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�,.�......,....--� , ,. . . - +.�ari .. . _ _ _ _ , . �..�..y��.,.,,� ; �� . _:-r�. -_ ��i4L1CF' @ICF��lA� __�.a.�.�� _ __ . — _ _"".,.... -- _'%P?7:�h"F£�'�tL�'9ffi_,.__ti ti"5�S5P4R1lE�_�v.�..;c�.,>.s.m w�. i�., —___— - �ac�r:r_•��,r�nrarr�far,s�r�ricrr�nf�e�c�:m��;,�.."--.------ .� �,o�� pa�+mcnts nxay no longer be required,at the optian oF[..�nder,if mortg�ge in��nce cavernge(in die anu�unt nnd for the perfod �hcit I.ender requires)providcd by nn insurer nNproved by L.ende�•ugain becames nNailiible i►itd is obtalned. Borrower shall pay the pn:miums rcquired to maintuin martguge insurnnce in effcct,or ta providc a lass reserve,un�il the rcquircment for uiartga�c insurance ends in nccordnnCe wl�h aoy viriuen agreenient l�twcen Borrower nnd l.ender or npplicable luw. 9.laspectiun. L.ender or its agent may malce reasanable entries upon und inspections of the Prope�ry. l.ender shatl give F3orrowcr n��ticc ut 1hc timc of or�rior to nn inspcction specifying rcasonablc cuusc for thc inspECtton. !0. Condemnsdlon. The procceds af any uward or cluim for clamages, direct or consequentinl, in wnncctinn with nny cunclemnation o*other tnking of nny part of the Property,or for conveynnce in lieu af condemnation,ure hcreby assigned and shall l�pald to l.cndcr. In�hc event of U totnl takin�of the Praperty,tiic procecds shall he applied to the sums secured by this Security instrumcnt, whether or not then due, with any excess paid to Barrowcr. In the event of a partial taking of the Property in which the fair markct valuc of the Property immcdiately befvrc thc taking is equnl to or�reater than the umount of the sums secured by�this Security Instrument immcdiately before the taking,unl�ss Borrower und L.ender otherwise agree in writing.the sums secured by this Secnrity Instrumcnt siiall bc r�duced by the amount of the procedds multiplied by the following fractian: (n)thc total nmount of the sums sccured immediately befo��e tlie taking, divided by(b) the fair markct value of the Propeny im�nedlately before the taking. Any balnnce shnll be puid to Borrower. In the event of u purtial taking of th� Propeny in whlch the fair in�ket value of the Qroperty inunediutely beforc tlie tal:ing is less thnn the amoant of the snms s��carExi immeclintely before die tukins, unless Banowcr und Lcndcr otherwisc ngrce in writins ar uniess upplia�ble law othenvise pravides,the proccecis shall be appliecl►o the sums secured by this Securiry Instr+.►ment whether or not the sums are then due. If tho Peopc►ty is nbandoned by 8orrowcr,or if.aftcr notice by I.ender to Bonower that the condemnor offers to makc un award ar settle a claim for damages, Barrawer fulls to respond to L.cnder within 30 duys atter thc dute the notice is given. I..e��der is authorized to collect Arxi upply the proceeds. at its option,either ta restoration or repaie of the Ti'�maeny or to thc sums secured by thie Security Instrumr.nt,whether or nat then due. • Unless f.ender and Borrower otherwise agc�ee in wdting, any application of proccet3s to ptinci�V shall not extend or postpone tlie dun date of the maithly payments eeferred tu in para�mphs 1 and 2�r change e5a amount of such pay�ttents. ii.�,rinwe��P+iot Re�eased;I'orbearance By Lendec N�t p Wstver.Extension of the time for payment or modi�cntion of amonizution of the sums securcd by this Secarity Instrument grunted by I.ender to any successor in intetest of Borrower shall r�n�n�rare r�re��nsr_.tne liability of the�riginal A�nowcr�r&�rrower's successors in interest. Lendcr shnll not be required to coxnmence proceedings a�alnst any successor in interest or��efuse to extend time for payment or oihenvise modify amortization of the sums socur�ed by this Security Instrument by reason of any demand made by the originul Borrower or Borrowcr'9 successors in intertst. Any forbearcurce by l.ender in exercising any right or remedy shall not be a waiver of or preclude the exercis�of any ribht or remedy. 12. Sucaxsots au�atl Assigns Bound;Jofnt ond Several Liability; Gm-�igners. The covenants 1n.1 agrecments of this Security Instrument s�;s9� bind and benefit the successors und nssiIIns of I.ender and Borrower, subjeca to the provisions of paragrnph 17. Bormwer's covenar!s nnd agreements shall be joint and several. Any Bonower who co-signs this Security Instmment but does not exaute the Note: (u) is co-signing this Security Instrument only to mortgage, grant and wnvey that Borrower's intcrest in the Property under the terms of this Security Instrument;(b) is not personally obligatcd to pay the sums securcd by thia Security Lutrument;vtid(c)agrees that Lend�r und nny ott►er Borrower may s�gree ro extend,madify,forbear or make uny accoirunodat�ons with re�a�d to the terms of this Sccurity Instrument or the Note without that Basrower's consent. 13.LoAn(:h�eA. If thc laan secured by this Security instrument is subject ta a law which sets maximum loan charges, and that l�w is finally interpreted so that the interest or other loan charges collected or to t►e collected in wnnection with the loan excad the pernutted limits.then: (n)siny such loan chnrge shall be reduced by the amouni necessary to rcduce the chuge to the pertnitted limit;a�x1(b)any sums n�ready cul(ected from Borrower which exceeded permitte�limits will be refuttded to Borrower. I.endcr may cl�oosc to make this nefund by reducing the principal owed under the Note ar by making a direct payment to lioimwer. If a refu�xl roduoes principal, the raluction will be treated as a partial pr�y��yrnent without any prepaymcnt chargc uncler tM:Notc. 14.Notkes.Any noti�ce to Bnrrower provided for!n this Security Instmment shall be given by detevering it or by m�ilin� it by first class muil unless applicable law requires use of nnother method. The notice shall be directed to the Property Address or any other address Bnrrovrcr designates by notice to Lender. Any notice to Lender shall be giver� by Grst class mall to ' Lendcr's nddress stated herein or any other address Lender designates by notice to Borrower. Any noticc provided for in this Security instrument shall be deem�.d to havc becn given to Borrawer or Lendcr when�iven ns provlded in this paragraph. 1S.Governlz� Law; Severability. This Security Insmrment shall be governed by fcderal law cmd the law of the jurisdiction in whicP.the Property is located. In tl�e event that any provis�on or clause of this Security Inst�ument or the Note � conFlicts with applfcable law,such confltct shall not affect other provisions qf this Securiry Instrument or the Note which can be given effcct withnut the contlicting provision. To this end the provisions of thls Securiry Instrument nnc! the T�Tote nra declnred : to bc scvcrable. • 1G.[iorrower's Cop�.Borrower shall be givc»one cunfarmed copy of die Note and uf tGis Sc:curity Instrument. � Form 3028 A19a � Pape d o16 