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N - O O ui 6 0 rn When Recorded Mail to: FINAL DOCS T7408 -01F 4101 WISEMAN BLVD BLDG 108 SAN ANTONIO, TX 78251 -4200 State of Nebraska This Document Prepared By: WELLS FARGO BANK, N.A. 1003 E. BRIER DRIVE X0501 -04G SAN BERNARDINO CA ,924082862 [Space Above This Line For Recording Data] FHA Case No. 321-3027483 952 Loan No. 0325145183 ADJUSTABLE RATE HOME EQUITY CONVERSION DEED OF TRUST THIS DEED OF TRUST ( "Security Instrument ") is made on 07/25/11. The trustoris BOBBY D. GIRMUS AND ELIZABETH A. GIRMUS, HUSBAND AND WIFE, AS JOINT TENANTS whose address is 359 REDWOOD ROAD, GRAND ISLAND, HE 68803 ( "Borrower"). The trustee Is Wells Fargo Financial Bank ( "Trustee "). The beneficiary is WELLS FARGO BANK, N.A. which is organized and existing under the laws of THE UNITED STATES , and whose address is P.O. BOX 11701 , NEWARK, NJ 071014701 ( "Lender "). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ( "Note "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject to adjustment (interest), and all renewals, extensions and modifications of the Note, up to a maximum principal amount of TWO HUNDRED FIFTY FIVE THOUSAND AND 00/100 Dollars (U.S. $ * * * * * * * * * ** *255,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the First American Loan Production Services Nebraska HECM ARM Security Instrument © 2008 First American Real Estate Solutions LLC p r/ FALPS #Y071 :05/08 Pagel Rzis io7/o 1 NMFL #8913NE (OKNE) Rev. 01/2010 m �M M N O O� D m C-) I;a 1 ZM N M X00 -<-i O �� z C T OZ D j � —0 0 Z> T � O — n�0 (NO ym UlN d7 M r 0 � 0 �o� ON .., m 0 mo O 0 Z Z O This Document Prepared By: WELLS FARGO BANK, N.A. 1003 E. BRIER DRIVE X0501 -04G SAN BERNARDINO CA ,924082862 [Space Above This Line For Recording Data] FHA Case No. 321-3027483 952 Loan No. 0325145183 ADJUSTABLE RATE HOME EQUITY CONVERSION DEED OF TRUST THIS DEED OF TRUST ( "Security Instrument ") is made on 07/25/11. The trustoris BOBBY D. GIRMUS AND ELIZABETH A. GIRMUS, HUSBAND AND WIFE, AS JOINT TENANTS whose address is 359 REDWOOD ROAD, GRAND ISLAND, HE 68803 ( "Borrower"). The trustee Is Wells Fargo Financial Bank ( "Trustee "). The beneficiary is WELLS FARGO BANK, N.A. which is organized and existing under the laws of THE UNITED STATES , and whose address is P.O. BOX 11701 , NEWARK, NJ 071014701 ( "Lender "). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ( "Note "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject to adjustment (interest), and all renewals, extensions and modifications of the Note, up to a maximum principal amount of TWO HUNDRED FIFTY FIVE THOUSAND AND 00/100 Dollars (U.S. $ * * * * * * * * * ** *255,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the First American Loan Production Services Nebraska HECM ARM Security Instrument © 2008 First American Real Estate Solutions LLC p r/ FALPS #Y071 :05/08 Pagel Rzis io7/o 1 NMFL #8913NE (OKNE) Rev. 01/2010