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_ � _ ., -�.. -� <br /> :��.� - _ _. - ----- --- <br /> . :. �. <br /> --- -- <br /> . .._ _.__.�-- - - - - --- ____ -- <br /> - - - -- = -,... _ <br /> y r,. .��� � �.��� n --- .._ -- <br /> - ��� . r � - _— <br /> .. '� 'r. „ti:�y�,w - ' __�..—.. <br /> "A, �a�#� +1'Y+�Q %:-�zy., <br /> i�"" r' . <br /> +r-`T�or., <br /> . • <br /> - <br /> •` - - <br /> ,� -- <br /> - ' � at .__ _ - '� ' • �F��2�� R+ - <br /> _ . ---� �iTiJL1STABiIL� Y�A3'E �3� 1'���'�•' <br /> ..�_+ ll Yar Trwury Indat•Rw Gp�) <br /> THIS ADIUbTABLB RA78 RIDBR U mad�thit..�r�-d�Y o� n�'Y '19=�-• <br /> --- - --- a�i i.fwN�,wr«f iuiu mMt�iwii L.1c..a.�3 i..wr».�C.�d�up�k«�t thc f.ta:tpt+ri:�C::.Q oi Truu.or Sseudty Qeed(tlse"Qxu�fcy l�nnutteae")ot <br /> -- — IM wnt dM��ivw bq tM wdwdp�J�tbt"Bortow�r•')to w�w�Borrowa'�Ad)un�bk Rsu Noce(the'•Note")to <br /> ._ IY�tlQ(11a•�1�Mdu•�)ot tM wM�t��ad oovado�the proP�tY dralb�d In UN S�owity InarwuW►t�nd loaud�t: <br /> :r <br /> — — 504 N. LOCUST 6RAND ISLAND NEBRASKA 68801 <br /> ' . (Property Addreu) <br /> t ' TMY �oa co�Wu pro�MloM .powUt fa cY�.p� 1� wy burhl ra�e ad ■y wo��Mty <br /> - —_ ----d payesrata.T61s ae!r e8e Nn�lti IMr e�e�wq I�u«wl nb ew eMrga u an Mt Uw w/ <br /> �.�,���. aMo tMi rWs�uN IM�s4�1*M 1�wt�y. <br /> _ �-._�-_��=--_= ADDITIONAL COVENANi'3.in addidoa w tho covenaau and a�reemeau awde in ehe Seeurit�leurumeat.8orcowa�ad L�oder <br /> �.-�.r� turtMr a�vemnt�d kree�u tollorrr. <br /> _ �Y�� A. INTERE87'M7'6 AND MONTHLY PAYM�NT CNANGFS <br /> -� 71�e Note pravidcs for an initid interat nUe ot S.7a �yf�.Sectiop 4 of the Nou provida for ahan�es la the interot rate and thR <br /> ��Y WY�b,u followt: <br /> . f I. 1NTBREST RAT£AND MONTNLY PAYMENT CNAN06S <br /> ' _ •g•, a�•..r�:�fi • (A) CMRtD�tM1 <br /> ;.',.,�. ° ; <br /> � u,. .. '� The(nterest rate 1 will psy may ch�nye on the first d�y of Al1,UST - ,19�.�.wnd on that day every <br /> ,.��.. . <br /> � `��;.'� .°�'�`,�� 1� moMbt Iheraitar.Bach d�ta on whkh my(nterat rate could chraQe h calkd a"Clun�e Date.�• <br /> [. �:.�vst��°.��iri�t • <br /> � . . . � ;� . l4 '1'Me I�As� <br /> ,. . `" , . �,:�'.; Be;in�inQ with the flnt Chanaa Data,my interat rau wfU bs biued on�n Inda.The"Index"is the weekly aver�e yleld on llnited Stata <br /> - "ar.4``�� Treasury ucudUa adJuited to a constant mawrity of 1 yeu.as m4de avnitable by the Fedaal Reaerve Board.The mat reant lndac fi4uro <br /> —_ _ � � `��r'� � �v�il�ble as of the date 43 days before each Chan�e Date i�called the"Current Index." <br /> - �.;{j�;�'. :... ! If the Index i�no lonaer avdlable,the Nota Hotder wiU chaoso a new iudau which u ba�ai upvu couiWurWo bdwnwtiuu.Thc Notc <br /> .*�,, �!;,•:� Holda wfU�Ive me notioe ot this chofce. <br /> '����, ��t�� <br /> . _ --:-�,;., ::•. �;�:,,r,_. !C! �tlea o!flnssr�n <br /> . Before each C1wnQe Wte,the Note Holder wlll calculate my new Internt rAte by addin� 'i'Wf1 AND [1NR-HAT.F percenta�e <br />_ ' _ . poinu( �.�—�9.)to the Cunent Indea�nd roundinQ to the nearat 1/8th oi 1%,�ubject to the limiu staled in SecUon 4(D)below. <br /> • �•�. ° . This rounded amount will be my new interat rate untll the next ChanQe Date. <br />-_-,,� 5 The Note Holder will then determine the amount of the monthly payment that wouM be sufiicient to repay in full thc principai l am <br />°° : .ti,��.� ° � apected to owe on that Chanae Date In aubstandally equa�{wymrn4 by the matuHty due At my naw intercst rate.The rault of Ihis cakulrtlun <br /> . �. , •� wIU be the new wnount of my monthlY paYment. <br /> .;x'�l;i,a--r ,:,:�,., <br /> ° .,t _ lD) Wlls w I�keul R�te C6��Qa <br /> ` °' ` � � The interpt rote 1 am roquired to pay at the Brst ChanQe DAtC will not be oreater than _7.75 _� or (eu than <br /> �.;;. ,,,,� r,.._ � ��,.�_hi•Thereafter,my interat rate will never be increased or dcercased on any iln�leChrnQe Date by morc thm 'P6►n _ <br /> � . ��{,,s,:; � ��^�T from the rate of interat t have ban payinQ for the precedin�iwelve months.The minimum Interat rata on this lan will neva be <br /> `�ya. ' ,.