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<br /> TOf3ETHER WITH�il the improvcmente now or heresfter erected on thc property, al�eaieif�h , cnu�cer,and
<br /> flxturcx �w or hercafter o part of the property. AI! replacemer+tA wxl ocWid�►nr cfwll �Ico bo eoveract by thl� Soeurity
<br /> Inurumeat.All of the farcgoing ie cefernod to in thir Security Instrurne�t�r Ihe"Pmpeny.'
<br /> _ -�- ---,- --�
<br /> BURROWER COVENAIVTB that Borruwer ic Iwwfully c�i+�ed af!he cstute hereby canveyal wKl IwA the riQht ta�r�nt ard
<br /> convey Il�e Property wd tluu the Property is unencumberod.except far encumhruncer of recorJ. B�rn►wer wrrrYntr rnd will
<br />-- _----= defend genernlly the ti�le to the Praperty against all cl�imx wx!demonJo,huhJect tu uny encumbrunecx of rec�rJ.
<br /> THIS SECURITY INSTRUMBNT aambines uniFarm cuvenantc Pi►r nationul ucc ond �um-unifnrm arvcruuur with limitad
<br /> -_-�_ - _-5---, v�riNiong by jurisdiction to consUtute A unfform Rocurity inFtrumem c�►vering real propeny. �
<br /> UNIFORM COVENANTS. Bortnw�r and l.endcr covcnenl und agrce as followx:
<br /> 1. Payment ot Ptincipol and Interesti Preprymeat and l.s�te Clwrge+�. B�►rrower xtwll promptly pny when duc the�
<br /> pr�ncipal of and intercst on�h�dcbt evidencod by the Natc end pny prepAynunt and lutc churges duc undcr the NWC.
<br /> ___ 2. Funds for Tnxes and Iro+urance. SubJect ta appNcable Iww or tn a wriuen waiver by l.ender, Hanower KhuN pay to
<br /> -_-- — l.ender on the day monthly payments are duc under the Notc. until the Note is paid in full,u sum("Funds")for.(a)yearly taxes '
<br />�'°"�"� And a.ssesrmenta which may attain priority over thia Securlty Inatrument as u lien on the PrapeAy;(b)yearly leasehold puymenta
<br /> ��-"�'.._ _� or grcwnd rents on tha Propeny,if any;(c)y�arly hozard or propeny insurance prcmiums;(d)yearly flaod insurance premiums, _
<br /> if any;(e)yeariy mortgage insurance premiums, if any;and (� uny sum�puyable by Burcower to l.ender, in accordar�ce with
<br /> the provisions of puragraph 8. in lieu of the payment of martgage insurunce premium.s.These iteens are called "Escrow Items."
<br /> � l.ender may, at any Nme, coilect and hold Funds in An nmount not ro exceed the msiximum amount a lender for a federally
<br /> ------- related mortgage loa�may require for Borrawer's escrow account under the federul Real Estate Settlement Procadures Act of
<br /> - - 1974 as anenried fram time to time. 12 U.S.C.Section 2601 er seq. ("RFSPA"), unless unother law that applies to the Runds
<br /> _--"_----"-- = scts a Icsscr umount. If so, l.cndcr muy, s�t uny time. collcrt and hold Funds in An amount not to exceed the Icsser umount. -
<br /> �'���°���� L.ender may estimute the amount of Funds due on the basis ui cutrent daw aid reasondble estimttes of expendirores of iuture
<br /> � Escrow Items or otherwise in accordence with applicable law.
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<br /> The Fw�ds ahnll be held in an institution whose deposits ure insured by a federal agency, instrumentality, or entity
<br /> ��:r,��,�r-;y;:,�-� (including Lender,if I.cnder is such an institution)or in uny Foderal Home Lc�an Bank.Lendcr shall upply the Funds to pay the
<br /> _:r'''_'[i��•'`-•`° Escrow[tems. Lender may not charge Borrower for holding and upplying the Funds,annunlly nrialyzing Ihe escrow account,or _
<br /> vedfying the Escrow Items,unless L.ender pays Borrower interest on the Funds and applicable law permits I.ender to muke such °
<br /> '-�"� a chargc. However, Lender mny require Borrower to pay a one-time charge for sui independent real estate wz repoRing service
<br /> ���
<br /> used by l.ender in conaection with this Ic►an, unless applicable law provfdes otherwise. Unless an agreement is made or
<br /> ..•...��'.: applicable law requires interest to be paid,l.ender shall nat t+e required to pay Borrowcr any interest or esimings on the Funds.
