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� <br />- <br />� <br />� <br />N � <br />0 � <br />� � <br />e <br />� <br />� <br />� <br />� <br />� <br />� <br />f� <br />'�d.r <br />� <br />After Recording Return To: <br />PLATTE VALLEY STATE BANK <br />2223 2ND AVENUE <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: UNASSIGNED <br />DEFINITIONS <br />� � <br />� � � <br />^ � <br />� <br />� _� <br />� � <br />D ,} . . <br />n _' �� <br />9'. � , c <br />� . Z <br />� � •° W <br />� o <br />m �� <br />� � �-.. <br />� � ` <br />-� �7 <br />m _,� <br />� o � � <br />� �� <br />�� r � p <br />p � CU <br />cn <br />[Space Above This Line For Recording Data1 <br />DEED OF TRUST <br />c� cn <br />O -{ <br />C I> <br />z ---1 <br />-.� m <br />� o <br />O �1 <br />� —� <br />T � <br />� � <br />r � <br />r �. <br />cn <br />� � <br />� <br />f!> <br />O <br />N <br />O <br />F—a <br />!"�J <br />� <br />� <br />� <br />CA <br />� <br />li <br />� <br />�� <br />K' <br />. <br />!' <br />.?d�� <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JI7NE 3, 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is TODD C ENCK AND KELLY A ENCK, HUSBAND AND WIFE <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is PLATTE VALLEY STATE BANK <br />Lender is a NEBRA.SKA. CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 2 2 2 3 2ND AVENUE , KEARNEY , NEBRAS KA 6 8 8 4 7 <br />Lender is the beneficiary under this 5ecurity Instrument. <br />(D) "Trustee" is PLATTE VALLEY STATE BANK & TRUST, CO <br />2223 2ND AVE, KEARNEY, NEBRASKA 68847 . <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 3, 2 011 . <br />The Note states that Bonower owes Lender ONE HUNDRED TWENTY-FIVE THOUSAND AND <br />00/100 Dollars (U.S. $ 125, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2041 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Properly." <br />(G) "Loan" means the debt evidenced bq the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Hoine Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable judicial <br />opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DodNaglc� <br />Form 3028 1(01 Page 1 of 71 www.docmagic.rnm <br />Ne3028.dot.�cm1 <br />