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2o�io5o5o 9. Protection of Lender's Interest in the Progerty and Rights Under this Security Instrument. If (a) Borrower fails to gerform the covenants and agreements contained in this Security Instrurnent, {b) there is a legal proceeding that might significandy affect Lender's interest in the Properly and/or rights under this Security Insirument (such as a proceeding in bankrupt�y, pxobate, for condemnation or forfeiture, for enforcement of a lien which may attaiti priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Pro�rty and rights under this S�urity Inswment, including prot,ecting and/or assessing the value of the Property, and s�uring and/or repairing the Property. Lender's acdons can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) apgearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Propeity and/or rights under this Security Instrument, including its secured position in a banktuptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take acdon under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not talcing any or all actions authorized under this Section 9. Any amounts disbursed by Lender �nder this Section 9 shall become addidonal debt of Bonower secured by this S�urity Instrumen� These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, ugon notice from Lender to Borrower requesting paymenG If this Security Instrument is on a leasehold, Bonower shall comply with all the provisions of the lease, If Borrower acquires fee dtle to the Progerty, the leasehold and tha fee tifle shall not merge unless Lender agrees to the merger in writing, 1Q. Mortgage Tnsurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the pxemiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantaally equivalent to the cost to Bonower of the Mortgage Insurance greviously in effect, from an alternate mortgage insurer selected by Lender. If substantialty equivalent Mortgage Tnsurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and retain these payments as a non-refundable loss reserve in Iieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in ftill, and Lender shall not be required to pay Bonower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that L,ender requires) provided by an insurer selected by Lender again hecomes available, is obtained, and I.ender requires separately desi$nated payments toward the premiums foz Mongage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Bonower was required to make separately designated payments toward the premiums for Mortgage Insurance, Bonower sha11 pay the premiums required to maintain Mortgage Insurance in effect, or to grovide a non-refundable loss reserve, unti� Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such teimination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender {or any ent�ty that purchases the Note) for certain losses it may incur if Bonower dces not repay the Loan as agreed. Borrower is not a parly to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tirne to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on ternns and conditions that are saUSfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Single Family - Fennle Mae/Freddie Nlac UNIFORM ItJSTRUMEMT WITH MERS �-6A(NE)�os�o} Paeeaot�e inniais: Form3028 1/01