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<br /> 'I�li'Tf�R WIT1H all the improvements now or hereafter ere.cted on tlie prupeny,nnd all extsementa,appurtes�ances,nnd
<br /> Cutures now or hetr,after a part of the properry.All npl9cements and ad�itions shnlf also bc covcrcd by�his 5ecudty InsWmcn�
<br /> All of�ho foregoing ls refeacd to in this Secwity Instrurtncnt a9 the"Prope�-tyr."
<br /> . BORROWIIR COVBNANTS that Barrowu is lawfuUy scla�d of thc cstau hcrcby conveycd end has thc Nght to grent and
<br /> - . i convey the Property and thnt ihe Properry is unencumbered. excegt for enc�mbrances of rccord. Borrowcr worranis a,nd will
<br /> , defer.d gene;ally tho dtic eo the P;o�ty agains¢a(1 claims and demands,subject w any en.cumbrances of reeord. �
<br /> <� �Y� THIS SFCURITY INSTRiJMBNT combInes unlform covenanta for nati,oral usa end non-unifami covenent� with limited
<br /> � varladons by jurisdLCti.on to consdwte a uniform socucity inswment coverin3 real praperty.
<br /> ;;;,,,..:�'� UNIFORM COVENANTS.Borrower end I.endetr covennRt and agrce es lollows: •� � �
<br /> -,..••��� 1.Payment oi Princi�l�d Interest;Prepaymemt 8nd Late C6uges. Borrower shaA prompUy pay wh�en duc thc
<br /> - �f principal of and interest on tha debt evidenced by the Note and any Pmpaycnent and Irste churges duo uredu the Now. -��
<br /> y� 2.�ods tor Taxes and Insueance. Sub�ect to epplicable Isw or to a written wai•rar by Lertder, Bo�rower shall pay to •�.;.,���
<br /> ; Lcnder on the day monthly payments arc duc u;.der tha Note.undl the Not�is paid In fall,a sum("Furtds")for:(a)ycarly taxes '_���-
<br /> . , ,'�j and esscsunents which may attain pdority over this Security Instrument av a uen on the Prop..rty;(b)yea:ty Ieasehold pay�cnts � f�'-��
<br /> ,• ,. '.•i,,.c ar gmund rents on the Prope�ty�if a�y�(c)Yct,rly hazerd or propetty insurance prcmiums�(d)Yearly flood insurancc prcmiums�if -
<br /> enY:(e) Yearly mongage ins�rance premiutns, if eny;and(f}any¢ums payable by Bomower to Lende��,in accorclance v�rith die �'?"''=
<br /> rovisions of <� r.'"�
<br /> : �.,. P pa�agaph 8, in Ueu of the payment of martgage insurance prcmlums. Tf�cse items are called "Bscrow Itc,��s." —
<br />'"� Lendu maY,tu any tima collect and hold Fund.s in an amount not to cacced the maximum emount u lender for a federatly reL!stl � '-°-_-
<br /> ' mortgage loan may requQe for Bocrower's escmw accaunt under the fedeaal Rcal&tete S�ttlement Procedures Act of 1974 as �'��°'�
<br /> smended fram dme to ttme,12 U.S.C.Secdon 2601 �t seq. ("RESPA"),unless anoth�r 1aw ihat applies to tha Funcis sets a lesser ..`.;-""-
<br /> . runoun� ff so,Lender may, at nny dme,callect and hold Funds in an nmount not to e,xc0ed the lesser amounG Lender may ���^:�
<br /> estinwte the amnunt of Funds due on the basls of current clatn and masonable esdmates of expendiaues of fuwre Escrow Itcros or �;';��� u
<br /> othezwisa in aocordance with applicable law.
<br /> „ �y; 'Ihe�nds shall be held in en Ins�auion whose deposits are insured by a fedc�al agencyr,lnstrumenlatity,or eadry(including �'.
<br /> Lend�r. if Lender is sueh an i�sdtution)or in any Federal Homo Loan Hanlc. I.eride,r shaU apply the�nds to pay the Escrow "'"`�''::'•
<br /> t ' Items.L.ender may not charge Bomower for holding and Applying the Funds,snneaUy Anrilyzing the escrow,eccount,or verafyir�g
<br /> � ' the Bscraw Items.unless Le��dar pays Bonower interest on the Funds end applicable law permits Lender w mafce such a cbarge. -
<br /> However,Lender may mquir�Bormwer w pay n one�dme charge for en independent real estar,e tax repo�ing suvia used by
<br /> Lender in connection with 1!►Is loen,unlcss applic�ble law provides othcawise. Uidess nn�ment is mado or evnlicablc taw =
<br /> - .. reciuires intrresc to be paid�t.ender shall not be requtrcd to pay Borrower any intertst or eamings on the Punds.Botrower and ,-
<br /> • . Lendu may aErc.e in aniting,howevcr,that interest shall be pnid on tha Fur�ds.Lender shnll gl�e w Borrower,without charge,en :,�•
<br /> �� �, a�naal acconndng of the Funds,showing c�edits e�d debits ta tho Funda und the b'=-.
