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20�10525� 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instnunent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Se,curity Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to prot�t Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Properly and/or rights under this Security Instrumment, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boazd up doors and windows, drain water frorn pipes, eliminate building or other code violations or dangerous conditions, and ha;ve utilities turned on or off. Although Lender may take action under this 5ecrion 9, Lender does not have to do so and is not under any duty or obligation to c�o sa. It is agreed that Lender incurs no liability for not taking any or all actioas authorized under this Secrion 9. Any amounts disbursed by Lender under this Section 9 shatl become addirionat debt of Bonower secured by this Security Instnunent. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payabie, with such interest, upon natice from Lender to Borrower requesting payment. If this Security Instnunent is on a leasehold, Borrower shall camply with all the provisions of the lease. If Bonower acquires fee title to the Property, the leasehoid and the fee title s&aIl not merge uniess Lender agrees to the merger in writing. I0. Mortgage Tnsuaarice. If Lencter reqnired Mortgage Insurauce as a condition of making the I.c�an, Borrower st�ai� pay the premiums required to maintain the Mortgage Insurance in effect. If fOL 8II� IEa50II, the Mortgage Insurance coverage required by Lender ceases to be avaiSable from the mortgage insurer that previously grovided sucl� insurance and I�orrower was requirec� to make sepazately designated payments towazd the gremiums for Mortgage Insurance, Bonower shall pay the premiu�►s rec}uired to abtain coverage substantially equivalent to the Mortgage Insurance previously i,� effect, at a cost substantially equivalent to the cost tQ Borrower of the Mortgage Insurance previously in eff�t, fram azc alternate mortgage insurer selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Bflrrower shall continue to pay to Lender the amount of the separately designated payments that were due vkhen the insurance coverage ceased to he in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundabl;e, notwithstanding the fact that the Loan is ultimately paid in full, and Lender sha11 not be required to gay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender rec}uires) provided by an insurer selected by Lender again be,comes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of maldng the Loan and Bonower was required to make separately designa.ted payments towazd the premiums for Mortgage Insurance, Bonower sha11 pay the premiums required to maitrtain Mortgage Insurance in eff�t, or to provide a non-refundable loss reserve, untii Lender's requirement for Mortgage Insurance ends in accorda.nce with any written agreement between Bonower and L,ender providing for such terminarion or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Bonower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force from rime to time, and may enter into agr�ments with other parties that share or modify their risk, or reduce losses. These agreements are on terms and condirions that aze satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) 1os� a� Page 8 of 15 inniats: Form 3028 1/01 � �. t� 11 e �z . c� � �La