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<br /> ; 6091501 D�1R1-0741-9
<br /> �w�-�� 96- 1�93i3'7 �.
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<br /> �' (C)Calculni�tca o9 Int�rres¢Rxir,CNanges
<br /> .'r Before each Chan��17a1n.,i.t�:ltr will calcalate a new interest rate by ndding u margin of �'=�
<br /> TftO AND BEVRN-Rt2fiYIZ'hifl percentagc point(s)( 1.875 `Yo)to .�:--
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<br /> the Cbnent Index nu:1 toundin�tht sum ta the nearest one�ighth of one percentage point(0.12595). SubJect to =_-
<br /> , the limita stated in p�ragraph(D) of this Rlder,this rounded amount will be the ncw interest tate untll tho next �
<br /> . ' Chnnge Date. ----
<br /> , . (D)Limits on It�tcrest Rste Cbanges �'�v
<br /> ' The existing intorest rate will never Incrensc or decrease by more than onr,percentage point(1.09'0) on �
<br /> . any single Change aato. 'fhe interest rnte wUl never be morc than five percentage points (5.0;�) hi6her or �4
<br /> 3 �; ' lower than the inictal interest rate.as stated in Paragraph 2 of the Note. °�'-`
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<br /> �� ' ���` � (�)Calcwladon of Pa�ez�t Change ";;`��.-
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<br /> �� •".;�v;t,::��� If the interest aate changes an a Chaage Dute, Lender wall calculate the amonnt of monthly payment of �
<br /> ,�-_�:.-_:_':�.f.�• grincival and intarest which would be neceseary to repay the uapaid princlpal balance in full ut the Maturity
<br /> �t•..
<br />�";:r'• Date at the new interest rate through substantially eyuai paymen[s.in making sucL u+Icutaiiva, i�ude,wlil use --
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<br /> :'' ;� the unpaid principnl b�lance which would be owed on the Change Date if there had been no default in payment
<br />-r�.��y°.::�;,' • on tue iVote�rcduced by iho auuitiit uf-uriY Prpaym;.uis i;,pr:�cig�l.Ths s�t�l:uf�hhi�s�l�ulQtlon�!�!t,�rh.� -
<br /> "`,:�`''%��� amount of the acw monthly payment of principal and interest.
<br />-�i$i.31;-
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<br /> .��''�;,:.�..•: � (F�NoHce of Chunges -
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<br /> - I.ender will give noHce to�onower of uny change in the interest rate and montWy payment amount. The
<br />"���'�`�� nodce must be given at least 15 c3ays beforc the new monthly payment amount ie due,and must set forth(i)the —
<br /> '�=�'��±r'��' data of the notice, (li) the C!►ange Date, (iii) the old interest ratc, (iv) the new lnterest rate, (v)tha new
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<br /> •-°="•`�•�■ moathly payment amount,(vi)the Current Iade:c and tha date it was published,(vii)tho methcxl of calculating
<br /> i'�.p� the changc ia monthly payment amount, and(viii)any other information which may be required by law from �
<br /> =��'"�� cime to tima �
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<br /> _ -�-�x� � (G)Efleetive I�te of Cha�nges
<br /> �.�.::����. A new interest rau calculatetl in accordence with paragraphs (C) and (D) of Wis Rider will become
<br /> ���-�� effective on the ChAnge Datc. Borrower shall make a payment in the new monthly amount beginning on the _�,
<br /> .�.�s.s
<br /> --___- • first payment date which occurs at least 2S days after Lender has givcn Borroe:er the nodce af change.a '
<br /> ?�'L���, required by paragraph(F)of t9i�s➢tider. IIorrower shall have no obligatton to pay any increase in the montWy �`�=
<br /> ��:,';;;,'� gayment araaunt calculated in uccArdance with paragraph(E)of this Rider for any payment date occuning less
<br /> .-u=M�� than 2g days after Lender has givea the nyuired notice. If the monthly paym�nt amount calc��lated in
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