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<br /> ..�_+ ll Yar Trwury Indat•Rw Gp�)
<br /> THIS ADIUbTABLB RA78 RIDBR U mad�thit..�r�-d�Y o� n�'Y '19=�-•
<br /> --- - --- a�i i.fwN�,wr«f iuiu mMt�iwii L.1c..a.�3 i..wr».�C.�d�up�k«�t thc f.ta:tpt+ri:�C::.Q oi Truu.or Sseudty Qeed(tlse"Qxu�fcy l�nnutteae")ot
<br /> -- — IM wnt dM��ivw bq tM wdwdp�J�tbt"Bortow�r•')to w�w�Borrowa'�Ad)un�bk Rsu Noce(the'•Note")to
<br /> ._ IY�tlQ(11a•�1�Mdu•�)ot tM wM�t��ad oovado�the proP�tY dralb�d In UN S�owity InarwuW►t�nd loaud�t:
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<br /> — — 504 N. LOCUST 6RAND ISLAND NEBRASKA 68801
<br /> ' . (Property Addreu)
<br /> t ' TMY �oa co�Wu pro�MloM .powUt fa cY�.p� 1� wy burhl ra�e ad ■y wo��Mty
<br /> - —_ ----d payesrata.T61s ae!r e8e Nn�lti IMr e�e�wq I�u«wl nb ew eMrga u an Mt Uw w/
<br /> �.�,���. aMo tMi rWs�uN IM�s4�1*M 1�wt�y.
<br /> _ �-._�-_��=--_= ADDITIONAL COVENANi'3.in addidoa w tho covenaau and a�reemeau awde in ehe Seeurit�leurumeat.8orcowa�ad L�oder
<br /> �.-�.r� turtMr a�vemnt�d kree�u tollorrr.
<br /> _ �Y�� A. INTERE87'M7'6 AND MONTHLY PAYM�NT CNANGFS
<br /> -� 71�e Note pravidcs for an initid interat nUe ot S.7a �yf�.Sectiop 4 of the Nou provida for ahan�es la the interot rate and thR
<br /> ��Y WY�b,u followt:
<br /> . f I. 1NTBREST RAT£AND MONTNLY PAYMENT CNAN06S
<br /> ' _ •g•, a�•..r�:�fi • (A) CMRtD�tM1
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<br /> � u,. .. '� The(nterest rate 1 will psy may ch�nye on the first d�y of Al1,UST - ,19�.�.wnd on that day every
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<br /> � `��;.'� .°�'�`,�� 1� moMbt Iheraitar.Bach d�ta on whkh my(nterat rate could chraQe h calkd a"Clun�e Date.�•
<br /> [. �:.�vst��°.��iri�t •
<br /> � . . . � ;� . l4 '1'Me I�As�
<br /> ,. . `" , . �,:�'.; Be;in�inQ with the flnt Chanaa Data,my interat rau wfU bs biued on�n Inda.The"Index"is the weekly aver�e yleld on llnited Stata
<br /> - "ar.4``�� Treasury ucudUa adJuited to a constant mawrity of 1 yeu.as m4de avnitable by the Fedaal Reaerve Board.The mat reant lndac fi4uro
<br /> —_ _ � � `��r'� � �v�il�ble as of the date 43 days before each Chan�e Date i�called the"Current Index."
<br /> - �.;{j�;�'. :... ! If the Index i�no lonaer avdlable,the Nota Hotder wiU chaoso a new iudau which u ba�ai upvu couiWurWo bdwnwtiuu.Thc Notc
<br /> .*�,, �!;,•:� Holda wfU�Ive me notioe ot this chofce.
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<br /> . _ --:-�,;., ::•. �;�:,,r,_. !C! �tlea o!flnssr�n
<br /> . Before each C1wnQe Wte,the Note Holder wlll calculate my new Internt rAte by addin� 'i'Wf1 AND [1NR-HAT.F percenta�e
<br />_ ' _ . poinu( �.�—�9.)to the Cunent Indea�nd roundinQ to the nearat 1/8th oi 1%,�ubject to the limiu staled in SecUon 4(D)below.
<br /> • �•�. ° . This rounded amount will be my new interat rate untll the next ChanQe Date.
<br />-_-,,� 5 The Note Holder will then determine the amount of the monthly payment that wouM be sufiicient to repay in full thc principai l am
<br />°° : .ti,��.� ° � apected to owe on that Chanae Date In aubstandally equa�{wymrn4 by the matuHty due At my naw intercst rate.The rault of Ihis cakulrtlun
<br /> . �. , •� wIU be the new wnount of my monthlY paYment.
