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<br /> 'POGBTHER WITH all the improvcments aow on c�rcaftcr crectcd on t�!�property,and nll cascmcnte,nppurtcnunccs,nnd •
<br /> Ciatures now on c�ee��ft�r n part of ih�pro�.rty. All repluccincnts mid addldons shnll t►Ico be covcrcd by Uiia Sccuriry[nsuumcnt. :
<br /> AU of thc forcgoing is rufcrrcQ to!n U�ls Sccurlty lnstnimcnt as llic"Froperty." �
<br /> BORROWBR COVBNAN7'S that aonowcr is luwfuily sci.scd of thc�cstntc hcrcby convcycd nnd has ihc Pigh1 to grant and -
<br /> . comcy tho Propeny tu�d that thc Propcny Is uncncumbcrcd, except for cncumbtanccs of record. Bonowcr wnrrants und will �
<br /> defend generally the dde to 1he Properry ngainst all clalms and demands,subject U�any encumbrunces of rccord. �-
<br /> . I 'THIS SECLJFtITY INSTRUNBNT combincs unlform covcnants for nadonal us� ond no�s•uniform covcnunts with Iimitcd '
<br /> vnriudons by jurisdiction to consdwte e uniform sccnrlty instrurnent covcring rcul property.
<br /> iJNIFORM CAVfiNAN'TS.Borrower and Lender covenant suid agrcc ag followa:
<br /> 1.Payment oY Principu!and Interest;Prepayment and Late Charqcs. Borrower shall prompily pay when duo the
<br /> .r,:.:� princlpal of end lnterest on tho debt evidenced by the Note and any prepayment and late charges duo under�he Notc. „
<br /> � �� I 2.Funds for Taxes aad Idsurance. Subject to sppQcable Isw or to s wriuen waiver by Lender. Borrower sliall puy to , _
<br /> Lender on the day monthly paynzei�3s nre due under the Note,untU tiie Note is paid in full,a sum("F�nds")for:(a)yearly taxes
<br /> • � ant�lssrs.e�►�Ents w�ich mng a�t�in�:r,".eR�r oves this Sectedty��ns�,n�nent as a Uen on the Property:@)Yearly leasehold payments :
<br /> ' or gro�n�a�n�s�n tfi�E&*a��zmy.o�'amg,�c)5car�y P��s,�or p��erty insurnnee premiums.(d)YeArly flood insurnnce premiums,if
<br /> any;(e)y��ly m�r����i�sivanca�nxem�ums. if any;and(� anY sumA payable by aorrower w I.ender,in acr.ordr,nce with the � .:.�:':. }�,�
<br /> �'.��� rovisien� af 9� �, ir, 3i��� of the a ena of mort a e insurance ramiums. These items ate cnllecd "Escraw Items." `t '�+��;���','��
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<br /> '���,:';;:;�-;'•:,',•.�q�;�' L�nd:s en:�y,aY any¢�r�a,callect and hold Fundv in a��a�imount nat to excer.d thc maximum amour:t a lender for a fede.rally related ,.. ,,,___. _ __
<br /> � �'�'��'�� mortg�e Dn.nn may require for Borrmwer's escrow account under r,ho federal Real Estate Seulement Procedures Act of 1974 as . , :?.�,�,r"�+::
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<br /> ' ��'.°_;�'� eniended fmm dme w tlme, 12 U.S.C,Secdon 22C�01 et se�. C'RESPA"). unless another law that applles to thc Funds sets a lesser •;•;,s.�r_=
<br /> eri�ount If so, Lender muy,at any tlme.collect snd hold Funds in an amount not to exceed the lesser amoun� I.ender may . ,,_ _
<br /> � estlmnto the amaunt of Funda due on�he basis of current datn and eeasonable esdmaces of expendiwres of future Bscrow Itema oe •?f
<br /> ,._,--�----__
<br /> � otherwjse in accardance with nppltcabk law, �},�- _. -
<br /> - 'It►o Funds shall be held in un insdtudon whose deposits are insured by a federal agency,instrumentatity,ar cndty(including :; � �_—
<br /> •� �� � Lendu,if Lender is sush an insUwdon) or in any Fcdcrol Homo LAan BeNc.Lcndcr shall apply tho Funde w poy tho�scrow °.'-�--`: Y�
<br /> � ��"� '--�
<br /> It�ems.Lcnd�er may not charga Borrowcr [ot holding snd spplying tho Funds�annually enalyztng the cscrow account,or verifying
<br /> tho Ascrow Itcma,unlcs9 I»cndcr pays Dorrowct lntcrest on tho Fund�and applfc�blc law permlt�Lendcr to maka euch w chargo.
