -
<br /> Ytems.L.ender may not ct�rge Botrowu for holding and applying tha Funds�ennualfy enalyzin8lhe escmw account,or vesifying `_
<br />- ���' tha Buxaw It�ms.unless l.eixla peys Borrov�u inuxest on the F�snds aad applicabla law permits L.endu w ma�ce svch a chargo. �._
<br /> Bu�
<br /> � ., �� Howover.Lendu ms►y roquim Barowa ta pay a one-tim�charge for an inde.pendent real esW�ta�c n�ortln8 se�vice usoa by
<br /> I.�.:a izs�s-^.,,,.�.,.^�s aish•!+.ii�.on�•�c A;�tirAt,ir..law movid�a othen�sa.Unkss en ag�eeme�t is made a apppcabb law ,
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<br />:,r .�'. •:��•�. 3 roquites intaest to be po1d.I.end�rr s1�11 not be ra�ulred w pay Borrower any inta�est or eamings on the Funds.Bocmwer end
<br />- Lendea may a�ec ia wrldng,however�that intaest shall be peid on the�tu�ds.Lender shall give w Borrower.without clwrge,an
<br />;`�,,...;..,. � annual accoundng of the Funds,stwwing cxedits end debits to the Funds and the put�wse for whkh Gach deb{t to the Funds wa9 ---
<br /> t•., �� . rnade.'It�e Funds aro pledged a�addit3onal socurity fa all sums socurad by this Secueity Iastcumcn�
<br />-`•�"```��::.� :� If t!ro Funds held by Lenda exceed tht amounts puadacd to be 4�c.ti�by applicab3a law.Latider shall account to liormwa f�r
<br /> __-._;�. . .
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<br /> �`:'�"`;;°, : , tde oxocss Funds in�ecocdanca with tix mqu�rmnents of epp',Icable law.if the smount of ttiee Funds heW by I,anda�at any hme as
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<br /> -- • .�L;:.�'�'(;, not sufficla�t tn pay the Escrow It�ems when due�I�der may so notiffy Bonrowa in wrlting.and,in such cava Aarower a4all P�►Y
<br />-- '--�: to Lendu Ihe arnount noc�ssary W make up the deficiency. aorrower shall a�c up the deficiency in no rtwc�e dm twelye
<br /> -zs,�;:,•y;��ti.� monlhlY p►Ymel►ta.at Lender's sole disci+etion.
<br /> _,y, UP�PBY� rc.fimd w Barower an Funds
<br /> �.��i.�.,
<br /> —_.,�.,��,: t in full of all sums soc�rod by this Sxurity Instrument,Lender shall P�P�Y y
<br />�...�`=�,�0f�•:_�. � heW by I.eaider.If.unda p�graph 21�Lendu shall ecquiro a setl the Prepacy,La►der�Prior t�o t1x accluisltion ar r�aale of tho
<br /> ��="'�'�`��` propaty.ahall apply any Funds held by Lender et the time of acquisition or sala a9 a crodit agsirut tha sums seciued by thiq
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<br />�__ .�?.— Securiry Insuunxn�
<br />�,= • � 3.Applk�atk�n ot Po�ents. Unless eppUcable 18w provides othawise.all p�y.rnents rooeived by I�endv�utida par�ht
<br />�'�..,:.,,� ' 1 and 2 shall be appliod:t"irat,to anY PnPaY�t charges due under the Nocc;socond.W amounts payab{e under p�r�2;
<br /> -----�-=;•�'� thud,to interest duec fwuth,W principal dsu;and L�st,to any late charges due und2r the Note.
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<br /> ---- ,�°':. 4.C esl LleQS. Bormwer sh�ll �y all taaes. asscssments.char�Tes.fines and impositi�ons Ami6utabk W thc Pi+npaty _
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<br /> __--�..�,�.-=.�a which may attain priortty over this Sxwity�lnsmunent,and k,�sohold p�yrt�ents a ground renis,if eny.Barov�r shall pay thesa
<br /> --f���' them on timc.directl b the
<br /> =:�m� obkgetion�in Ihe manner p�vlGed in pardgraph 2,or if noT paW in tl�at manna�Bo�mowa stwll PaY Y
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<br />��.x�r�3�:�i�y,� perso� owcd payma�t Borrvaer shall promptly fumish W Lender all notices of amounts w be paid unda this para�ranh. If -
<br /> �,yt1� Barower makes ttr.se paymeats dkectiy,�orruwer shall prompdy faraiish uo Lender rcceipts evidencing the payc►x,�ts.
<br /> ,,:.�,�.,,,.�..�� Borxower shall p1nmP@lY discharge any lien which has pdoriry ovcr this Socurity Insinimea3 unl�s.s Borcower:(a)agras in
<br /> "-'"�"4X"� wridn to the payment of tha obligadon socured by the 3ien in a manna acceptable m Lender;q�)contast�in good f�ith the lien ,
<br /> 3!l�''� B
<br />'=�''�"�. by. or defa�ds against ea�atoernent oF the lien in, lcg�l proccedings which in the I.endei's opinioa operatc eo pmveat tho �;�
<br /> �+1;�as '•�; u,:
<br /> ..�:;;«.�,,�� enfoncemcnt of the lien;or (a)se�ures from the holder of the!kn an ngrcema�t sadstactory w Lendcr subordinating dw lian ro ^
<br />�,:�';-.'�:-°.!',_; � this Socuriry Instrument If Lcnder dctaanines that any part of the Ps�perty is subject W a lien wLtic�may ettain prlarlty ovcr Ehis _
<br />_��; � � �;`,,; _.�
<br /> Seciuity Instrumcnt,Lendcr may giva Bonower n notica idearifying¢ho lien.Borrowcr shall satisfy sht licn or talce one or more
<br />-__ : ,:•�i�'�3, of the actions sot fonh above within 10 days of the giving of nodcc. �';;_
<br /> - Form 5026 9l00 !Y-
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