<br /> .;x'�l;i,a--r ,:,:�,.,
<br /> ° .,t _ lD) Wlls w I�keul R�te C6��Qa
<br /> ` °' ` � � The interpt rote 1 am roquired to pay at the Brst ChanQe DAtC will not be oreater than _7.75 _� or (eu than
<br /> �.;;. ,,,,� r,.._ � ��,.�_hi•Thereafter,my interat rate will never be increased or dcercased on any iln�leChrnQe Date by morc thm 'P6►n _
<br /> � . ��{,,s,:; � ��^�T from the rate of interat t have ban payinQ for the precedin�iwelve months.The minimum Interat rata on this lan will neva be
<br /> `�ya. ' ,.��:,,w,,,,.,•.;.. . Ip�thm 3�,7$ �i and the ma�dmum interat nte will never be�reaur than �U 15 '�.
<br /> f .,l,�..w:.:,`. . . .
<br />.... ,.. :.,_� e :.. (� EHecUve D�te of CY�o�es
<br /> My new interat rate will become effective on each ChonQe Date.1 wlll pay�he nmount of my new monthly pnyment beQinnln�on the tirst
<br />. �~ ,���{�,. � manNY payment date after the Chw�e D�te umil�he amount of my mon[htY payment chanQa a4afn.
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<br /> y�.Yf". � ' . (F► Notice ot CM��a
<br /> The Note Holdcr wfll mail or deliver to me a notice betore euch Chan�e Date.The notia wiil�dvtre me of:
<br />�.. � • _ ,;�i�,_„. J �. (i) the new interat rate on my lonn ai of the Change Date;
<br /> `�,;� � ,,. pf) the wnount ot my monthly payment followin�the Chan�e Date;
<br /> `."���� (Iif) aay addidanal matten which the Note Holder is required�o disclose;and
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<br /> 1 �;� ^ �_:,,,;�;, . (Iv) the addras of the auacioUon you could oontact re�ardin�any quationa about the adJustment notica.
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<br /> ��'%a�• �� � B. CHARCES=WENS
<br /> ° . - Uniform Covenant 4 of the Security Instrument ii amended�o read as Pdlows:
<br /> +. CMuaaj Lk�u.Bonower aholl pay all taxa,assessmenta,and other chuQes,tlnes,and impo�itions auributable to the Property which may
<br /> ' �.�, ritain�priodty over this SecuNty instrument,and leasehdd payments of ground rents,if any,ln the monner provided under paragraph 2 hereoi
<br /> �•. or,{t not pald in such manner,by Borrower making payment,when due,directly to the paya thereof.Borrower shall promptly furnish Lender
<br /> . � ° • .. all nwica of amounta due under this paraaraph,and in the event Borrowcr shall make payment dircetly,Bortower shall promptly furnish to
<br /> r , :�a Lender recelpts evfdencing auch paymenu. Borrower shall promptty discharge any lien which has prlority over this Security Inslrument;
<br /> „ � ' however. Borrower shall not be requlred to dfuharge any such lien so lony as Borrower:(a) shall agrm in writing to the payment oi the
<br /> . .. obliQation secured by such Ben in the manner aceeptable to Lender;lb)shall in good faith comest such Ifen by,or defend aQainst enforcement of
<br /> , � '' ' :uch 6en in,legal proceedinga wh�ch in the opinion of Lender opera�c to prevent the enforcement ot the lien or forfefmre of�he Property or any
<br /> � � part�hereof;or(c)shall secure from the holder of such Ifen pn aareement in o form satistactory to Lender subordinntinQ such flen to this
<br /> �+" Securl�y Instrument.
<br /> iti. -_ ���4�1ta�i`��•L,Lr� If Lender determfnes that all or nnv aart of the Proper�y is wbjerl lo a Ifen which moy aaain a priori�y over�his Securiiy Instrument,
<br /> ` . ' ^ " � Lender shall 4ive Borrower a notice identffyinQ such lien.Borrower shull smisfy such Ifen or�ake one ur more of the actfons set forlh above
<br /> � �-''a within ten days of the givinQ of the noUce.
<br /> , „ � C. NOTICE
<br /> 1t `�, . Unitorm Covcnant 14 of the Security Instrument is amended�o reyJ w.folluwe:
<br /> � 11. Nollce.Ezeept for any notfre reqWred under applicable law to be grven m another manner, (a1 any nolice tu Borrower provided ror m th�s
<br /> � �� � Securily Instrument shall be given by delivering it or Ay moiling ft by(int rlass maU tu Borrower at the Property Addrcss or ot tiuch uther address
<br /> ' , _ .,. as Borrower may designate by notke to Lender as provided hcrein,and(b)uny nafce to Lender shall he given Ny firs�clutir mail�a Lendcr's
<br /> .. .; ' � oddtess stated herefn or to wch other address as l.cndor mav designa�c by n�ti�e to gorrowcr as pro�ided hcrcin.Any notice pro�iJed for in thi�
<br /> ' +�;; ��';;�' Secudty Instroment shall be deemcd lo have been given to Borrower or Lender when given in the ttwnner designa�ed herein.
<br /> .'�'.r;:- � �. ,.3�.
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