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<br /> , � 96- �.U��t39 :
<br /> 'TOGQ'tHE[2 W[TH n!l ti�e innprovemcnts notv on c�rcafter erected on thc prapetty,and all ca�emcn�v, appurtennnces,and ,
<br /> fixwre.v now or licecaftc��u p:�st of the prap�frty./�II rcpicccments nnd additions�hap ulso be covered by this Security lnstrumenG
<br /> All of tho foregoing is rofcrred w in thls Security Insh�ument os t�o"Property."
<br /> • DORROWIIR COVBNANTS that Borcowrr is k►wfully seiscd of d�c estntc hercby convcyed und hns the r�ght w gmnt nnd
<br /> � convoy tho Fropany anQ �iat Iho Pm�eny Is unencumbcred, oxcept for encumbrances of recard. Aorrower wa�rwits and wili
<br /> � dePenA gcncrally tho dtlo ta tho Property ugninst all claim5 m�d dcmunds.FubJect tn any encumbrances of recnrd.
<br /> THIS SECURITY INS'PRUMBNT wmbinrs uniform covenan�� for nndon�l uso and non-unifomt covenAntv with l�mited
<br /> . �� vorindons by jurLsdiction t�constitutc u uniform sccurity iusirwuejn cove�inK rcal pmP�Y•
<br /> � �. � UNIFORM COVBNAN'fS.Borrower and Lendu coventu►t and egree av follows: �
<br /> ���i 1,Payment of I'rinclpal ond Interesh,prepaynlent c+nd Lnte C6arges. Boaowcr shall promptly pay whcn due tho
<br /> ���,� principul of ar�d interest on the debc avidenced by tl�a Noto and my prepayment and latc ch�cges due under the Not�.
<br /> 2.Ftinds for Taxr�and Insursrece. Subject to npplicnbla luw or to a written waiver by Lender, Borrower shali pay to
<br /> y " ; Lcndcr on tha d�y monthly payments arc d�to u�dcr tha Note,undl Ihe Notc is paid in full,a sucn("PUnds")for.(a)ycacly wxes
<br /> � � und nsscssmcnts which mny nttain prioiity ovcr diis Sccurity Instrwnent es u licn on thc Property;(b)yearly leasehold payments �•:� •
<br /> .. � � or ground rents on the Property�if any� (c)Ycarly liazard or prope�ty insurance pte�rmiums:(d)Ycarly flaod insurance premiums,if .:,*
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<br /> ' • nny;(e) ycariy mortgagc incsuance prcm{ume,if nny;and(�any sums payuble by Bonower to Le��d�r,in accarclance with the �,
<br /> :i•. provisioas af parngmph S, in Iteu nf ihc payment of moRgaga ir.civancc premiums. These itema uras cxilied "Escrow Item9" �;�t;r.
<br /> ' Lcndcr mny.nt any dme,collect rind hold Funds in an am�unt not to exceed thc ma�cimwn amouaE a lcndr.r for a fedeniliy rclat�d a ---
<br />� • '� morigago loan mfly rcc{uire for Boirower's escrow account under the federal Rcul&ts�te Sealement Procedures Act of 1974 as =-
<br /> amended Fram dmo to time. 12 U.S.C.Section 2601 et scq. (RESPA ),unless anothr.r law that applles to the Funds sets a lesset
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<br /> '�� nmount. If so, I.ender mny. nt any dme,co�ect and hold Funds in an amount not eo excced the lesser amounR l.ender may �
<br />- ' esdmatc the�unonnt of Fundv due on thc b�i�of current data and reasonable estunates of expeadiwms of future Lscrow Items or
<br />- ° otherwise in accorclnnco with app�icuble law. _�-
<br />��"'�. • - 'Ih�Funds Rha1!be held in en insdtution whose dcposits ere insured by a federal agenc:y,instiumentality.or endty(including
<br /> - � Lender. if I.ei►du is such an institudon)or in any Fcderal Homo Loan Bank.Lender shall apply tho�unds to pny tho Escrow _
<br /> � � ��� Items.Lender may not charge Bozrower for talding and applying the Funds.annnat�y analyzing the escrow accouc►t,or verIfy�g
<br /> '�"f,,,� • Q�e.Escmw It�ems,unless l.er►der pays Bocmwer intetest on the Fhnds and applicabl�!xw permits Lender w nu�Sce such a charge.
