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�01�05�85 (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to ti�e, or any additional or successor legislarion or regulation tlzat governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all reqnirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any pariy that has taken title to the Property, whethez or n.ot that party has assumed Borrower's obligations under the Note andlor this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and mo�ca.tions of the Note; and (u) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this piupose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the CoIINTY o� SALI, , [Type of Recording Jurisdiction] [Name of Recording lurisdiction] Lot 1�io (2) in Block Three (3) in Replat of Riverside Acres, an Addition to the City of Grand Island, Hall County, Nebraska TAX STATEMENTS SHOUI,D BE 3ENT TD: WEI,LS FARGO HOME MORTGAGE, P.O. BOX 11701, NEWARR, NJ 0710147Q1 Parcel ID Number: which currently has the address of 2711 COTTONWOOD Rb [s�et� �� Is� [City], Nebraska 68801 � �� ("PrOpeIty l�ddi6$S"); TOGETHER WTTH all the improvements now or hereafter erected on the properiy, and all easements, appurtenances, and f�tures now or hereafter a part of the property. All replacements and addidons shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "ProPerty-° BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generaIly the title to the Properry against all claims and demands, subject to any encumbrances of record. NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIPORM INSTRUMENT �j,'�-6(NE) �oa� �� Pega 3 of 16 inn�ais: Form 3028 1/07 C./�l