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�o�io�o�� <br />BY SIG1vING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and ' Rider executed by Bonower and recorded with it. <br />�� ,/-// �-/- /� <br />� <br />ROBERT K LOVEDAY Date LUCY N LO DAY Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by ROBERT K LOVEDAY LUCY N LOVEDAY, before me <br />on July 1, 2011. In witness whereof, I hereunto set my hand and, if a e, my official seal. <br />My commission expires: ��°14 — �� <br />GENERAL NOTARY - State of Nebraska <br />�I l�VIN 07TMAN <br />My Cumm. Exp. May 19, 2013 <br />(Official Seal) <br />Hall County, NE <br />Identification Number <br />_� <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />OO 2004-2010 Compliance Systems, Inc. EEOB-61C5 - 2010.03378 <br />Conswner Real Estate - Security Instrument DL2036 Page 6 of 6 www.compliancesystems.com <br />