��:,,w,,,,.,•.;.. . Ip�thm 3�,7$ �i and the ma�dmum interat nte will never be�reaur than �U 15 '�. <br /> f .,l,�..w:.:,`. . . . <br />.... ,.. :.,_� e :.. (� EHecUve D�te of CY�o�es <br /> My new interat rate will become effective on each ChonQe Date.1 wlll pay�he nmount of my new monthly pnyment beQinnln�on the tirst <br />. �~ ,���{�,. � manNY payment date after the Chw�e D�te umil�he amount of my mon[htY payment chanQa a4afn. <br /> . . . '°,Y <br /> y�.Yf". � ' . (F► Notice ot CM��a <br /> The Note Holdcr wfll mail or deliver to me a notice betore euch Chan�e Date.The notia wiil�dvtre me of: <br />�.. � • _ ,;�i�,_„. J �. (i) the new interat rate on my lonn ai of the Change Date; <br /> `�,;� � ,,. pf) the wnount ot my monthly payment followin�the Chan�e Date; <br /> `."���� (Iif) aay addidanal matten which the Note Holder is required�o disclose;and <br /> :,,4.: <br /> 1 �;� ^ �_:,,,;�;, . (Iv) the addras of the auacioUon you could oontact re�ardin�any quationa about the adJustment notica. <br /> • x.. <br /> ��'%a�• �� � B. CHARCES=WENS <br /> ° . - Uniform Covenant 4 of the Security Instrument ii amended�o read as Pdlows: <br /> +. CMuaaj Lk�u.Bonower aholl pay all taxa,assessmenta,and other chuQes,tlnes,and impo�itions auributable to the Property which may <br /> ' �.�, ritain�priodty over this SecuNty instrument,and leasehdd payments of ground rents,if any,ln the monner provided under paragraph 2 hereoi <br /> �•. or,{t not pald in such manner,by Borrower making payment,when due,directly to the paya thereof.Borrower shall promptly furnish Lender <br /> . � ° • .. all nwica of amounta due under this paraaraph,and in the event Borrowcr shall make payment dircetly,Bortower shall promptly furnish to <br /> r , :�a Lender recelpts evfdencing auch paymenu. Borrower shall promptty discharge any lien which has prlority over this Security Inslrument; <br /> „ � ' however. Borrower shall not be requlred to dfuharge any such lien so lony as Borrower:(a) shall agrm in writing to the payment oi the <br /> . .. obliQation secured by such Ben in the manner aceeptable to Lender;lb)shall in good faith comest such Ifen by,or defend aQainst enforcement of <br /> , � '' ' :uch 6en in,legal proceedinga wh�ch in the opinion of Lender opera�c to prevent the enforcement ot the lien or forfefmre of�he Property or any <br /> � � part�hereof;or(c)shall secure from the holder of such Ifen pn aareement in o form satistactory to Lender subordinntinQ such flen to this <br /> �+" Securl�y Instrument. <br /> iti. -_ ���4�1ta�i`��•L,Lr� If Lender determfnes that all or nnv aart of the Proper�y is wbjerl lo a Ifen which moy aaain a priori�y over�his Securiiy Instrument, <br /> ` . ' ^ " � Lender shall 4ive Borrower a notice identffyinQ such lien.Borrower shull smisfy such Ifen or�ake one ur more of the actfons set forlh above <br /> � �-''a within ten days of the givinQ of the noUce. <br /> , „ � C. NOTICE <br /> 1t `�, . Unitorm Covcnant 14 of the Security Instrument is amended�o reyJ w.folluwe: <br /> � 11. Nollce.Ezeept for any notfre reqWred under applicable law to be grven m another manner, (a1 any nolice tu Borrower provided ror m th�s <br /> � �� � Securily Instrument shall be given by delivering it or Ay moiling ft by(int rlass maU tu Borrower at the Property Addrcss or ot tiuch uther address <br /> ' , _ .,. as Borrower may designate by notke to Lender as provided hcrein,and(b)uny nafce to Lender shall he given Ny firs�clutir mail�a Lendcr's <br /> .. .; ' � oddtess stated herefn or to wch other address as l.cndor mav designa�c by n�ti�e to gorrowcr as pro�ided hcrcin.Any notice pro�iJed for in thi� <br /> ' +�;; ��';;�' Secudty Instroment shall be deemcd lo have been given to Borrower or Lender when given in the ttwnner designa�ed herein. <br /> .'�'.r;:- � �. ,.3�. <br /> k ,av• : <br /> � � <br /> i <br />