<br />- � H�wever,Lendu m1y requira Borrower to pay u one-bme charge for nn independent real estate taa nporting srlvice used by __
<br />-- ' I.ender in connecdo� with this loan,unless appllcabla Inw provides otheiwLse.Unl�ss an agreemcnt is n�ade or eppucabk law
<br /> . reyuires intcrest to be paid,Lendcr shall not be rcquired w pay Borrowc�any inLenst or eaminge on tha Funds.Borrowcr an�]
<br />- ' - Irndrs mav�eree in writin�.however. that interest shuU be paid on thc Ft�nds.Lend�s!►all give W Bottnwer.without charge.an
<br /> ' � annual accounting of the Funds,showing credits end debits to the Funds end the putpose for whkh each de"vit co[no i�unds wa4
<br /> ��� ,.: � �: mada.'The Funds ere pledged av addipona!security for all sums secured by this Securiry Yrsttument
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<br /> ,_a:;,;::. � If tha Flmd9 held by Lendu eaceed the amounts pem�iued to bo held by npplicable law,I.endzr shall account to Borrowa e►r
<br /> -_��'=`'4'�'' tha uxcoss Funds in accordance with the requirements of applicable laev.If tt►e amount of the Funds held by L.endea at any ticna Is
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<br /> �n fn"��•'� not cuf�ieient to pay the Bscrow Icems when due.Lender may so notify Borrower in writinB.artd,in such ca�e Borrower shal!pay ;
<br /> -���` '"���`� tn Lendor the amount necessary w make up tho deficiency. Borrowu shall m�lw up the deficiency in no mom�n tarelve -
<br /> - '�__��'�� monthlY PeYmenis,at Lender's sole discntion
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<br /> _„_,�,�r,� Up�n puY�nent In full of eil sums secured by this Sec�uity Instrumeru,Lender shall pmmptly refund w Bocinwa any Funds
<br /> - °��+�..�;-�—�- held b�r Lender.If,undu paragcaph 21.I.ender shall oaquire or seU tho Property,Lenda.prlor w the acquis[don or sale of the
<br /> �-'�� Proparty,shall apply eny Funds held by L.ender ac the time of acquisidon or sale as a credit ngainst tho svms securid by Wis
<br /> ---�±�`�`� Security InsirumenG
<br /> '!' 3.ApplicAdon ot F�ymeate. Unless applicable law provides otheiwise,all paymcaita received by Lendu unda para�graphs
<br /> - -•- 1 and 2 shall be apptled:first,to �u►y prepayment chaxges due under tho l�iote:second,to amounts payable und�paragraph 2;
<br />- :� _._._: �hird,to inierest duo;fow�th.to principr.fl d:►e:en�lasi,to 2ny late charg�s d�e«nder the Note. �--,
<br /> _ 4.Charges;Lkas. Bonower ahall pay all taxcs,assessments, charges, fines and imposidons aun'butable to the Propeity
<br /> ���� which may attain priority over this Securiry 1nstYUment,and leasehold payments or gmund rents.if any.Bomotv�r shall pay these
<br /> --- obligations in the munner prnvided in para�raph 2,or if not paid in t�at m�tnner.Boirowei shall pay them on time directly w the
<br /> — -- person owed paymenG Borrowrr shall pro�nptly fumish to Lcnder all notices of emounts to be paid under this parogcaph.If
<br /> _._- -�; .Borrower m�lces��ese payments direcdy�Htoaowe�shall pmmpdy fursi�sh to Lender r�eipts evidencing the payments. --
<br /> -- - Bflirowa shall pmmptly dischorge any lien wl�ich has priorlry over th�s Securiry Instcument unless Boimwer:(a)agrees In
<br /> - -��e��� wridng to the payment of tha obligadon secured by the lien in a manner acceQtable w Lender;(b)contests in good faith the lien
<br /> -�;�:;:,�� by,or defends against enfom.ement of thu Hen in, legal proceedinge which ira the I.end�'s opinion operate to prevent the
<br /> -�,�,�';'"� enfoccement of the lien;or(c)secums frnm the holder of the lien�n ageemont sadsfactory to�.ender subordinating the lien to —
<br /> --�--k"!!�-"Y'="°"'• this Security Instrument If Lender determznos thnt any part of the Proporty is subjECt w a lien wbic9�may at�ain priority over this
<br /> ""A"�`�`' Sac�uity Instrumer►t,I.ender may give Sorrower a aotiee ident�ffying tho lie�i.Borsower st►all satisfy the lien mr take ono or more
<br /> :,`� �=~ 04'the sx�ons set forth nbove within 10 days of thu giving of notice.
<br /> =.�:�_�;. Form 3028 9/D0 k'_
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