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<br /> `- � periads that C.er�der requires. 'ilto insuroncc carrler providfng the 1nRUrance shall bc chosen by Borrower subjecl to LenderS�
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<br /> � — a�ruval wh�ch chall no�be un�wnubly wi�idKiu. If 3w�.,w�� Taii++i�Iildl�uai+;cavcr�ec de.wrt�-.d al:uva,i.encler me,.st -
<br /> - ' Lenderk option.obtain coverage to protect l.ender x rights in�he Praperty in accordance with purugraph 7.
<br /> _ All ineurAnce policies and renewals ahnll be ucceptAble to Lender axi ahull include a htander�mongage claure. Lender
<br /> � aholl h�vc the�ight ta hald the policies and renewols. If I.endcr reyuirer,Barrower xhall promptly Qive►o Lencler all rccaipts
<br /> � '------ - of patd preu�iuma w�d renewal notices. In thc cvcnt of loss.8orrowcr shull�ive prompt notice to the insurance cn�rier and
<br /> - __ -- -
<br /> - L.endrr. l.ender may make proof of loss If nut made promptly by Borrower.
<br /> ' Unless Lender end Borrower othcrvvisc ugree in wridng,inxurance praceeds shull be applied to restorotlon or rcpalr of
<br /> Ihe Property damaged. if the restoration ar repuir is ecanomicnlly feusiblc ond Lender� securily ia n�t lessened. If thc
<br /> rcstora�fon ar repoir is not ecanamically feasible or Lendery secunty would be IcaFened. the insurance procceds shull be
<br /> ------ — npplied to Ihe sums secured by this Secunty Instrumant,whether ar ncx then due,with any cx�tisx paiJ tu Su�wwe�•. if �-
<br /> Borro�ver ubandons the Property,or das not anawer wilhio 30 days a naticc from Lender that the insurance carrier has
<br /> �� offercd to settle a claim,then Lender may collect the inaurnnce proceeds. Lender may use ihe proce.:ds to repair or resrore
<br /> the Property or to pay sums secured by this Security lnstrument,whether or not then duc. Thc 30-day period will begin when
<br /> the notice is given. -
<br /> �°'`""'k'� Unless Lender und Borrower otherwise ugree in writing,any applics�tion of proceedx to principul shell not extend or
<br /> �� postpone the due date of the monthly puyments referred to in purngraphs 1 and 2 or ch�nge the amount af the payments. if
<br /> -- under pnrngraph 2! the Property is acquired by Le�der,Borrower's right �o any insurunce policies and proceeds resulting
<br /> from demage to ths Property prior to the acquiaition shall pnes to Lender to the extent of the sums secured by this Secudty
<br /> ,.__., Instrument immedintely prlor to thc acquisitbn. ___
<br /> ������% ��� 6. Occu pnc Preservalion� Maintenance and Protection oP the Property; Borrower's Lonn Appltcadon;
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<br /> �«. .;r,, �yx�, I.eaeeholda Bortower shall accupy,estnblish,und use the Praperty us Borrower�s principnl residence within sixty days after
<br /> -- �`� � the execudon of thig Security Inatrument And ahall continue to accupy the Praperty as 8orrower's principnl residence for at
<br /> �"�'�`��""` least one yeur after the date of occupancy, unless Lender otherwise ogrees in writing, which consent shull not be
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<br /> ----�:`�=�^N• - ' unreasonnbly wlthheld.or unless extenuating circumstunces exiat which are beyond Borrower's control. Borrower ahall not
<br /> -��:+�.�.:.�_..- :.•,� destroy,damage or impair tha Property,ullow the Propedy to deteriorate,or commit waste on�he Property. Barrower shall
<br /> ���0J1�''�"��•"�;:,x`'�"' be in defnult if any farfeiture uction or praceeding,whether civil or criminel, is begun thut in Lender R good faith judgment
<br /> _- • ;-� '=� :•:;�,.,:' coutd resutt in forfeiture of�he Propeny or otherwise materiully impair the lien creuted by this Security Instrument or —
<br /> <s:�`� `'�:u:• Lender§security interest. Borrower muy cure such u defoult and reinstate,ns provided in paragruph 18,by cuusing the action _
<br /> -3'ac��+n i�..:�:.�, �.
<br /> ,i..._.,.: _,.,;.�:�; or proceeding to be dismissed with a rulinR that,in Lender's good fi+ith determmation.precludes forfeiture of the Borrower's
<br /> :�.� A,; „�;, interest in the Piroperty or nther materiul impairtnent of the lien created by this Security InstrumeM or [.enderR security -
<br /> °- � `-'��� intenest. Borrower shall ulso be in defoult if Bortower. du�ing the loan application process, guve materiully fulse or
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<br /> -- �_''�"'=���`-"-`�'- - insccursse infornsstion or ssauments to Lender!or fnikd to provide l,pnder wirh any materinl informatia�)in connection wlth
<br /> • . " � � the loan evidenced by the Note, including, but not limited to, represanmtion5 conceming Borrower's occupuncy of the
<br /> s,"� Propeny as a principal residence. If this Security Inswrnent is on a leasehold.Borrower shull comply with all the pmvisions
<br /> _ -•— � '� ,,.; ,, of the lease. If Borrower ucyuires fec title to the Property,thc leasehold and�he fee title shall not merge unless Lender agrces
<br /> -�� � .. ' ' �;�. to the merger in writing.
