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�0�10526� Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation s�ured by the lien in a manner acceptable to Lender, but only so long as Bonower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proc,eedings which in Lender's opinion operate to prevent the enforcement of the lien while those proccedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender ma.y give Borrower a notice identifying the lien. Within 10 days of the da.te on wluch that norice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Secrian 4. Lender ma.y require Borrower to pay a one-time charge for a real estate tax verification andJor reporting service used by Lender in connection with this Loan. 5. Property Insurance. Bonower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included withiu the term "extended coverage," and any other haaards including, but not limited to, earthquakes and floods, for vvhich Lender requires insurance. Tfus insurance shall be ma.intained in the amounts (including cteductibTe levels) and for the periods that Lender requires. �Vhat Lender requires pursuant to the preceding sernences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosea by Bonower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. I.ender may require Borrower to pay, in connecrion with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remagpings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fee.s imgosed by the Federal Emergency Management Agency in connection with the review of any ftood zone determination resulting from an objection by Borrower. If Barrower fails to maintain any of the covera.ges descn'bect above, Lender may abtain insurance coverage, at Lender's oprion and Bonower's ex.pease. I.ender is under no obIigation to purchase any particular type or amount of coverage. Therefore, such coverage shall caver L,ender, but might or might not prote,ct Borrower, Bonower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or Iesser caverage than was previausly in effect. Borrower acknowledges that the cost of the �nc�,ranc� coverage so abtained might signif�cantly exceed the cost of insurance that Borrower could have obtained. Any amouxrts disbursed by Lender under this Section 5 sha11 become addirional debt of Borrower se�cured by this Security Instrument. These amounts sha11 beaa.E interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies sha11 be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal norices. If Bonower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destrucrion of, the Property, such policy shall include a standard mortgage clause and shall name I.ender as mortgagee andlor as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Bonower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insutance proceeds unril Lender has had an opportunity to inspect such Properiy to ensure the NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) ros� u Page 6 of 15 in�c�ais: Form 3028 1/01 � �. � a �. l�— � . . l��