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20�105�� (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regvlarion X(24 C.F.R Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As usal in tlris Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (QJ "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that pazty has assumed Borrower's obligations under the Note and/or this Security Insmiment. TRANSFER OF RIGHTS IN Tf� PROPERTY This Security Instcument seciues to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ri) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trostee, in trust, with power of sa1e, the following described property located in the County of HALL . [Type of Recotding Jurisdiction] [Name of Recording Jurisdiction] SEE ATfACHMENT A Pazcel ID Number. 400138875 610 W JOHN ST GRAND ISLAND (" Property Address"): which currently has the address of [streec] [City] , Nebraska 68801 [a�P Code] TOGETf�R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properiy. All replacements and addi6ons shall also be covered by this Security Instrument. All of the foregoing is referred to in tlris Security Insizument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower wairants and will defend generally the title to the Property against a11 claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenar►t and agree as follows: 1. Payment of Princigal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Bonower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits aze insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. NEBRASKA - Single Family - Fannie INae/Freddie Mac UNIFORM INSTRUMENT ,� ��.�� oa��) �e a a �a mnt�s: ^ (/� � �` Form 3028 1101 DDS-NE9