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20��04997 <br />dismissed with a ruling that, in Lender's judgment, pre�ludes forfeiture of the Property or other material <br />impairment of Lender' s interest in the Property or rights under this Security Instrument. T'he proceeds of <br />any awazd or claixn for damages that are attributable to the impairment of Lender's interest in the Property <br />aze hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />appli�i in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modification of amortization of the sums se�ured by this Security Instrument granted by Lender <br />to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower <br />or any Successors in Interest of Bonower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Bonower or to refuse to eactend time for payment or otherwise modify <br />amortization of the sums secured by this Security Instrument by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forhearance by Lender in ea�ercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or <br />preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Bonower covenants <br />and agrces that Borrower's obligations and liability shall be joint and several. However, any Bonower who <br />co-signs this Se�urity Instrument but does not execute the Note (a "co-signer"): (a) is co-signing this <br />S�urity Instrument only to mortgage, grant and convey the casigner' s inter�t in the Property under the <br />terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Se�urity <br />Instrument; and (c) agrees that Lender and any other Bonower can agree to extend, modify, forbear or <br />make any accommodations with regazd to the terms of this S�urity Instrument or the Note without the <br />co-signer' s consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Bonower who assumes <br />Borrower' s obligations under this Security Inshvment in writing, and is approved by Lender, shall obtain <br />all of Bonower' s rights and benefits under this Security Instrument. Borrower shall not be released from <br />Borrower' s obligations and liability under this Security Instrument unless Lender agrees to such release in <br />writing. The covenants and agreements of tlus Security Instrument shall bind (except as provided in <br />Section 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. Lender may charge Bonower fees for services performed in conne�tion with <br />Bonower' s default, for the purpose of prot�ting Lender' s interest in the Property and rights under this <br />S�urity Instruanent, including, but not limited to, attorneys' f�, properly inspection and valuation fe�s. <br />In regard to any other fees, the absence of earpress authority in this Se�urity Instrument to charge a specific <br />f� to Bonower shall not be construed as a prohibirion on the charging of such f�. Lender may not charge <br />f�s that are expressly prohibited by this Security Instrument or by Applicable Law. <br />If the Loan is subject to a law which sets maacimum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collecte� or to be colla;ted in connection with the Loan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount nece.ssary to reduce the <br />charge to the permitted limit; and (b) any sums alre,ady collected from Borrower which excceded permitt� <br />limits will be refunded to Bonower. Lender may choose to make this refiand by reducing the principal <br />owed under the Note or by making a dire�t payment to Bonower. If a refund reduces principal, the <br />reducrion will be trealed as a partial prepayment without any prepayment charge (whether or not a <br />prepayment charge is provid� for under the Note). Borrower' s acceptance of any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of action Bonower might have arising out <br />of such overcharge. <br />15. No6ices. All notices given by Borrower or Lender in connection with this Se�curity Instrument <br />must be in writing. Any notice to Bonower in conne�tion with this S�urity Instrument shall be deemed to <br />have been given to Bonower when mailed by first class mail or when actually delivered to Borrower' s <br />notice address if sent by other means. Notice to any one Bonower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address <br />unless Bonower has designated a substitute notice address by notice to Lender. Bonower shall promptly <br />notify Lender of Bonower' s change of address. If Lender specifies a procedure for reporting Bonower' s <br />change of address, then Bonower shall only report a change of address through that spe�ified procedure. <br />11-05-000157 <br />NEBRASKA - Single Family - Fannie INaelFreddte AAac UNIFORM INSTRUAAENT WITH MERS <br />�-6A(NE) (oeto) Page 10 of 15 Initials: � Form 3028 1101 <br />� <br />