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20��052�7 <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants <br />contained in ttus Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />f �" � v (Seal) <br />DOUGLAS W AUL -Borrower <br />�� �� a <br />KARMIN S MAUL <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />�B�IS� — Single Family — Fauuie Mse/Freddte Mac UIVIFORM INS°i'RiJMENT Form 30Z8 1/Ol <br />GCC - G302&18 (09/Ol) (Page 18 of 19) <br />