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.,�, � s ��. � � 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bonower fails to perform the covenants and agreements contained in this Securiry Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this 5ecurity Instnunent (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instnunent or to enforce laws or regularions), or (c) Bonower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instzument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's acrions can include, but aze not limited to: (a) paying any sums secured by a lien which has priority over this Security Instniment; (b) appearing in court; and (c) paying reasonable attomeys' fees to protect its interest in the Property andJor rights under this Security Instrument, including its secured position in a bankruptcy proce,eding. 5ecuring the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or boazd ug doors and windows, drain water from pipes, eliminate builcting or other code violarions or dangerous condirions, and ha.ve utilities turned on or off. Although Lender may take acrion under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions autkorized under this Section 9. Any amounts disbursec� by Lender vnder this Section 9 sha11 bscome additional debt of Borrower secured by this Security Instniment. These amounts shatl bear interest at the Note rate from the date of disbursement and s�a1.I be payable, with such interest, ugon norice from I.ender to Bonower requesting Pa �Tf this Security Insn'ument is on a Ieasehold, Borrower shall comply with all the provisions of the lease. If Borrower ar,�uires fee title to the Property, the leasehold and the f� title shall not merge unless Lender agree�s to the merger in writing. lti. Mortgs�ge �nsurance. Tf Lender required Mortgage Insurance as a condition of making the Loan, Bortower shall pay the gremiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mvrtgage insurer ttiat previously provided such insurance anci Borrower was required to make separately designated payments towazd the premium� for Mortgage Insurance, Barrower shall pay the premiums required to obtain coverage substantialTy equivalent to the Mortgage Insurance previously in effect, at a cost substanrially evuivalent to the cost to Borrower of the Mortgage Tnsurance previously in effect, from an alternate mortgage insurer selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Borrower slzall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payinents as a aan-refundable loss reserve in Iieu of Mortgage Insurance. Such loss reserve shall be nan-refu.ndable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall nat be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Tnsurance as a condirion of rnaking the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Bonower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Secrion 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Bonower does not repay the Loan as agrced. Bonower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA - Singie Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE) 1os>>) Page S of 15 inictais: Form 3028 1/01