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201�05409 <br />(U.S. $110,597.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments <br />and to pay the debt in full not later than July 1, 2041. <br />(F� "Property" means the property that is described below under the heading °Transfer of Rights in <br />the Property." <br />(G) "Loan " means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders " means a11 Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjusta.ble Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />� Condominium Rider ❑ Second Home Rider <br />❑ Planned Unit Development Rider ❑ 1-4 Family Rider <br />❑ Biweekly Payment Rider � Other(s) [specify] <br />(n "Applicable Law " means all controlling applicable federal, state and local sta.tutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applica.ble <br />final, non-appealable judicial opinions. <br />(.n "Community Association Dues, Fees, and Assessments " means all dues, fees, assessments and <br />other charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, dra.ft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to <br />debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated <br />teller machine transactions, tra.nsfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items " means those items that are described in Section 3. <br />(1Vn "Miscellaneous Proceeds " means any compensation, settlement, award of damages, or proceeds <br />paid by any third pariy (other than insurance proceeds paid under the coverages described in Section <br />5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any <br />part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or <br />omissions as to, the value and/or condition of the Property. <br />(1� "Mortgage Insurance " means insurance protecting Lender against the nonpayment of, or default <br />on, the Loan. <br />(0) "Periodic Payfnent" means the regularly scheduled amount due for (i) principal and interest <br />under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA " means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and <br />its implementing regulation, Regularion X(24 C.F.R. Paxt 3500), as they might be amended from <br />time to time, or any additional or successor legislation or regulation that governs the same subject <br />9 �,_ n /J// /� 1185587824 <br />NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �, -` ,\ /(/ h/L Form 30281/01 <br />08l10 <br />VMP� <br />Wolters Kluwer Finandal Services 201106104.0.0.0.4002J20101203Y Inidals: Page 2 of 17 <br />4 <br />