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2U�105411.
<br />(C� "Lender" is MORTGAGE R-�SEARCH CENTER, LLC DBA
<br />VAMORTGAGECENTER.COM •
<br />Lender is a MISSOUR.I CORPORATION organized
<br />and existing under the laws of MI S S OURI •
<br />Lender's address is 2101 CHAPEL PLAZA COURT, SUITE 107, COLUMBIA,
<br />MISSOURI 65203 •
<br />(D) 'Trustee" is CHICAGO TITLE INSURANCE COMPANY
<br />(E) '�RS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successars and assigns. MERS is the beneficiary under this Security
<br />Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� 'Note" means the promissory note signed by Borrower and dated JULY 2 2, 2 O 11 .
<br />The Note states that Bonower owes Lender ONE HUNDRED THIRTY-SIX THOUSAND EIGHT
<br />HUNDRED E I GHTY - ONE AND 0 0/ 10 0 Dollars (U. S. $ 13 6, 8 81. 0 0 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not
<br />later than AUGUST 1, 2 041 .
<br />(G) 'Troperty" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(� ' Z.oan" means the debt evidenced by the Note, plus interest, aay prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(n 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider
<br />� Balloon Rider
<br />� 1-4 Family Rider
<br />� Condominium Rider
<br />� Planned Unit Development Rider
<br />� Biweekly Payment Rider
<br />� Second Home Rider
<br />� Other(s) [specify]
<br />VA ASSUMPTION POLICY RIDER
<br />(� "Applicable Law" means all controlliag applicable federal, state and local statutes, regulations, ordina.nces and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Bonower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(L) '�lectronic Funds Transfer" mea.ns any iransfer of funds, other than a transacrion originated by check, draft,
<br />or similar paper insirument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. 5uch term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(1Vn "Escrow Items" means those items that are described in Section 3.
<br />(1� '2Vliscellaneous Proceeds" means any compensation, settlement, award of da.mages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />�,
<br />NEBRASKA-Single Family-UNIFORM INSTRUMENT
<br />MODIFIm FOR DEPARTMENT OF VETERANS AFFAIRS - MERS
<br />(Rev. 1/01) Page 2 of 14
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