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<br /> � :��� —_ � 92— sossos
<br /> 7�OCiETHER WITH�II the lmprovemeMr now or hereafler erected an the propeKy,snd�II easement�,appurteoancer,ond
<br /> flztures tu�w or hereaQer A p�ut of the pmperty. AII repinccments and addilions r�lwll �Iso 6e wvered by �hir Security
<br /> - --��—_ ___- -� Iiutrument.All of Ihe forcgoing Ia rcterred ta in this Socuri[y in�rumcm+w�he "Pru���q."
<br /> � BORROWER COVENANTS that Bonower is lawfully�eir�cd of the eslatc hercby canveyud wK!hus thc rfght ta Qrant end
<br /> - .� ! convey the Property and that the Property is unencumbered,eacept far encuml�rancex of record. Bnrrower warronu and will
<br /> _ deFend generally the title to the Propeny aguinst all clalma and demanJs,aubject�o uny encumbrancev�f rcrard.
<br /> ��"a— --'� �� THIS SECURITY INS'TRUMENT combine�unif'orm caveiwnt�Yar nationul uhe anJ rron-unit'orm uuvanrnw with (imited
<br /> � variations by jurisdictian to conatitute a uniforrn r�ecurity instrument wverfng real pmpeny.
<br /> '-1i. I UNIFORM COVBNANTS.Borrawer suul Lender covenant and ugrce us fallowa:
<br /> _ �'� � 1. 1'�yment of PrinciRwl And Interesl; Prepoyment pnd late Chs�rgea. Barrnw�er xhall promptly pay when due tha
<br /> �- - -�--� principal of and Interest on the debt evidencai by the Nata und c�ny prepayment und lute charges due under the Nate.
<br /> �� 2. Fund�tor Taz�and Insu�nce. Subject w applicable law or to a written waiver by Lender, Borrawer shalt pay to
<br /> --=F=�_-_=-- L.cnder on the doy manthly pnyments are due under the Nate,urni)the Note iR paid in iull, u sum("Furxla")for: (a)ye�►rly laxea
<br /> -- -- �--_-•=�—: and assesaments which may attnin p�fority over thia Secud�y Irtstrument na a Uen an the Pmpeny:(b)yearly leasehold payments
<br /> ,,��t�� or ground renta on�he Property,if uny;(c)yeurly hazurcl or propeny insurance premiurna; (d)yearly flood insurance premiums,
<br /> ---•-=_�_---- if any;(e)yearly mortgage inaurance premiums, if nny;and(f)ar�y�ums payable by Borrower to I.ender, In accordance wlth
<br /> - ___Y��� the provisions of puragraph 8. in lieu of the pAyment of mortgage insurunce premiums. These items are called"Escrow Items."
<br /> �; Lender may. at any time, collect and haid Funds in an enmunt not to exceed the mnximum amount a lender for a fedcrally
<br /> —_- -___���*� related martgage loan may require for Borrower's escrow account under the federul Rcal Estate Settlement Procedurcs Act of
<br /> ,�:-��� ����; � 1974 as amended from tin�e to dme, i2 U.S.C. Sectian 2601 et seq. ("RESPA"),unless another law that applies to the Funda
<br /> _ �`�����.:- '??� , , sets a lesser umount. If so, I.ender may, at any time, collect and hold Funds in an umount not to exceed the lesser amount.
<br /> ° '." .:�''' ; l.cnder may e.stimAte the amount of Funds due on the ba�is of cunent data and re,swonable estimates of expenditures of future
<br /> � �""'""'"`8 �''� ''"�'° F.scrow Items or otherwise in accordance with applicable law.
<br /> : �, �•'�:�"t�s::,.,�;,..;�!,` •
<br /> „ �^ ,,,,,... � The Funds shall be held in an inatitution whose deposjls are insured by a federal ugency, inslrumentsility, or entity
<br /> • ;}y�y:�,/', .,. ;w?�a1F , (including l.ender.if Lender is such an instilution)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the
<br /> � y+=-•`_'�.•�:'��.� .
<br /> ..�,, ;�,.,r ,,.�� Escraw Items. Lender may not charge eorrower for holding ond npplying the Funds,annually unalyzing the escrow account.or
<br /> ';`•;�'„�,''' verifying the Escrow Items,unless Lender payg Borrower interest on the Funds and applicAble law permits I.ender to meke such
<br /> .�.,�..,,�.
<br /> '?��'�L i�':'•��•��, :. a charge. Nowever,I.ender may require Barrower to pay a ane-time charge for an independent real estate tax reporting scrvice
<br /> � �.�� � . .li ..
<br /> • "''' ' used by [.ender in connection with this loan, unless applicable law provides otherwise. Unless an agrcement is mt►de or
<br />- � r`�� applicnble law requires interest to be paid, L.endcr shall not be required to pay Borrower any interest or earnings on the Funds.
<br /> �,.i�y.'..
