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<br /> ' If the amounts held by Lendor for Escrow Items exceed the amou�►�s P�mlitted to be held by RESPA, l.en sr �
<br /> ;,;;.p,�t�; shell account to Hoaower for the excess funds as�equired by RESPA. If the amounts of funds held by Lender at any ; y�,''.;
<br /> •� time are na t su f fi c i e n t t o p a y t h c Escrow ltems when dua, Lender may notify thc Bonower and require Borrawer to ,,, `.,
<br /> �=�' make up thc shortage as petmitted by RESPA. '.',,�.'.
<br /> The Escrow Funda are �ledged a�. addltional security for all sums secured by thls Securiry Instrument. If �^`_
<br /> V Borrower tenders to Lender the full aaY benan°d c)and en mort��e insurance p emium nstallment xhat tLender has �v
<br /> � remainin8 for all installment itemg(). ( ).
<br /> '' not become oblfgated ta pay to thc Secretary, and I.ender shall promptly refund any eacess funds to Bonower. �^v
<br /> immediately prior to a foreclost�re snle of the Properry or its acquisition by I,ender, Botrower's account shall bc
<br /> .°,:, credited with enY balonce rema�°�►8 for all installments for Itemg(a).(b),�d���• Itcd b Land�r�s follows:
<br /> `'�..�• 3.Appllcation ot Pnyments. All payments under para�grnphs 1 aztd Z shull be app' Y
<br /> , � ` � int, to the mortgage insurvxce Pfe���O�F�d bY�'ender to the Sec:rctarY or to tha mandtly charge by the `
<br /> Secretary instead of the monthly mortgagc u�stu�uce premium: �.-
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<br /> . ,��.',���� gerAnd,to any taxes,special assessmants,leusehold payments or ground nnts,and fue�floal and other hazard - -
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<br /> -•: .�;;::.,z: insurance premiumc.as mq��;
<br /> � � �'•" ��ird.to interest due unda;the Note; _
<br /> ��',.. .,�'�+`� ourth,to a�nv�tion of the principal of 1he Note;and
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<br /> ' � . ; Fifth.to late charges duc under the Note. whether __
<br />" "' 4.�Yxe,�1ooc1 and Other flnv�rd Insurnuce.Borrower ahall instue all improvements on thn Prop�nY.
<br />=-° :.:�i�;��_�_. . now in eaisunce or subsequendy erected,a8ai�►s�ac►Y uazazds� �s�ties,and contingencies,incauding fir�.for which _
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<br /> �- ..,.:,: Lendcr requires insurance. This insurance �uaii b., maintained f� t�e whether ow f�arex�istmnaeor subsequenUy - -
<br />- � .�_.:� requites. Borcowe� shall also insure all impPo�a�hvth�Secpet�All insurance shall bo carcted with companies
<br />-l;'��='�` erectad.aBawst iosg b� f►�,3s ta t�e s�sent_..,---. • -
<br /> roved by Lender The insurance policics and aay renewals shall be held b l.ender anci ehaii inGluuc ioss��'able
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<br /> -�`- " clauses in favor of.and in a form acceptable to,Lcnder.
<br />_.JS`�"��'' '•� !n the event af loss.Borrower shall give Lender immediate nodce by mail.Lender may mt�ko Proof of loss if not
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<br /> !-"'-�''*'•� made prempdy by Borrower.Each insurance comPanY�n���ls hereby authorized and di��cted to make payment
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<br /> --:�_�;,�.' for such toss direcdY ca I�ender, tnstead of to Borrower und co Lender joindy. N1l or anY P�r► °f the u�sur��
<br />-- -�-:,�<«� F�8 �y be applied by Lender. at its option,either(a)to the reduction of the indebtedness und�'�e Noce and
<br /> �"�='j��'� ���uiry Instrumeat,first to any delinquent amounu applied ia the orderA'wnY�Plicatioa a�t1��� Pr��ea�o ne
<br /> '"� of piincipal, or (b}to thc rescoratton or rcpair of the damnged ProPenY• g Z�or
<br /> — �a�� principal shall not extend or postpone[he due date of the monthly payments ahich are refened ta 7u paragnP
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<br /> --p���� change the amouat of such payments. My excess insu�ce proceeds over an aatout►t requlcecl rA�ay all outstan 8
<br /> indebtedaess under the Note and this Security Insm�ment ghall be P�d�a the entity legally cntitir,d thtueto.
<br /> --- -_ '�ebtedness. all right s�e andi inunst of BotNrro�wer�in and toinsurancetpolictes in fotca shall pa 9gtosthe
<br /> d�e �nd
<br /> - - ___-_- purch�ser. _-
<br /> ,Er,r.a�ez's:.�n�#�.�:;�:.•s�;
<br /> 5. Aocu�ncy,Preser�`otton. M�tnten9nce aad Protectton oi fi�e F���'ty'
<br /> - ���dy. porrower shall occupY.�stablish,and use the Pcoperty as Borro�'�'er's principll cesidnnce within sixry
<br /> _ --��- days after the eaecudan of thls Security� � ��wcr's�p�cipal residence for at enst o o ycsar after the dae of
<br /> and shall continue to occupy the PropertY
<br /> ---""`' - occupancy,unkss Lender determines that ceQuiremeR��+�ll cause undue hardship for Bonowor.or unlr,ss extenun't.ing
<br /> i circumstaaces Gxist which are bzyond Borcower a controa�rroi substantially ha B ntho Praper Y or allow the
<br /> �� ���stances,gocrower shall not commit�vaste or desuoy, t tI1C PCOnCIt}�tf tI1C PI'OP�rtY IB VBCSIIt
<br /> •=��� property to dctertorate,reasanable wear and tear exceptal•Lender may inspec
<br /> ----�� or abandoned or the loan is in default. Lender may tace r�asonable acccon to pmtect and prc�.,�rvo such vacant or
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