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<br /> � � �, �I�s�r�f or�roperty in,sw��oce. E3anowet stwll koep tbe icnprovetntats now+ eatsting oc deeeafter c:�cul on the _
<br /> Propeny insurad agaitut low by flre. haurd9 ineludod within thc tcrm'extendal covera�e' and at�y other huacd9, iacludiag _
<br /> floods or floodta�,for which I.eculer requlres ir►surancc.This iasur�ce sha11 be m�intained in the amaunu aud for c11e Perov�al
<br /> ttu�t �adtr rcquirra. '['tie iussur�•n;.:.carritr provtdln; the inauruue�hall be chosea 6y Borrower subject to Luuler's app �
<br /> which�all not be utveasonably witt�held. if Borrowu fails to mzint�In coverr.ge descrlbed abova. l.eader taay. at Lender s
<br /> opfloa,obcaln covuage to protect Leader'�ri�ha in�tse Property in�oconiance wicb puagriph?.
<br /> All insuraricce policiw aad reaewals shall be aeeeptsble to l.eackc uu! shall iacluck a sta�utard u�ort�age clause. Lender
<br /> �ball have ttu dght co hold the policies�usd ccmewals. If I.Gader�equires,Borrowu sholl pmmptly give to Les�der all roceipts of
<br /> paid prcuniunu�ad renew�l notices.In the evmt of loss,Borrower shaA give prompt nocice to ttu insu�'once carrier uid 1�ender.
<br /> l,ender ms►y m�ke proaf of loss if not tnade PromptlF by Borrower.
<br /> Ualas Leudei'u�d Borrower othetwise�rx ia wrlting,inwriacx Prooeed�shall be appliod w reuoruion or npair of the
<br /> Prop�uty dam�ed,if the ratoratioa or repair is ec000mic�lly feasible�ad Leada's sa;ucity u not lessened. If the restor�tioa or
<br /> repair it aot economieally feasible or l.eader'c security would be lesseaed, ttu insurwce pcoceeds shap be applied to the sums
<br /> Kcured by this Security Inshument, whdh�s or aot thea due, with u►y excess paid to Barrower. If Bormwer aD�cxbas t1u
<br /> Property. or dots not aaswer withia 30 daya a noiice from Leader that the insuraace cairie�re the�Pmputy ur w paY�sums
<br /> 1,et�der may collect the insurancc proceeds. l�axkr may use the proceaLs co re�ir
<br /> Kcured by thls Socurlty instrumeat,whetber or not then due.The 3Q-d�y periai will be�ia whea tlu notioe is Yiven.
<br /> Unless I.ender aod Borrower otherwise s�gree ia writing, anY apPlication of proocods W principal st�ll not Exte.nd or
<br /> postpoae the due due of the montlilY PW�referred w ia para�trapi�1 aad 2 or cl�a�e the amouat of the paYments.If under
<br /> para�r� 21 the Propeny is icquirod by Lead�r. Borrower's right to swy insurutice policies a�W pmceeds resulting from
<br /> dam�e to the Pmpesty pdor w the acquisicion shaU pa4s to l.eader to tbe eumt of the sumg sxured by t�is Sxurity Inutvment
<br /> iavmediacelY Prlor w tLc acquiaidoa.
<br /> 6.OoeupaacY,Pt�eurv�tlon.Tda{otenaace Aad Yrotect{oo ot tlie Piropecty:Borr�ower's I.aa�n ApplU�adoa;l.eax.boid�.
