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. <br />2Q�io5o92 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />ames J. Herout - Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Betow This Line For Acknowtedgment] <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 1 st day of JuIV 1, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />James J. Herout, a Single Man <br />, <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: g- � 5-/?� <br />GENERAI. NOTARY - Siate of NebraSka <br />DEVRA MGELROY <br />MY Comm Ezp. Aug. 25, 2013 <br />.�, �� �� ;;�, <br />Devra McElroy -Notary pubi�c <br />� <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fortns Ina (800) 446-3555 <br />�FI#FNMa,aoza aro2 Page13 of13 <br />