201105362
<br />(C) "Lender" is II. S. Bank N.A.
<br />Lender is a National Association
<br />organized and eacisting under the laws of
<br />Lender's address is 4801 Fred�rica
<br />The IInited States Of America
<br />Street, Owensboro, KY 42301
<br />(D) "Trustee" is Mr . Thomas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102
<br />{E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nomiaee for Lender aud Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the prornissory note signed by Bonower and dated 07/15/2011 .
<br />The Note states that Borrower owes Lender Fifty-Nine Thousand Five Hundred and
<br />00/100ths Dollars
<br />(U.S. $ 59, 500. 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than August Ol, 2026 .
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(I� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges
<br />due under the Note, and a11 sums due under this Security Instrument, plus interest.
<br />(n 'Riders" means all Riders to t}us Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominiurn Rider � Second Home Rider
<br />0 Balloon Rider � Planned Unit Development Rider 0 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify]
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable fmal,
<br />non-appealable judicial opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Bonower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(iVn "Escrow Items" means those items that are described in Section 3.
<br />(l� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance praceeds paid under the coverages described in Section 5) for: (i}
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of alt or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value ancUor condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200138819
<br />N�RASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WIT M S
<br />�-s�1�N� IOS10) Page 2 of 15 initial .
<br />Q
<br />D V6ANE
<br />Form 3028 1/01
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