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�011055�0 <br />NON-UNIFORM COVENANTS. Bonower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleratton following <br />Borrower's breach of any covenant or agreement in this Security Instrument (f�ut not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the d�te the notice is given to Borrower, by <br />which the default must be cured; and (d) that failure to cure the default on or before the date specified in the <br />notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The <br />notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court <br />action to assert the non-ezistence of a default or any other defense of Borrower to acceleration and sale. If the <br />default is not cured on or before the date speciFed in the notice, Lender at its option may require fmmediate <br />payment in full of all sums secured by this Security Instrument wfthout further demand and may invoke the <br />power of sale and any other remedfes permitted by Applicable Law. Lender shall be entitled to collect all <br />eapenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable <br />attorneys' fees and costs of title evidence. <br />If the power of sale is invoked, Trastee shall record a notice of default in each county in which any part <br />of the Property is located and ahall mail copies of such notice in the m�nner prescribed by Applicable Law to <br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br />Trustee shall give public noNce of sale to the peraoas and in the manner prescribed by Applicable Law. Trustee, <br />without demaad on Borrower, shall sell the Property at public auction to the highest bidder at the ttme and <br />place and under the terms deaignated in the notice of sale in one or more parcels and in any order Trustee <br />determines. Trustee may postpone sale of all or any parcel of the Prnperly by public announcement at the time <br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements <br />made therefn. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and ezpenses <br />of ezercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; <br />and (c) any egcess to the person or persons legally enHtled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee <br />to reconvey the Property and shall surrender this Security Instrument aad all notes evidencing debt secured by this <br />Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally <br />entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a <br />fee for reconveying the Properly, but only if the fee is paid to a third party (such as the Trustee) for services rendered <br />and the charging of the fee is permitted under Applicable Law. <br />24. Substttute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the counry in which this Security Instrument <br />is recorded. Without conveyance of the Property, the succe�sor trustee shall succeed to all the title, poWer and duties <br />confened upon Trustee herein and by Applicable Law. <br />25. Request for Noticea. Bonower requests that copies of the notice of default and sale be sent to Bonower' s <br />address which is the Property Address. <br />[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 9 of 11 <br />oocMagtc � <br />www.docmaglc.wm <br />� <br />� <br />� <br />Ne3028.dot�1 <br />