<br /> ��`�`�' Borrower and l.cnder may agree in writing, howevar, that interest shall be paid on the Funds. L.ender shall glve to Borrower,
<br /> _ evltholet charg=,sn ennua! eccasnt�ng of tht Fursds,showing crediis as�debits to the Funds and the p�tpose for which earh
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<br /> .��, �• debit to the Funds wus made. The Funds are pledged as udditional security for ull sums secured by this 5ecurity Instrument.
<br />- +��`�����• ''�>=• ` . If the Funds heid by I.ender eaceed the amounts permined to be held by upplicuble law,l.ender shall account to Borrower
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<br /> `� . .� for the excess Funds in accordance with the requiremems of applirable law. If the omnunt of�he Funds held by Lender ut any
<br /> � ,:'�, � time is not sufficient to pay the Escrow Items when due.l.ender may so notify Borrower in writing,und, in such case Borrower
<br /> '"!",'` " „ shall pay to Lender the amount necessnry to muke up the deficiency. Bornower shall make up the deficiency in no more than
<br /> ��'� twelve monthly payments,at L.ender's wle dixcretion.
<br /> '�°t.4''"�',' i Upon payment in full of ull sums secured by this Serurity Instrument. l.ender shnll promptly refund to Borrower uny
<br />. ���" �•• Funds heid by l.ender.If, under paragruph 21,Lendcr shull ucquire or scll Ihe Propeny,Lender, prior 10 the acquisition or sale _.
<br /> �'�' '"�'' � "�n of the Pro rt shall a 1 nn Funds held b Lender ut the time of uc uisition or sule�s n rredit u �lnst the sums sccured b
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<br /> �� thia Security Instrument. �-
<br /> =°� �• 3.A licadon of'PA menia�.Unless u licable Is�w roviJcs othcrwise,ull a •mcnts receiv�d b Ix�uier undcr ra hs —°•
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<br /> ����' i�"��' • ° 1 and 2 shull be applied: fint,to uny prepuyment rharge�due under the Note;s��cond, to amounts payuble under parugraph 2;
<br /> ``' third.�o interest due; fourth,to principal duc;and last, to uny late charges due under�he Note. �-
<br /> ��� - 4.Charge.v; Lien.g. Barrower shall pay all taxes, assessmems, rharges, fines •rixi imposi�i�ms n�tribu�ablc to thc Property
<br />- �? � •� ���' � whlch may attain priority over this Security Instrument, und leasehold puyments ur grounJ rents, if any. Barrower shall ptty
<br /> ,�.�•,��.., � , these obligs�tions in the munner pmvided in purugrliph 2,or if not paid in that m:umer, Borrower shall p•ry them on time directly
<br /> ••; . - .. to�he per.con�wed puyment, Borrower shaU promptly furni�h to I.enJcr nll notires af anNiumS tu be paid under ihis paragraph. —
<br /> '�-•=�'�.`�'�-�` if Borrowcr makes these pAyments direcNy.Bormwer�hall prumptly furnish to l.endcr rcceiptti evidencing thc paymcros. ,��:�
<br /> �.-. • , Borrower shull proroplly diuhurge uny lien which hu�priority�•ver thi�Security Inslrument unlr»Burrower:(u)ugrees in =
<br /> �:.:. � writing tn the p�ymem of the obligatinn tiecured by thc lien in a manner acc�ptaMe ta l.ender,Ib►contests in gcwd fpith the licn
<br /> � by, or defends uguinst enforcement uC thc lien in. Irgal prrxc��iings which in thc L.rnJrr', upinion operute to prcvent the
<br />-`.•;: ,.;;,.�;;.,y'� , enforrement of tlx lien; or(c)serurcx fr��m the h��IJer uf the licn mi agrcrmrnt wtisl'urt��ry �u I.enJcr sulwniinatin�the lien to
<br /> � . •�sr•.•: this Security Instrument. If Lender Jeterniine,�hat uny part uf thc Pr�ipc�rty is�uhjcrt lo a licn �+•hirh ma�� attain priorit�� ��ver --
<br /> �+ • this Security Instniment. LcnJer muy givc H�►rruwrr a nulirr idcnlil'ying Ihr lirn. Burruwer sh•rll wti�fy the lien ur tuke une or --
<br /> .":,; '.;;,::;,� more of the uctlons set forth above within IU duys uf thc givin�ul'n�nirc.
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