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20��05407 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements conta.ined in this Security Insmiment, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regularions), or (c) Bonower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect I.ender's interest in the Property and rights under this Security InstYVment, including prot�ting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's acrions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its s�ured posirion in a banktuptcy proceeding. Securing the Property includes, but is not limited to, entering the Properly to make repairs, change locks, replace or boazd up doors and windows, drain water from pipes, eliminate building or other code violarions or dangemus conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Secrion 9 shatl become addirional debt of Borrower secured by this Security Instnunent. Tfiese amounts strall beat interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon norice from Lender to Borrower rec}uesting payment. If this Security Instntmern is on a leasehold, Borrawer sha11 comply with alI the provisions of the Iease. If Borrower �quires fee title to the Property, the leasehoTd aud th� fee ritle shall not merge unless I.ender agrees to the merger in writiug. 10.1V�o�tgage T�uranee. If Lender require� Mortgage Ixrsuraan..c� as a condition of making the Loan, &�rrower sh�lt pay the premiums requir�3 to rnaintain tl�e Mortgage Insctraac.e 'ra effect. If, far any reason, the 144�artgage Insurance coverage r�quired by Lender ceases to be avaiIable from the mflrtgage insurer that greviously provided sueh �� ar� Barrower was re.c}uired to make �garately designated payments tovv�rd the preemiums for 1F�ortgage insurance, �orrower s�iall p$y the premiums required to obtain coverage substantially ec�uivalent to the Mortgage Insurance previously in effect, at a cost substanrially �vi�al:ent to the cost to Bortower of the Mortgage Insurance previously in eff�t, from an alternate mortgage insurer selected by Lender. If substantiatly equivalent Mortgage Insurance coverage is not available, Borrower sha11 continue to pay to Lender the amount of the separately designated payments that v��ere due whea the ?��ce coverage ceased to be in effect. Lenc�er will aecept, use and retain these g�yments as a non-refundable loss reserve in lieu of Mortgage Tnsurance. Such loss reserve shatl be nc>n-refundable, notovithstandiIIg the fact that the Loan, is uttimately paid in full, and Lender shall not be required to pay Borrower any interest or eaznings on such Ioss reserve. I.encter cau no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again hecomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make sepazately designated payments toward the premiuxns for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until tennination is required by Applicable Law. Nothing in this Section 10 affects Bonower's obligarion to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are sarisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) (081 t) Page 8 of 15 Init�als: � Form 3028 1/01 