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�01104911 (P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Secflon 3 of this Security Instrument. (Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard tQ a"federally related mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. (R) "Successor in Intere.st of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The bene$ciary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instivment secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (u) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described properly located in the County of Hall . [Type of Recording Jurlsdiction] [Name of Recording Jurlsdictlon] The Asse.ssor's Parcel Number (Property Tax II?f� for the Real Property is 400022540. See Attached Legal on Page 16 Parcel ID Number: 400022540 1504 W. 4th St. Grand Island ("Property Address"): which currently has the address of [street] [City] , Nebraska 68801- [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and addi�ions shall also be covered by this Security Instrument. All of We foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal tide to the interest granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as notninee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the rlght to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Securlty Instrument. 001122573563 Citibank 3.2.47.14 VS N�RASKA - Singte Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMB�T WITH �-6A(N� (oeto) Page 3 of 15 m�a�s: FOm1 3028 1/01 