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, _..�a . . - �N••.�`��w �ti���i <br /> ` ..4� ^ 1. ... , .. _... ���.'+� . :__--.... ----:._:�--_...-_—___ <br /> . . . i�,, :�i.+}�,riit:i�?...- - <br /> ' ,r ��y �(''��,' yw .r"_w. .�._�.. -- <br /> 1 °jy,rN�l.•,!. � �. . ,� ,..,.�. '•. ' ,..�.�•,�f".-�j,�wMW"�1�TNl�'"r��„""'-�ri•t,� r° ...��rl � , - -.h-. - - <br /> . TD <br /> :vn - <br /> - �,�:it�i I ���T�N35a:ll:�ki••.: .A.tl�3+•.��W'�bK'N•Y:M'.41�7i . iMYhitMQM'-•1W�6^i:r�l' _ _ v ' —_ <br />.J '.L � �w��YY�Wrtiry�Ify�MNll������/�6�"'7rN«/Y�G����'�}V�Afer� � , <br /> �.-i <br /> —'_---- _�-.a:a:.., -._..... :.- : Wr a��...�,...,......Y.ar:.'L'.�..��....'s..._._..a....._.... '""..'""' _. .... .. . _ <br /> ..•l ibP�W�—�l[fY11.Y144 _ �•Y_• . � <br /> ���er.�r.v..�Yt -.r`��'" �__._�.-. <br /> . ��r.a <br /> r�w <br />-:.i�r::'_-1�Y'��Sii_.:i��-'���_._ . _" _. __... ._'..__.._. ._ .. _ <br /> � �,����� � <br /> TQG�1'HGIt WI'fH nll the inzprovements now on c�re�ifter erected on the property, imd all ri+G iis,n uunnnces,and �.-• <br /> fixwres now ur hereafter u part of thc property. All replaccmenn and uddition� shnll ulsn be covered by this Security <br /> [nstrununt. All of thc f�reguing is refcrrcd to in this Sccurity Lnstnament ns the"Property." <br /> I30RROWER COVENANTS thut Bnrrawcr is li�wfully scised u(die estc+tc hcrcby convcyed und hns Qic ri�ht to Srcuit nnd <br /> canvey the Property und that the Property is unencumbered, except for encumbrancec of record. Bon•ower wurritnts und will <br /> defend gcner�lly Uu tide to tlu Propeny nguinst all clnims und deuianJs,subjcct to nny encumbrunccs of record. — <br /> THI5 SECURITY IN5TRUMENT cambines uniform cuveni►nts fur national usc;►nd non-unifnrm cuvenunts with limlted � <br /> varintions by jurisdiction to conxtitutc u uniform sccurity instrumcnt covcring rcal propc:ny. <br /> UNIFQRM COV ENAN'TS.Borrowcr nnd Lcndcr covcnant ancl agrcc us follows: <br /> 1. Payment of Princlpnl und Intcrest; Prepayment and Lpte Chur�es. Borrower shall promptly pay when duc thc <br /> principal of und intr.rest m�the debt evidenced by the Note and uny prepayment nnd late charges due w�der the Note. <br /> 2. Funds for'Cax�s and [nsurance. Subject to npplicable law or to a written wuiver by I.ender, Bonawcr shull pay to <br /> I.ender on the day monthly payments are due undcr the Note, until thc Note is pnid in full,n sum("Funds")for:(a)yearly taxes _ <br /> and assessments which muy attuin priority over this Secucity Instrumcnt us u lien on the Praperty�,`b)flood�n uruncc ppen iums, <br /> or ground rents on the Property,if uny:(c)yearly h:uurd or property insurance prcmiums;(d)y y <br /> if any; (e) yearly mortgage insurance premiums, if any; and (�uny sums payable by Borrower to I.ender, in Accord¢ncc with <br /> the provisions of parabraph S, in lieu of the payment of mortgage insurance premiums. These ttetns are called "Escrow Items." <br /> Lender may, at uny t►me, collect and hold Funds in an amount not to exceed the maximum amount u tender for a federally <br /> relatcd mortgage loan tnay require for Borrower's escrow account under the federul Real Estate Settlement Procedures Act of <br /> 1974 as a�nended from time to time, 17.U.S.C. Section 2601 et seq. ("RBSPA"), untess a�►other law that applies ta the Funds <br /> sets a lesser amount. If so. I.cnder m1y, at any time, collect a�ld hold Funds in ttn nmount not to exceed the lesser amount. <br /> I,ender may estimate the amount of Funds duc on the basis of current datu and reasonable estimates of expenditures of future <br /> Escra�v[tems or othcrwise in accordance with upplicable luw. <br /> The Funds shall be hcld in an insttn►tion whose depnsits �re insured by a federal agency, instrumentality, or cntity <br /> (including I.ender,if L.cnder is such an institution)ar in any Federal Home Lonn 8ank. Lender shall apply the Funds to pay the <br /> Escrow Items. Lender may not charge Borrower for holding and npplying the Funds,unnuully analyzing the escrow nccaunt, or ` <br /> verifying tha Escrow Items,unless Lender pays Borrower interest on the Funds�nd applicable law permits Lender to make�such <br /> a charge. However, Lender may req�ire Borrower to pay a onc-time ahargc for an independent real estate tax repo»ing servicc <br /> used by i.ender in cannection with this loan, unless applicable law providcs othenvtse. Unless an agreement is made or <br /> spp!i^.