<br /> Borrowa ahsll oocupy.euablis6,�ad use the Pmpeccy as Bormrvu's prineip�l resideace within siuy days afira the e�coeutiou of
<br /> thi�Sxurity Iast�uaxat�ed st�ll contiaue to oa:upy the Propert}r se Borrowu's principal resideace for at least one year aRer
<br /> tb�due of occupaoc.y.ualess l.mder otherwise agroes ia writin�,which waseat sh�ll not be unrosao�bly withheld.or unlas
<br /> eateawtin� c�r�u�t�a eaist which are bryoad Borrowa'� contml. Borrower ihall no[ destnoy, dama8e or impair the
<br /> pt+opaiy, aUow the Pmperty to deteriante.or oommit waste on tlu Proputy. Bosower shall be in defwlt if aay forfelture
<br /> actioa or pmceedia�.wbether civil or ctiminal,is begua thu ici Leader's good f�ith judgmeat oould rault in forfeiture of the
<br /> propetty or othe�wi�e m�terially impair tbe liea crestal by tbis Sar.urity Instmmeat or l.eader's sxurity inienst. Bormwa mry
<br /> cure tuch a default and nlnatau,as pmvidod in pu'agrapL 18.bY cauain�the xrion or pr000eding to be�c�^,;�•,�with a tuliag
<br /> thst�ia L�eaAer's�ood futb dae�cmiastloa, Precludes forfeiture of the Horrower's interast in the PropertY or otha m�terial
<br /> •..,...y���...��f r�ti«.�w�ced by this Security Insirumau or I�eader's ser.vrlty interest. Borrower atu� also be in default if ;:
<br /> �orrower,duria�tf�lwn appljcati.-w pro�ss,g=�r materislly faUe or inaccurue iat'otmuim or uate�ts w i.eaaw�f�� ---- --
<br /> w Provide Leader with�ay m�terial inforn�tion)ia a�nnaxioa witL the loaa evida�ced bi+the Nou.iacluding,but not limited
<br /> to. npraeatstiom conoaniaS Bomowa':occupaacy of the Property as a principal raideaa.If this Seauity Insuumeat is ou a
<br /> leaxbold. Borcower st�aU comply with all tBe pmvisions of the lease. If Borrower acquires foe r.:;� Yo the FroptrcY� the
<br /> • iea�old and the fee titk shall not merge untess I.mder�w the merga in writin,g.
<br /> 7.Protedio�o[I.eeder'o i��e in the Propaty.If Borrov�er fails to perform the cocmants aad agrxmeoi�contaiaUd in
<br /> this Security Iaun�e�•or tha+e is�le�al pr000ediag tbac maY sagniScantlY affoa Lsmdri's rights in the Property(such a a
<br /> ' pooceedia�ia banYiuguy.Pmbate•for oondemnuion or forfeiture w w eafone Lws or n�uLtions),tlim I.eader miy do and
<br /> pay for wluteva is neauarY w Protec�the v�luc of tLe Propeaty and Leador's riAhts in the PropestY'. I.eader':aaioni maY
<br /> �1y� WYi� �nY wae secus+ed bY a lim whic� � priority ovu this Securiry Inu�ummt. �pPru'ia8 m oou�t. WY�B
<br /> rea�oosble�tiorn�ys'fas and eataln8 oa tbe PmpertY W maice repain. Althou�h I.ea�ies mtY t�lce aetion under this pm'�nph
<br /> 7.I�eader does not l�ave to do w.
<br /> Aay �mouats disbuised bY l.ender under this puagra�t► 7 shall bxome �dditibnsl debt of Bosower socured by this
<br /> Soquity Imuvmeas. Unlas Borrcwa aod a.eader agnee to other term9 of paymeot.thae aa�nunts sh�ll beat interest from the
<br /> date of di�bunemeat at the Nota rate and sh�ll be pay�ble. with 9nurest,nPoa notioe from I.endet to Bomower roquestin8
<br /> �y�• e insurau�ce as a condition of m�Ytn�the low sec�ral by tbis Security
<br /> A.Moct�e Iornnace.If l.eader roquired mort8�8
<br /> Iwaeusr++at. Boaow�ar �hrll uav ti�e P='�saiums required to **,�;^•�;^the mortgaYe iasurance in effax. IIf, for �ay reason,the
<br /> . . p�p���urapce cover�ge req�ired by I,ender laptes or ceases to be in efieet,isorrower saaii pzy me pc�u�iu�r���a�w
<br /> outda�ovesate wbstaotially equivaleat w tbe mort�e iasurance pnwiously in effoci.at a cost�,,u•,^•;���y�iv�leat to tbe
<br /> co�t oo Bore+e�+er of tbe mort�aBe iawraaoe W+eeiouslY ia effect. from an alumue mortgage insurer appc+aved by I.eader. If
<br /> sub�taatiallY equivaleat mort�e iawraace covatge is not available,Borrowex shall gxy to l.eader exh month a sum equal to �
<br /> oae•twelflb of tbe yearly mort�e insurance pc+emium beiag paid by Borrower ahaa the ias�uancx wverage I�psed or ceaced w
<br /> be in sffect.I�adu'wW�.use 3ud retain thcsc paymaiu as a loss resetve in l�eu of mortgage incuraace. I.os� reserve
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