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2o�io49i� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />001122573563 Citiba.nk 3.2.47.14 VS <br />�N�R - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUMBdT WITH M62S <br />�lyl�-6A(Nq �osio� Page 14 of 15 Form 3028 1/01 <br />