<br /> <:�, +;��;,;;;.. 7. Protectton of l.ender's Rlgbts In the PropeRy. If Borrawer fuils to pedorm the covenunts und Agreements
<br /> _ -��+.�Irlurti.:,_w_���::�• cantuined in this Securiry Insnvment,or �here is a legul proceeding thnt may significantly affect Lender's• rights in the �_"
<br /> ;� �-� ..�-�. Property(such as a proceeding in bankNptcy,probate,for rnndemnation or tode�wre ar to entorce iuws or rcgufations�,then --
<br /> � Lender mny do and pny for whutever is necexsury [o protect the vnlue of the Property and Lender's rights in the Propeny. �
<br /> ' � � Lender�netions muy include ppying any tiums secured by u lien which hs�x prioriry over this Securiry Instniment,appeuring �rk:=
<br /> """'''"`��' � � in court, paying rensonuble a�torneys'fees und entering on the Pmperty�o make�epairs.Although Lender mny take action �
<br /> ° ' under this pnrygroph 7.Lender dues not huve to do yo. ___
<br /> _ •����'.�--x-._ . Any nmo�m�ti di�cMir.ed My I.ender under this par:�gmph 7 shull hecome udditional debt of Borrower secured by this
<br /> �� � �- � .� Security Instrument. Unletiti Borrower und Lender ugree�o other tcrms of paymenl,these umounts shall bear interest from thc
<br /> �y,. ,, ,, , . date of disbursement ut Ihe Note rutc und shall be puyable,with interest, upon notice from Lender to Borrower rcyuesting
<br />,,::�, •v.o,�..�.M..,.�. �: p�yment. _-_.
<br />�=:� � ' 8. MortgAge Insaranee. If Lender required monguge insursu�ce a.r•u conJition of muking the loun secured by this R.-
<br /> - ; ?`� '�' a��. Security In4trument, Dortower shull puy the prcmiums reywred to muintain the mortguge inxurunce in effect. IL for any
<br /> _ ,r, , � reason, the mortguge insurance coveragc reyuircd by Lender lapses or ceu+ex to be in effect. Dorrower shAll puy the �,:.
<br />_,.�'� �ti� premiums required to obtain coveruge+ubstanlially cyuivulent ro the mortguge insurunce previoutily in effect, ut A cost ___
<br /> T subtitantially cyuivnlent to the cosl to Born�wer of thc rnongagc insur�nce previuusly in effect, from un alternate monguge �,,
<br />_ ,�,__ insurer upproved by Lender. If.r•ubstontiully cyuivulent mortgugc insurance covcragc is not uvuilablc,Borrowzr shall pay to
<br /> -- . .. . Lender euch month u sum equal to one•twclfth of the ycurly mortgugr insumnce premium bcing paid by Borrower when the `-�__
<br /> • � ' �'- ' ' inxur�nce covernge lupsed or ccused to be in effect. Lrnder will ucrept,u�c•rnd rrtain these paymems u,u losg reserve in lieu ____
<br /> - �' � � .,,,5 of mortgage insurancc. Loss reserve payments mi�y no Mnge� be rcquirod. •rt thc uption uf Lendcr, if morlguge insurnnce
<br /> -. ��;�?!; �"`;� coveruge(io the umount und for�he period thut Lender reyuires)provided hy un in+urer upproved by Lender ugain becomes
<br /> ;'R'�":��� ° uvniluble and is abtnined.Burrower shull .► Ihe n.miums re uireJ to muinlain mon u��inxurance in effect,or to rovide a
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<br /> F't• � ' ' . loss reservc,umil the requiremcn�for mortgugc insuruncc end. in ucwrduncc�vith uny written ngreement between Bortuwer =
<br /> 1 •>. s�nd Lcnder or upplicuble luw.
<br /> ' �� 9, Inspection. Lender ur i�s ugrnt muy muke rrusonuble cntricx upon :mJ in,�xctiuns of'�he Pmperty. Lender shull �=�
<br /> i'' give Borrower notice�t thc timc of cir prior to an inspection sperifying rca�onuble cau�r for Ihc inspection. ���
<br /> � ' l0. Condemnation. The pnkeeds ut'any uwurd ur rlaim for damagr+.Jirert ur conscyuential, in cunncc�ion with uny
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