<br /> pu:pose for which each debit to the Funds wes >:.�<
<br /> . ° � made.The Funds are pledged as adclldonal security for all snms secured by this Security Iaspume,nG -�'''�-`
<br /> ., . . If the Funds held by Lendes exceed the amounta permiued to 6e held by eppllcabla law,L,ertder shal!eccaunt W Boirowee for �
<br /> ' , :..;�r �� , ���F���a���the rcquiraments of applicable law.If the aznount of thc Hlmds held by Lendu at any dme is �
<br /> uot suf�aa�.�t to ptty the Bscrnw ItGms when due,Lender ma so notif Borrower in wddn ,end,in such case Born►wu shal!p u y =---
<br /> ,�s.:�;n�-1,�. Y Y $
<br />_-:-.... W L o n E�r t u e amoun t necessary co m a k e up thu deficiency. Botrowu shal!meke up tha deficiency in no more than twelve s;�,;u:
<br />--_ , m o n t h l Y P s Y r�t s,a t I.e n d e r's e o k d l s c c�s d on. -
<br /> '_`�w• Upon pay!nent!n full of ell sums sec�nod by►hts Securiry Instrumcnt,Lender shall promptly refnnd to Barrowea auy Funds '��"
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<br /> y i�'?:, t � held by Lender.If.undec paragraph 21.I.ender shall ecquim or sell the Property,I,ender,prior to the acc�ulsition or sale of tue
<br /> -r:.=•�.=`=� Propaty, shall epply eny Fundv held by Lendes at the timc of aa�uisition or salo as a cndIt sgainst tho sums soc�red by this �
<br /> � =� • 5ecurity Instrumen� 1�'
<br /> ,.�rrxr;� 3.AppllcaW►u of Pa�meots. Unless applicablo law provides othuwise.atl paymonts inceived by Lender w�der paragraphs
<br /> :�,� i�,a 2 Snau u�-, uea r���,�� ---��-- �_
<br />----�:;�= ��� Y P�PaYmer�t cherges due under the Note: socond,w emounts�rayeble urKfet peregreph 2; -
<br />_- .Yr� thtrd,w intaestdue;foucth,w princIpal due;flnd last,to eny late charges due underthe Note. __
<br /> _;A-.;_•,,• 4.C6�rres;L�ena. Borrower shall pay a11 taxes.esscssments, charges,fines and imposIHons aun'butablc to thca 1'ropaty -..-m.
<br /> v�. ;r.:� ' which may auain priority over this Security Instrumet�t,nnd Itasehold payments a gmund renta,if en .Bomower shall thae �,4
<br /> ' ��'�•: ob6getions in the mant►u vided in Y I�Y �`.''
<br /> •�.� Dro P�Ph 2,or if noi paid in that manncr. Bomawr.r ahall Ray them on tuna diroctly to the ---
<br /> .:_�..: �xrson owed peymen� Borrowes shall pmm p t l y f u mi s h t o L e n d e r a ll n o t I c e s o f a m o u n t s t o b e paid undei this paragraph.If
<br /> --�_.� Horrower m�kes thesa payrrtants dlrecdy.Boaowec rlutll promgtly fumish to Ler►der recetpts evidencing the payments. "
<br /> .��c.- BarQwrr sf�11 promptty discharge any lien whkh has priorlly over this Security lnstrument unless Banower. a �
<br /> �_�:,�.,,• (��c�s�n �"
<br />-_-°� „ writing to ihe payment of the obliigation secured by the lien In n manner acceptable u�Lcnder:(b)cantests in good feith the liu� ��-
<br /> � �t'"��" by, or defe�ds against enforceme�nt of tha lien in, legal proceedings which in the Lender's inion � �'=-
<br /> - �A l�te to prevent the :
<br /> > enforcemeat of the lien;or(c)socwrs from the holder of tha Scn an agree�nent sadsfactory to Lender subordlnating the tien co �:;=�T
<br /> -., this Socuxiry I�strumer►G If I.ender determines that an •' •`-
<br />_ y p.�rt of the Property is subjoct to a lien which may ausin priority►over this ��:--
<br />-- Security Inswmoni,Lender may givo Borrower a notice idenW'ying the lien.Borrowcr shall satisfy the lien or talcc one or more �'�-=
<br />- • of tha aosions set forth a6ove within 10 days of Ihe giving of nodcc. �r�:�
<br /> �''..'' :.- � Form 30II8 9100 f- . °"
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