�ble!n!v renuires interest to be puid.Lender shall not be reyuired to pay Borrower any interest or esirnings on the Funde. <br /> Borro�ver�nd l.ender may agrce in writing,however,that intcrest shaii be paici���iiiG:uzds. t.�.nder•`•hs!!oive tn Aorrower, <br /> without chnrge, an annual accounting of the Funds, shawing credits and debits to the Funds:uid the putpose for which ench <br /> debit to the Funds was made.The Funds are pledged as additional security for all sums secured by this Security Instrument. <br /> If tiie Fmids held by l.ender exceed the amounts permitted to be held by applicable law,I.ender shall account to Borrower <br /> for the excess Funds in accordance with the requirements of appliceble law. If the umaunt of the Funds held by Lender at any <br /> time is not suffictent to pay tt►e Escrow Itemg vrlien due. Lender may so notify Borrower in�vriting,and,in such case Borro�ver <br /> shall pay to Lender the umaunt necessary to make up thc deficiency. Barr�wer shall make up the deficiency in no more than <br /> twelvc monthly payments.at l.ender's sote discretion. . <br /> Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrawer any <br /> Funds held by Lencfer.If, under paragraph 21,Lender shull acquire or sell the Property.I..ender,priur to the acquisitlun or balc <br /> of the Property, shall npply any Furtds licld by Lender at tlie time of ucquisition or sale as n credit against the sums secured by <br /> this 5ec�rity Instrument. <br /> 3.Applicatton af Payments.Unless applicabte law pravides othenvise,all payments recelvecl bY Lender under par�g�tsp s <br /> _ 1 and 2 shell he applied: first, to any prepayment churges due under the Notc; sccond.to amounts payuble under psrua ph 2; <br /> third,to interest due;fo�rith,to principal due:and last, to any late charges due under the Nute. <br /> 4.Charges; Liens. Bonower shall pay all taxcs. ussessments, churges, fines nnd impositions�ttribucable to the 1'roperty <br /> wlucli may attain priority ovcr this 5ecurity Instrument,and leaschold payments or ground rents, if any. Borrower shnll pay <br /> these obtigatio��s in the manncr provided in paragrnph 2.or if nat paid in that mum�cr,Borrowcr shall pay diem on lime Qirsctly <br /> to the person owed payment.Borrower shall promptly fumish to I.ender all notices of amounts to be paid under this paragraph. <br /> If Borrower makes these payments directly,Borrowcr shall promptly furnish to Lender receipts evidencing the paynxiits. <br /> Borrower shall promptly discl�arge any lien which hns priority over this Securlty Instrument unless$nrrower:(a)agrees in <br /> writing to c�►e payment of the obligation secured by the lien in a m;umer ncceptable to L.ender,(b)wntests in goai faith ihe lien <br /> by. or der'ends ag�inst enforcenter.: ^f �he lien in, legal proceedings which in the Lerxier's opinion opernte to prcvent the <br /> enforcemeut of the lien; or(c)secures from the holder of the lien an agreement satisfactory to I,ender subordinttting the lien to <br /> this Security Instrucnent. If Lender determines that any part of the Property is:�ubject to a lien which mny uttain priority over <br /> this Security Instrument, L.endcr may give Bottowcr a noticc identifying the lien.Bonower shall satisfy the lien or takc one or <br /> more of thc uctions sct farth uhovc within Il)days of thc giving of noticc. <br /> ' Form 3028 9180 <br /> .° v.Qe z o�6 , . . <br /> .� �._�q�-o..�-+ . �•-r -- _ . _^ _"_'_ . . ' '.:5�'t i'i-1�f 17'.z_,r�.�rm . <br /> � - :4"_ ^"�'S�J�'�S. �T.T.ar"��_- <br /> . [+,�+�rtg.'':a'-i� , � - . . . � . . , .� .. wr+aw �... ,�.,_ - _ <br /> � . � . ' _ .. , . _ , r.,,.� i. _r :_� . _.._,_"".... <br /> �. .�a �(�i'�4 t r'���.,�---' <br /> + , , . . . . ' �1,: ,y . tr�. 4:i? + ����"" � <br /> .- : .�.� <br /> . .. .. <br /> . ".r ' . ' ` /!';ti i � ;��;.::�y�„S�'�hR'i�'9�"srw� -�— _.. <br /> .•:�, i _ <br /> . � rv�e .iu.:�y ,t�.i ' :� ..irr � "� _—_ <br />_ . '�.'.. �.. - . ... .. 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