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<br />� (ppen er►d crod�t wlth ❑ tlxed rete [� vetrr!lable rate fnterest)
<br />� - " �� nn��s en Fm»nrfinent to the �'
<br />- Thls Home Equfty Acce9s Une Rtder la dated 1� •���� �� -
<br /> � Me+iqaqa or Deed of Tiust r"Mongage")of the sama date gtven by the undevstgned( Durrowar )to secure Bo►rower s Home
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<br /> � EqulryAccesslJneAgreemsntwlth i,rru����i r�,ra� ��rr:,:-,`r� , ��` � ' -
<br /> �„ ("Lender")
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<br /> ol the same dete cover/ng the property descr'bed!n the Mongage and Iacated at:
<br /> �' ^i°� i�� ciu:r��.�:.s r�r.n,�r: I5►_F���►3 ra� �„�r����
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<br /> /n addlNon to the covenants and egreements made!n the MoKgage,B4rrower and Lender tu�thor covensnt end agree as follows:
<br /> 1. The word"Note."as used!n the Mortgage end this�1(der, refers to the Homa Equ1y Accass Una Agrc�m�nt. �
<br /> 2. The lVot9 evldences en open end revoNing llna of credJi agr�eemeni belwevn Borrower and Le►►cfer. The emount stated ln ihe
<br /> Mortpegm as the princlpal sum o!the Indc+�Ctedness!s the c�dlt pmtt for the!!ne of credie Ap advances made at any dme by
<br /> Ler►der!n accordar►cs wlth the«rms of the Mote, and all fnte�rest on the advances, shatl be secured by the Mortgaga.
<br /> Nowever.at no Nme ahal!the principal amount of the lndebtedness secured by the Mortgage,not lncluding sums advanced In
<br /> ac�ardw�e wlth the mortgags to profeci the securlty ol the Matgage, exceed the atated credit Ilmft tor the 1lne o�credit.
<br /> 3. 7rie Note p�rovld�es far:
<br /> ❑ a�Bxed rate of lnterest expresssd As a dalty perlodk rate of 46. 7hls comes�onds to er�annual percentage
<br /> - rate o/__ _95.
<br /> � a variabla rate o/lntere.t expressed as a da!!y peNOdlc rete equai ro i�J85 oi an arinual►�ie v� :b..,,��_°'��'s-
<br /> lhe(IRdeX Ret@.)
<br /> The delly perJodk rate mey lncresse H_La�-DFi4' TR�ASLI^V �1.� � r,::�}_�F.�Tn us�aCn
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<br /> (tho •9ndex FA�te")lnar+eas�s. The lniHal daly perlodlc rete!s_..u2.6i�,.� . °rb. Tt�la.caresAonds ro an annual . .
<br /> prh�ente+�e rat�o/�'.:;�.�.96. The annuaJ pen.�enteye rate w111 never be more tt�an� s s Aa 96. 7rie dafly perlodla
<br /> rat�w111 be�dJusted o+�tFw laat buslness dey Q1 every�"°nth,using the lndex Rate!n effect thet day.Aa lncreese k►N►e
<br /> da!!y perlockki rete may lncrsase the munrhl��payment due.
<br /> NO710E:THIS AIORTOAOE SF�URES CRFOIT IN 7HE AMOIONT OF S_ � 1�ti��`-'f' • LOAMS AND ADVANCkS UA TO
<br /> YH/S AMOUNt� TOmETHER WITH lNTEREST�ARB SENiOR 1�O lNDEBTEBN�SS 70�?�iFlER CREDITORS UNDER
<br /> - - ��;,��;;�y�ly p,��^A!��(aR FlIgD iMORT�AQES ANO LlENS.
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