<br />, Howovcr, Lcndcr mAy roquiro Borrowcr W pay p onc-dmo chargo for wn indeper�dcnt ratl catrUO iax ccpoeting euvtco ueo�by �.r��
<br /> � �• Lencl�r in connxdon wtth this{oan.unlca+applicabb law provides��ficrwiso.Unless an agroemcnt is mAda or e�plicublo law � ,,
<br /> � ! ' roqufrea intcrest tc�ba pAtd,Lcndcr shall not bo roquirod W pay Bortowu any intcrest or camings on thc Funde. Horrowu md
<br /> ' � Le,r►du may agroo in wdting,howcva,that Inttrest shall bo pa�d on�ho Funds.Lcndcr shall giva to Borrowu,wfthout chatga,an
<br /> ;� :Ftrua!!�ousssfssg�f she Fsutd.°.°.t�•.!'l�p°rrr�li�an�1 tlnhity In Iha Furtds ertd IhC purpos0 f0[whiCll CeCh dEb1l I0111C Fulld9 Wa9 =
<br /> maclo,'Il�e Funds are plodged es edd.idonal securlty for all sums soc�reA by this Security Insirument ,, .
<br /> • If the Funds held by Le�►dor oaceed the emounts permfued W be hald by eppllcable law,L.endu shaU account w Borrowu for
<br /> the excess Funds in eccordance with tha requiremenu of applicable lew. If the amount of the Funds held by Lenda at any tLna is
<br /> � not sut�icient to pay the�scrow Items whe�dae,Lender may so notify Horrowe�r in writin8,and,in such casa Bocn�wer shall pay
<br /> . to Lander tha amount necesssuy w mako up the deficienr,y. Borrowrr shall make up the deficiency in no more than lwelve
<br />. monthly payme�its,at Lender's sole diacne8on. f.
<br /> :...,. .
<br />- ,;�;;, Upan payment in full of ell sume ae:cum,d by this Socurity Instrument,Lendu shall promptly rafund to Borrowa any Funds
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<br />��� , � �•t held by I.,cndca.If,under paragcaph 21. Lcnslar shall acquus or scU the Propetty.I.ender.prior to tho acquisidon or sale of the ��
<br /> • • ���:��;; � Praperty, shall apply any Funds held by Lender nt the dme of ecquisidon ar sale as n credit ageinst the sums securecl by this
<br /> . ' : � Securiry InsuumenG Q—��
<br />'_'`'_i•:•. I,. 3.ApplkAtbn ot Pag�ments. Unless appllcable law provides otherwise,aU payments re,ceived by Lender undei paragraphs ��-
<br />-�'`'`"zr'��`;r' ' 1 end 2 sit8ll b0 BppHed: fu'st,W anY P�Ym�t charges due under the Nou;socond,to amounts payable under paragraph 2;
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<br /> "�� �• '� third,w Interest duo;founh,to ptincipel due;and last,to any late charges due under the Note.
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<br /> ,;�.,. 4.Chyrgrsi Lteus. Bo�►owe+ shall pay ull taxes.a;sewmen..,,ch..rges� fines a�id imposidons emibutablt tn the Pro�ty►
<br /> -__'�'�;`' '`'3�`` which may auain priority over this Sxurtry Instrument,end teasehold payments or ground rents,if any.Bonower shall pay thesc
<br />��`N'` ����'� obllgudons in the manner pmvided in parograph 2,or if not paid in that manne�,Bocrower shall pay them on time direcdy to the
<br />-"`' - :;;;;5:, • pecson owed paymen� Bormw�r s2�a11 promptly fumish W L,ei►dea ell nodces of amounts to ba paid under this paragraph. If �
<br />�°r.�. � "�'°'� Dorrower malces these payments QirecUy.Borrower shall pmmptly fumish to Lender receigts evidencin�the payments. ��w
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<br />;p•a-:• ;�j-%��" � Bonnwer shall prompdy clisc?�arge �ny lian which has priority over this Securlry Instrument unless Borrower:(e)agrees in �
<br />��,,:;ati:.-�.i.��'H` wridng to the payment of tha oblig�ilon secur�ed by the Hen in a menner ecceptable w Lender;(b)c�nusts in good faith tha lien
<br /> ^' ''�"���� b or defends alnse enforcement of the �ien in, legul proceedings which in the Lender's opinion aperate uo prevent the
<br />_�,�,...,..•_ y, � .��_-_.
<br /> ., a"'n enforcement of the lien;or(c)sec�es lran ihe holder of the lien an agrcement satisfectory to Lender subordinating the licn to _
<br />_e�,h,���_•;... . .
<br /> - . "�':. this Sccuriry Instruiment If Lender determineg that any pxrc of the Proprity is sabject to a lien which may attain pdority over this ;��,;�:;-_.,=-�
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<br /> k.��" Security Instrument,Lc�►der may give Borrower a notice idendfying the lien.Boaower shall sadsf the lien or take one or more '��'�`���°"`
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<br /> �� ' of tha acdons set forth above within 10 days o2 t�e giving of notice. �-��.
<br />-_ � • �� Form 3028 OloO
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