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<br /> pay��icntti niay no I�m�cr lir,required, Ul({1C O�11I1111 OI�IA'tl(ICI•, ff mnel�nl;e Insurnncc:covcn�gc(In�hc+unnunt nnd f�u tlie�rial
<br /> thnt l.cndcr rcqtdre�)�irnvtdcd 1!y nn insw�cr uppravcd hy I.cndcr ugnin bccon�c�nvnfluhlc unil i�;ohtulncd. Ilnrr��wcr Shnll pny
<br /> tlic prciniums rcquir��l tu maimnli�m�►rt����u Insuruncc in cfl'cct,nr to pr�wldc c�Ins� rc��rvc, uiiUl �hc rc�ulrcmcnt fur mnrt;�ugc
<br /> insuruncc cnds fn nccorduncc H�ith«ny wrf�tcn ngrccmcnt I•w�wccn fsorrowcr nn�1 I.endcr nr�ippllc�i{�Ic luw,
<br /> 9. dnspc�cll�►n. I.cndcr or Its ngcnt nu�y mnk��rc.isuuahlc cntric�� u�xm nnd Inti�CCNuns af�he Prurcrty. I.cndcr;;hnU givc
<br /> iiorrnwcr nnticc ut thc timc ot'ur prior to ini inspcc�iun n�y�cifying rcns�inubli�:�u+C :iu U►c in:q�ccllon. �
<br /> 10. CantlemnaNnn.1'�u pti•accccis of'iuiy uwnrd or clnim G�r damiigcs, dlrc�t or conticqucntlal, in conncctlan with uny
<br /> condenmuUon or othcr tuking of nny purt of thc�'roperty, or for�vmvcycmce i n Ilcu of condemuiition, urc hercby ns.r•igncd und
<br /> shn�l bc paid to l.endcr.
<br /> in the event of n totid tnking of the Prupeny, the pmce�ds shull be appUeci to the cums tiecw•ed by this Security Instrwnent,
<br /> whetl►cr ar nut then due. with uny exccss paid tu ourro�vcr. In thc evcm of a psrtial tuking of the Propeny in which thc fair
<br /> markct vAlue of d►o Propeny immediutely bef'are the tuking is equsl to or greater than the amaunt of the sums secured by this
<br /> Sccurity Instrument immediately before thc taking.unless Ba�7ower and I.ender othenvise ugrce in�vriting,the sums secured by
<br /> this Security Instrument shall be recluccd by the nmount of the proceeds multiplicd by tho follo�vlr�g fraction: (a) the total
<br /> amount of thc sums securcd immediately beforc thc takfng, divtded by (b)the Fnir market vnlue of the Property immediately
<br /> before the taking. Any balance shull be puid to Borrower. In tl�e event af u parti�l tnking of the Propsrty in which the fair
<br /> market value of ttta Property lmmediutely before the taking is Icss than the arnount of the sums securcd immedlately beforo tha
<br /> takin�,unless Borrower and l.ender othenvise agree in writing or ttnless upplicable law othenvise provides, the procer.dF shnll
<br /> be applied t�the sums secured by this Security instrnment whether or nut the svms aro then due. �
<br /> If the Praperty is aba��doned by Borrower,or if, after notice by Lender tc�Borrawer that the oondemnar off�rs to mulce nn
<br /> award or settle a clnim for dumages, Borrawr,r fails to respond to Lender withirt 30 days after the date the natice is given,
<br /> I.,ender is authorized to collect and apply tha procceds, at its optIon, either to restoration or rep�ir of the Praperty or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless T.ender and 8onawer otherwisc ogrec in writing, any uppliatian of proceeds to principAl shull not extend ar
<br /> postpone the due date of the monthly pa,yments refexrcd to in paregraphs 1 and 2 or chunge the amount of such payments.