<br /> � � ��'�'�:�-`'�"�•" ."'°" Borrowar and I.ender mny agree in w�iting, however,that interest shall be paid on the Funds. L.ender shAll give to Borrower,
<br /> � ' ' withaut churge,an annuul uccounting of the Funds, showing credits und debits to the Funds and the purpose far which each
<br /> � � ,' „ debit to the Funds was made.The Funds are pledgeJ ac r�ddidonal sccurity for ull sums secured by this Security Instrumenl.
<br /> ' � If thc Fundx held by Lender excced thc amounts pc:rmitted to be held by upplicuble I:aw,I.�:nder shall uccount to Borrower
<br /> � �1 for the excesti Funds in uccordance with the requirements of opplicuble luw. If the amount of the Funds held by Lender ut any
<br /> •� .. '`"" ° ._ . time is not rufficient to puy the Escrow Items when due, I.c�xler muy x�notify Borrowcr in writing,and,in such cu�e Bcirrower
<br /> ' � siwll puy to Lender thc amount necesw+ry to msikc up thc dc�ciency. Borrower ahuU �nake up the deficiency in na more than
<br /> • � �` twelvc monthly payments,at LenJcr's M�le discrction.
<br /> E � � � ' Upon payment in full of ull sums secured by �hi�S��curiiy Intitrumrnt, l.cixlcr shall promptly rePunJ t�i Borr�►wer uny
<br /> `''� Funds held b Leixlcr. If,wxicr uru r� h 21, l.rnder tihall u� wrc or�rll thc Pm n Iw�ndcr,prinr to thc uc wtiition i��xAle
<br /> I .. . -��,---r_-_ ►', . Y p R'p �I � Pc Y• q �•.
<br /> , . ,,. .. �. uf the Pr�perty,shall apply uny Funds held by l.endcr ut Ihe timc cif ucquisition or xule as a credit ugu�nst the sums secureJ by "
<br /> ��,y u
<br /> r ,�rk+'try..:.�.r.l"!°
<br /> . ; �.,,,�,,.. ;. •b,.. thix Secu�ity lnurumcnt.
<br /> ; .T, • •• 3.Application uf Pwymentx. Unlexx uppliruble luw proviJcti athcrwisc,all paymen�s rcccival by Lencler undcr purugruphs
<br /> � �i;w r � 1 and 2 shall be applied: first, lo uny prepayment chargc�s Juc under thc Notc: s��ond,to unx>unts payablc un�ler paragruph 2;
<br /> r
<br /> :' • '°"' � ' third.�o interest due; fcwnh,to prinripal duc;uixl lust,t��uny lule rhurgcs due uncler the Notc.
<br /> `'�� 4,Chw ec: I.fens. Borrower shnll u ull taxes, a�.vessmentti,chur eti fines and im tiitions attributable to the Pro rt
<br /> �,� • �' r1t P Y B �'• Fx'�� 1� Y
<br /> �:., ' which may uttain priority ovcr�his Security Imtrument,anJ Ic;uchold payments ar ground rent�, if any. &irruwer shall pay
<br /> �- these abligations in the manner providcd in parngraph 2, ar if n�x paid in thut munner, Bnrrowcr+hull pay them on time directly _
<br /> ��3.:i.: ., to the person owed payment. Borrower,hul l promptly fumi sh to Lcncicr ull notices ol'amounts ro bc puid undcr this puragrnph. -
<br /> �`,� �;.`;�R,,.;, � If Borrower makes these puyments directly, Bnrrower shull promptly furnish to l.ender rc�eipts evidencing the payment�.
<br /> . �~ ��:': , ..s, � Borrowershull prompdy discharge vny lien whirh ha, pri�xity uver thiti Securiq• Instrument unle,s Borrnwer:lul ugrees in
<br /> Y ,�,,� - writing tu the payment of the obligation secured by the licn in a munner ucrrptuMe a�l.cndrr.lb�c�m�es�s in E�xx!1'uith thc lien
<br /> � � � by, or defends uguinst enfarcement ot�the lien in, Icgal �rnceaiing. whirh in �he Lender'� ��piniun o�rute to prevent the
<br /> � '�:�`` . cnforcemcnt of thc licn:or(r).ccureti fn�m the huldcr cif thc licn an agrrcmcnt ,atisf'actnry lo I.rndcr tiutxirdinating thc licn to =
<br /> .� ° . this Security lnstrumem. If L�nJer Jeterminr,that any part ot'�hr Pr��prny i, ,uhjcri in a lirn N�hich m•ry •ruuin priurity u�-er -
<br /> ,. � , � ,� this S�YUriry Inst�ument, l,cndcr muy givc Hurruwrr a nuticr iJcn!il'�•ing �hc lirn. H��rruwcr+hull .ati.l'y thr licn ur�akr�mr ur
<br /> � } .
<br /> ^ more of the uctions set forth utwve within lU Juy+of dir giving of nutirr. '
<br /> • Form 3028 erso �
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