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20�105339
<br />(C)'Z,ender"is Bank of the West, a California state banking corp.
<br />Lender is a corporation
<br />organized and existing under the laws of The State of California •
<br />Lender's address is 13505 California St, NE-BBP-LL-P, Omaha, NE 68154
<br />(D)'Trustee"is Bank of the West, a California state banking corp.
<br />(E) '7VIEERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(� "Note" means the promissory note signed by Bonower and dated July 19 , 2 011 .
<br />The Note states that Borrower owes Lender Two Hundred Eleven Thousand Four Hundred
<br />Fifty And Zero/100 Dollars
<br />(LT. S. $ 211, 450 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than August 01, 2041 .
<br />(G) 'Troperty" means the properly that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(� 'Z.oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following
<br />Riders are to be ex�uted by Bonower [check box as applicable]:
<br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Rider
<br />0 Balloon Rider 0 Planned Unit Development Rider ❑ 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider � Other(s) [specify]
<br />(� "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, f�s, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) '�lectronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />uistrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limiteti to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(Nn '�scrow Items" means those items that are described in 5ection 3.
<br />(1� '2VIiscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnarion or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) '9VIortgage Insurance" means insuranc� protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />8801014286 8801014286
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH ME
<br />�-6A(N� (oelo) Page2 of 15 Initials: Form 3028 1101
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