<br /> 11. Borrower N�t Released;Forbeurnnce By I.encler Not a Waiver.Extension of the time for payment or modification
<br /> of amortizntion of the sums secured by this SP.curity Instrument granted by I.ender to any successor in interest of Borrower sholl •
<br /> not operute ta rclease the liubility of the originul Borrower ar Bormwer'n succ�ssors in interest. L.ender shall not bc required to
<br /> commence pruceedings asu�nst any succe.ssor in interost or refuse to extend time for payment or otherwise malify amoriii�ttion
<br /> of the Rums secured by this Securtty Instrumont by renson of any demanfl made by the onginai isorrower or Tsarrower s °
<br /> successors in interest. Any forbearance by Lendar in excrcising any right or remedy�hnll not be a walver af or p��eoludc the
<br /> exerclse of nny right or remedy.
<br /> 12. Succacsors and Arsigns Bnund; Joint and Several LiubiltYy; Co-signere. The covennnts und ngreements of this
<br /> Securi[y Instrument shull bind and benefit the successors and assigns of Lender and Bonower, subject to the pcovisions of
<br /> paragraph l7. Borrower's covenants and agreements shall br:joint and sevcml. Any Bonower who co-signs this Sixurity �
<br /> Instrument but does not execute the Note: (n) is ca-signing this Secui9ty Instrument only to mortgage.gcant and convey th�t
<br /> Borrowcr's interest in the Property under the terms of this Security Instrunxnt;(b) is not personally obligated to pay the sums
<br /> secured by this Security Instniment;and tc)ngrees that Lender ard any other Barrower may ugc+ee to extend, modify,€orbear or
<br /> make nny accommodutions with regard to the te�ms of this Securiry Instrument orthe Note without that Borrower's consent.
<br /> 13. i.o�n ChArges.If the loan secured by this Sccurity instn�ment is subJect to a luw �vhich sets maximum loan charges,
<br /> and thnt law is Cnnlly interpmted so that the interest or other loan charges collccted or to be callected in conn�ctlon wlth the
<br /> loan eaceecl the permitted limits. then: (a)any such loan charge shall be roduced by the amount�tecessury to reduce the churge
<br /> to thc permittcd limjt; and(bj any sums alrcady coltected from Borrower which execeded permitted limits will be tefundod to
<br /> &rrower. L�ndcr m�y chnnse to make this refimd by reducing the priacipal owed under the Note or by.neaking n dtrect
<br /> payrr�ent to Borrower. If a refund roduces principAl, the reduction will be treated es u partiul pnpayment without any
<br /> prepaymant chargc undcr the Note.
<br /> 14.Notices.Any notice to Borrower provisled fc:ua thas 5ec��ity Inswrnent shall be given by deliverJa�it ot h;+muiling
<br /> it by firsi class mail unless applicable Oaay�r�uires use of anotlzer aa�echcid.'i'he n�tice shnll be dia��ected to the PT��ert� .�ildress
<br /> or any v�s ar nc!dress Bonower desi��ea:�s hy notice to C.ender. .ymy r.oticc to I..cnder shall 4aL giWen by d'aysl class.mn�i7 to
<br /> ��.endcr's a:13re�s stated hcrein or any other address Lender designates�by notice to Borrower. Any notice��rovii1ed for in�thiv
<br /> �ecuriry Insrtument shal!Ir decmed t�have been givcn to Bonower or Lender when given us provided in thas psrrsa.gmpi�.
<br /> 15. �xad�tratng L��+; Severabllity. This Security Instniment shall be govemed by fedcrnl Isw an� ¢3�e law of she
<br /> jurisdicECOn�+,i wl�ich the Property is le,�ted. In th:event that any r�::,vision ar clause of this Security Instrument or the�iate
<br /> oanfiicts�vec:� c�plicable law,such c�nflir,t ahall not affect other prmvusio:�s of this Security Institrrnent or the Note which esrn be ;
<br /> ;i•ven efl�cct without thc wnflicting���vision.To this cnd the provisiuns of thi�5ecurity Instrument and thc Nc+te ore dcc:lattrJ ��
<br /> e�ire severable.
<br /> 16.Borrower's Copy.Borrower shzll bs given�n.conformed copy of the Ncste nnd of this Security Insz�rument. .
<br /> Form 5020 9100
<br /> Pope 4 0l E
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