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� 9. Protecdon of Lender's Interest in the Property and Rights Under thia Security Instramen� If (a) Borrower fails to pecform the covenants and agreements coutained in this Security Instrumeixt, (b) t�►ere �s a legal proceeding that might sigaiffcantly affect Lender's in�tere� in the Property and/or rights under t�is Security Instrumerot (such as a proceeding in bankruptcy, probate, for condemnatioa or forfeiture, for enforcement vf a lien which may attain pnority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Progerty and righta under this Security Instrument, iacluding protecting and/or assessing the value of the Progerty, and secuning and/or repairiQg the Property. Lsnder's actiona can include, bud are not limited to: (a) paying any sums secured by a lien which has priority over this Security Ins�ument; (b) appearing in court; and (c) paying reasonable attorneys' fees W protECt its interest in the Property andlor rights under t1�is Security Instrument, inciuding its secured position in a banlaruptcy praceedi�. Sr.curin� the Property inciudes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Alt�ough I,$nder may take action under this Section 9, Lender does not have to do so and is not undec any duty or obligation to do so. It is ageed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt af Borrower secured by this Sectuity Insirument� These amounts shall bear in�terest at the Note rate &om the date of disbursement and shall be payable, with such interest, upon notice fram Lender to Borrower requesting payment. . If this Security Inslxument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger un writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintaia the Mortgage Insurance in effect. I� for auy reason, the Mortga�e Insurance coverage required by Lender ceases to be available from the mortgage insurer that previausly provided such insura�e and Borrower was required to make separately designated payments tvward the premiwns for Mortga�s Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Brnrower of the Mortgage I�asurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivaleat Mort$age Insurance eflverage is not available, Borrower shall continue to pay to I.ender the amount of the separately designated payments that were due whea the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Inaurance. Such loss reserve sl�all be non-refandable, aotwit�standing the fact that the Loan is ultimately paid in fnll, and I.ender shall not be re�uired to pay Borrower any interest or earnings on such loss reserve. Lender can na longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period tbat Lender requires) pravided by an insurer selected by Lender agaia becomes available, is obtained, and Lender requires separately desigaated payments toward the preminms for Mortgage Insurance. If Len+der requixed Mortgage Insurance as a condition of makin� the Loan and Borrower was reyuired to make separately desigaated payments toward the premiums for Mortgage Insurance, Bvrro�ver shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lendei's requiremert for Mortgage Insutance eittdc in accordance �vviith aay written agreement betweea Borrower and Lender providing for sach termination or nntil termination is requited by Applicable Law. Nothing in this Se.ction 10 affects Brnrvwer's obligatia�n� tapay interest at the rate provided in the Note. Martgage Insurance reimbarses Lsnder (or any e�iy that purchases the Note) far certain Iosses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that s�are or m�ify �eir ris1�, or reduce los�ees. These agreements are on terms and conditions that are satisfactory to the mortga�e insurer and th� other party (or parties) to these agreements. These agreemeuts may require the mortgage insurer to malce payments using any source of funds that the mortgage insarer may have available (wbich may include fands obtained &om Mortgage Insmra�e premiums). tdEBRASKA- Single Family - FannieMae/FraddieAAac UNIFORM INSTRUMENT WITH !A �-6lR{NE7(oa�o� aagesar�s innm�s: +onn3028 1/01 �c9�� o��iii�oi� � ��!� ��a� i��i �i� �i