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� Borrower shall promptly discharge any lien which has priority over this Secarity Inst�vment unless Barrower: (a) agrees in writing W the payment of the obligation secured by the lien in a manner acceptable to Lender, but only sfl long as Borrower is performing such agreement; (b) contests the lien in goad faith by, or defends against enforcement of the lien in, iegal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are conciuded; or (c) secures from the hotder of the lien an agreement satisfactory to L�nder subordinating the lien ro ttris Security Instrument. If Lender determines that any part of the Property is subject to a lien whiah can attain priority vver tl�is Security inslxument, Lender may $ive Brnzower a notice identifying the lien. Within 10 days of the date on which that notice is gi�en, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lencier may reqnire Brnrower to gay a one-time charge for a real estate tax verification and/or reporting servics used by Lender in connection with tkus Loaa 5. Property Inanrance. Borrower shall keep the improvements uow existing or hereaftet erected on the Praperty inswred against loss by fire, hazards included within the term "extended coverage," �nd any other hazards iacluding, but not limited to, earchquakes and floods, for whic� I�nder requires insurance. This insurance shall be maintained in the amonnts (incinding deductible levels) and for the periods that L�nder requires. What Lender requires pursua.nt to the preceding aentences can change during the teim of the Loan. The insurance carrier providiag the insurance shall be chosen by Bosrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Brnrower to pay, in connection wixb. tl�is Lvan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasoaably might affect such determination or certification. Borrowez shall also be responsible for the payment of any fees imposed by the Federal Bmergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Bon'ower. If Borrower fails to maintain any of the coverages des�ribed above, Lender may obtain insuraace caverage, at Lender's option and Borrower's expense. Lender is ander no obligation ta purchase any particalar type or amount of coverage. Therefore, such covera�e shall cover Lender, but might or might not protect Boirower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insucance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under tl�is Section S shall become additional debt of Borrower secured by t}us 5ecurity Instntment. These amounts shall bear interest at the Note rate &om the date of disbursement and shall be payable, with such interest, ugon notice &om L$nder to Borrower requesting payment. All insurance policies required by Lender and renewals of such goliciea shall be subject to Lender's right to disapprove such �licies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificaxes. If Lender reAuires, Brnrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Bonower obtains any form of insurance coverage, not otherwise required by Lender, far damage to, or destruction o� the Property, such policy shall inclnde a standard mortgage clanse and shall name Lender as martgagee and/ar as an additional loss payee. In the event of loss, Borrower shall give prompt notice to tl�e iusurance carrier and Leader. Lender may ma.ke proof of loss if not made promptly by Borrower. Unless LEnder and Borrower otherwis� agree in writing, any in,surance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and L,ender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insura.uc� proceeds wrtil Lender bas had an opporhanity to inspect such Property to ensure the NEBRASKA- Single Family - FannieMaelFreddieMac UNIFORM IN3TRUMENT WI7H M �.gp(N� t��o� Page 8 d 16 inoaeis:� Fonn 3U28 1/01 � �� �i ia��5��!�i��ia� q0330